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Introduction:

The high speed, effortless driving, and the thrill of the air ruffling through your hair makes riding a bike more adventurous. Owning a bike brings forth a lot of advantages like fuel-efficient rides, low maintenance and repair costs, and ease of parking. Buying a bike is more affordable than a car and helps you save more due to the low costs of taxes & licensing. If you are a person who likes the thrill of wheels and is looking for the best bikes under Rs. 2 Lakhs, know more about the top-class models in this segment.

 

You should also know that insurance is a must-have when you own a bike. Bike insurance acts as a protective cover and shields you in case of accidents on the road. Insurance costs are also involved when you purchase a new bike or already own one. Therefore, you must know about bike insurance and its premiums before investing in a new bike. Knowing about two-wheeler insurance gives you a better understanding of the policies and protection cover offered.

List of Top Bikes Under Rs. 2 Lakhs:

Model

Ex-showroom Price

Mahindra Mojo

Rs. 1,99,900

Royal Enfield Meteor 350

Rs. 1,98,537

Honda H'ness CB350

Rs. 1,96,239

KTM 200 Duke

Rs. 1,85,606

Yamaha R15 V4

Rs. 1,70,800

Mahindra Mojo

The base price of Mahindra Mojo starts at Rs. 1,99,900 in India. Equipped with best-in-class features, this powerful street-cum-touring bike is available in 4 different variants and four colours. The Mahindra Mojo is fitted with a powerful 294.72 cc engine of a BS6 emission standard. The engine develops a high power of 25.37 bhp, and the torque generated is 25.96 Nm. The other distinguishing features of Mahindra Mojo are front & rear disc brakes and an anti-locking braking system.

Features

Information

Ex-showroom Price Range

Rs. 1,99,900 onwards

Insurance Cost

Starting from Rs. 6,425 onwards

Engine Capacity

294.72 cc

Emission Type

BS6

Fuel Type

Petrol

Top speed

144 km/h

Transmission

6-speed manual

Fuel Tank Capacity

21 Litres

Image source:- https://www.carandbike.com/mahindra-bikes/mojo

Royal Enfield Meteor 350

The Meteor 350 model of Royal Enfield is available in three variants- Fireball (Ex-showroom New Delhi price Rs 1,98,537), Stellar, and the Supernova. The Meteor 350 is a cruiser bike having a bucket-shaped rider seat and a laid-back, comfortable riding posture. The raised handlebars balance the bike ergonomically.

 

It is fitted with a new generation J-series air-cooled, four-stroke, single-cylinder, and 2-valve SOHC fuel-injection type engine. This feature-rich bike generates a power of 20.2 bhp, rotating the wheels at 6100 rpm and producing a 27 Nm twisting force at around 4000 rpm. A 5-speed gearbox provides excellent acceleration taking the bike from 0 to 100 km/h in just 15 seconds. The advanced engine creates very-low vibrations, and you can easily ride this powerful bike without any prior Royal Enfield riding experience.

Features

Information

Ex-showroom Price Range

Rs 1,98,537 onwards

Insurance Cost

Starting from Rs. 6,435 onwards

Engine Capacity

349 cc

Emission Type

BS6

Fuel Type

Petrol

Top speed

120 km/h

Transmission

5-speed manual

Fuel Tank Capacity

15 Litres

Image source:-https://www.royalenfield.com/in/en/motorcycles/meteor/#gallery-scroll

 

Read More: Royal Enfield Insurance

Honda H'ness CB350

It H'ness CB350 is a classic standard cruiser bike from Honda. The bike has a double-cradle type chassis to support this heavy engine bike. The H'ness CB350 offers an excellent balance & stability on all road types. Honda H'ness CB350 is fitted with a long-stroke, single-cylinder, 2-valve fuel-injected engine of 348 cc capacity. The 5-speed gearbox of this all-road bike is connected to the engine using an assist & slipper clutch, making the handlebar clutch lighter and easy to manoeuvre. H'ness CB 350 exhibits a powerful performance by accelerating from 0 to 100 km/h in 13 seconds.

Features

Information

Ex-showroom Price Range

Rs 1,96,000 onwards

Insurance Cost

Starting from Rs. 6,435 onwards

Engine Capacity

348.36 cc

Emission Type

BS6

Fuel Type

Petrol

Top speed

130 km/h

Transmission

5-speed manual

Fuel Tank Capacity

15 Litres

Image source:- https://www.carandbike.com/honda-bikes/h-ness-cb-350

KTM 200 Duke

Duke model of KTM comes in a single variant and two colours (orange and black). This feature-rich KTM bike is powered by a 199.5 cc engine that generates a power of 25.4 bhp and a torque of 19.5 Nm. Fitted with front & rear disc brakes and an anti-locking braking safety system for reliable safety. KTM has profoundly updated its new model by modifying the design and enhancing the fuel tank capacity. It is fitted with an LED DRL-based angular headlamp and has a sleek tail unit with a split-seat setup. This KTM bike is equipped with a single-cylinder, fuel-injection based engine, BS6-compliant. The engine produces a power of 24.6bhp and a torque of 19.3Nm.

Features

Information

Ex-showroom Price Range

Rs. 1,85,606 onwards

Insurance Cost

Starting from Rs. 6,400 onwards

Engine Capacity

199 cc

Emission Type

BS6

Fuel Type

Petrol

Top speed

142 km/h

Transmission

6-speed manual

Fuel Tank Capacity

13.5 Litres

Image source:- https://www.autocarindia.com/bike-reviews/2020-ktm-200-duke-review-track-ride-416306

 

Read More: KTM Duke 200 Insurance

Yamaha R15 V4

Yamaha YZF R15 V4 is a trendy sports bike under Rs. 2 lakhs. It comes in 5 variants with four different colours 9– Metallic Grey, Dark Knight, Racing Blue, and Metallic Red. The V4 of Yamaha YZF R15 is equipped with a 155 cc engine giving 18.1 bhp power and 14.2 Nm torque. To enhance the stopping potential, both the front and rear wheels have disc brakes, and it is fitted with an anti-locking braking system. Both the wheels have single discs and a dual-channel-based ABS safety net to assist the braking tasks. A side-stand-based engine cut-off feature is also provided to reduce accidents.

Features

Information

Ex-showroom Price Range

Rs. 1,70,800 onwards

Insurance Cost

Starting from Rs. 6,400 onwards

Engine Capacity

155 cc

Emission Type

BS6

Fuel Type

Petrol

Top speed

150 km/h

Transmission

6-speed manual

Fuel Tank Capacity

11 Litres

Image source:- https://www.bikedekho.com/yamaha/r15-v4/specifications

Conclusion

This exhaustive list of bikes under Rs. 2 lakh provides you with the outstanding two-wheelers in this price segment. An added protection in the form of two-wheeler insurance acts as your saviour in case of accidents. You can choose from the broad range of two-wheeler insurance policies available at Finserv MARKETS that too at affordable premiums. The hassle-free and simplified online application process and claim settlement feature act as the cherry on the cake.

FAQs on Best Bikes Under 2 lakhs

  • ✔️Which is the first bike among the best bikes under Rs. 2 lakhs?

    Yamaha YZF R15 V3 has the highest top speed among the bikes under Rs. 2 lakhs.

  • ✔️What do you mean by ex-showroom price?

    Ex-showroom price, also known as the sticker price, excludes the road tax and other charges like insurance and bike registration charges.

  • ✔️What costs does on-road price include?

    To calculate the on-road price, you must add the ex-showroom price, road tax, registration charges, insurance costs, and other optional costs as prescribed by the government.

  • ✔️What time is required to get the online bike insurance policy?

    Generally, when you sign up for bike insurance online and pay the premium, a copy of your insurance policy is immediately shared through email.

  • ✔️Which is the most economical bike, under Rs. 2 lakh?

    If rated based on affordability, Hero Xpulse 200 4V, priced at Rs. 1,30,255 is the most affordable bike in this price bracket.