Pledge your gold as collateral and get funds at affordable rates with the IDBI Bank Gold Loan
With an IDBI Bank Gold Loan, you can get an amount ranging from ₹10,000 to ₹50 Lakhs. You can repay the borrowed amount within a flexible tenure of 36 months.
Check out the following table to know more about the IDBI Bank Gold Loan interest rate:
Interest Rate |
9% |
Processing Fee |
1% |
*Disclaimer: The aforementioned charges are subject to change at the lender’s discretion.
Here are some attractive benefits associated with the IDBI Bank Gold Loan:
Take a loan ranging from ₹10,000 to ₹50 Lakhs
Get the funds at competitive rates, starting from just 9% p.a.
Repay the loan amount conveniently over a tenure of 3-36 months
Get the required funds hassle-free through both online and offline modes
Follow these simple steps to apply for a gold loan from IDBI Bank:
Go to the official website of IDBI Bank
On the main tab, click on the ‘AGRI’ section
Click on ‘Loans’ and choose the ‘Gold Loan Scheme’ option
Click on ‘Download’
Fill the form with necessary details
Submit the form
A bank representative will contact you for further steps.
Yes, you can get an IDBI Bank Gold Loan by pledging your gold valuables as collateral. You can borrow an amount ranging from ₹10,000 to ₹50 Lakhs and repay the amount by choosing a convenient tenure.
Yes, the gold assets that you have pledged against the loan amount remain safe with the bank. Once you repay the borrowed funds, the bank will return the gold to you.
The IDBI Bank Gold Loan interest rate starts at just 9% per annum. However, the rate you get varies according to your profile as a borrower and other factors. You can check out the latest rates from the lender’s website before applying for the loan.
IDBI Bank offers you the flexibility to repay the loan amount conveniently over a tenure of 36 months.