IIFL Gold Loan Statement

Without consistent updates on payments, due dates, and your outstanding balance, managing a gold loan can quickly become difficult. The IIFL Gold Loan statement gives you a complete view of your loan account, helping you avoid missed EMIs and late fees. 

An IIFL Finance Gold Loan account statement is an official document that provides a detailed summary of your gold loan. It includes your loan account number, disbursal date, sanctioned amount, interest rate, repayment history, outstanding balance, and details of the pledged gold.

This statement helps you track payments, verify interest charges, and ensure complete transparency. It also serves as valid proof for future reference, tax filing, or resolving discrepancies. You can access your IIFL Gold Loan statement both online and offline. 

You can easily check your IIFL Finance Gold Loan statement through the official website or mobile app. Just log in to the customer portal using your registered mobile number or email ID to view key details like the disbursed amount, repayments made, interest charged, and current outstanding balance.

The 'IIFL: Gold & Business Loans' app also provides real-time access to your statement, amortisation schedule, and transaction history. After logging in, navigate to the section that allows you to check and download the statement. You can also chat with the built-in chatbot to check your loan details instantly. 

To access your IIFL Finance Gold Loan account statement, you need to log in to the IIFL Finance website or the mobile app. Here is how:

Official Website:

1. Visit the official IIFL Finance website

2. Click on ‘MY ACCOUNT’ and choose the ‘SIGN IN’ option

3. Enter your mobile number and check the box after reading the terms and conditions

4. Navigate to the section that allows you to check the loan statement 

5. View the loan statement directly or download it

Mobile App:

1. Download the 'IIFL: Gold & Business Loans' mobile app from the Google Play Store or the App Store

2. Open the app and enter your mobile number registered with the loan account

3. Tap ‘Verify’ to generate an OTP

4. Enter the OTP and tap ‘Continue’

5. Create a 4-digit MPIN of your choice, then re-enter it to confirm

6. Set up biometric login (Fingerprint/Face Recognition), or choose to skip this step

7. Log in using your MPIN or biometric authentication

8. Access the loan statement by navigating to the section that allows you to check the statement

IIFL Finance offers multiple ways for customers to access and download their gold loan statements online. Here are the steps you can follow for getting statements through different methods:  

Via the Mobile App 

1. Download the "IIFL: Gold & Business Loans" app

2. Open the app and enter your registered mobile number

3. Tap 'Verify' and enter the OTP

4. Set a 4-digit MPIN and confirm it

5. Log in using your MPIN or biometrics

6. Go to the loan statement section to view or download it

Through Email

1. Contact IIFL Finance at gold-helpline@iifl.com

2. Request the loan statement to be sent via email 

3. You may need to verify using an OTP sent to your registered number 

4. You will typically receive the statement in a PDF format 

Via the Customer Portal 

1. Go to the IIFL Finance website

2. Click on "MY ACCOUNT" and select "SIGN IN"

3. Enter your registered mobile number and agree to the terms after reading them

4. Find the section that allows you to check the loan statements

5. View or download your statement

By Calling the Customer Support 

1. Call IIFL Finance’s customer service team at 1860-267-3000 or 7039-050-000

2. Provide your account details and request the statement 

3. You can choose to receive it via email or an SMS link 

Your gold loan statement helps you track all loan-related activities in one place. It ensures transparency between you and IIFL Finance, making it easier to manage your loan effectively.

• The statement shows your outstanding loan amount, applicable interest, fees, and any overdue charges. With this information, you can plan your repayments and finances more accurately.

• Regular checks help you stay aligned with your EMI due dates and overall payment schedule. This reduces the risk of missed payments, which could lead to penalties or a negative impact on your credit score.

• The statement helps you spot any unauthorised charges, incorrect interest calculations, or missed EMI updates. If anything looks off, you can raise it with IIFL Finance and get it resolved quickly.

While accessing your IIFL Finance Gold Loan account statement, some users may face occasional issues. It can be due to technical or account-related reasons. Here are some of the most common problems:

• You may face difficulty signing in due to forgotten passwords, incorrect OTPs, or outdated contact details. These issues can interrupt access until your credentials or contact information are updated.

• Selecting the wrong loan account can lead to statement access issues. It is important to verify the correct account before proceeding.

• Downtime or errors in service portals and apps may temporarily prevent statement access. These are usually resolved once the technical glitch is fixed.

• If your registered mobile number or email is outdated, you may miss OTPs or alerts. This can delay access or prevent successful login attempts.

• Requesting printed statements or offline access may involve extra charges. Opting for digital statements helps avoid unnecessary fees and speeds up the process.