Best Bikes Under ₹1 Lakh

Whether you need a bike for daily commutes or weekend rides, there are some excellent bike options in India under the budget of ₹1 Lakh. Choose from commuters, sports models, and tourers that offer a solid mix of performance, style, and value.

Two-wheelers remain a top choice for their fuel efficiency and ease of use. Strike the right balance between cost and features to make the most of your budget. Browse the top picks below and plan your purchase with flexible two-wheeler loans on Bajaj Markets.

Are you on the lookout for a sustainable bike under ₹1 Lakh? Here is a list of some of the best options under ₹1 Lakh to help you enjoy a more efficient riding experience.

Disclaimer: The ex-showroom prices mentioned above are applicable only to New Delhi. The price varies from city to city depending on RTO charges and insurance cost changes.

Let us check out the distinctive features of some of the best bikes under ₹1 Lakh. Some of the bikes mentioned below may have an on-road price above ₹1 Lakh, but their ex-showroom prices are generally lower.

1. Hero Splendor Plus

The Hero Splendor Plus base price ranges from ₹91,701 for the base variant to ₹95,158 for the top-end model. The insurance premium for this bike starts from ₹714 per annum. It is available in 7 variants and 7 colours.  It is one of the best bikes under ₹1 Lakh based on its on-road price.

 

Check out the table below for the features of the Hero Splendor Plus.

2. TVS Star City Plus

The price of the TVS Star City Plus starts from ₹92,261 for the base variant to ₹95,558 for the top-end model. The insurance premium for this bike begins at ₹714 per annum. It is available in 2 variants and 7 colours.

 

Check out the table below for the features of the TVS Star City Plus.

3. Bajaj Pulsar 125

The Bajaj Pulsar 125 base price ranges from ₹1 Lakh for the base variant to ₹1.15 Lakhs for the top-end model. The insurance premium for this bike starts from ₹714 per annum. It is available in 6 variants and 8 colours. 

 

It is one of the best bikes in the range of ₹1 Lakh, with insurance costs of roughly ₹714 p.a.

 

Check out the table below for the features of the Bajaj Pulsar 125.

4. Honda Shine

The Honda Shine base price ranges from ₹97,792 for the base variant to ₹1.04 Lakhs for the top-end model. The insurance premium for this bike starts from ₹714 per annum. It is available in 5 variants and 4 colours. Honda Shine is one of the most sought-after bikes under ₹1 Lakh for Indian users.

 

Check out the table below for the features of the Honda Shine.

5. TVS Radeon

The TVS Radeon starts at ₹71,912 for the base variant, going up to ₹99,603 for the top-end model. The insurance premium for this bike starts from ₹714 per annum. One of the best bikes under ₹1 Lakh, the TVS Radeon is available in 4 variants and 8 colours.

 

Check out the table below to know the features of the TVS Radeon.

6. Hero Glamour

The Hero Glamour is priced from ₹92,980 for the base variant and goes up to ₹1.05 Lakh for the top-end model. The insurance premium for this bike starts from ₹714 per annum. It is available in 4 variants and 4 colours. Hero Glamour is one of the popular choices when it comes to bikes below ₹1 Lakh.

 

Check out the table below for the features of the Hero Glamour.

7. TVS Sport

One of the most affordable bikes below ₹1 Lakh, the TVS Sport’s price range starts from ₹71,086 to ₹73,382. TVS Sport is powered by a 109.7 cc air-cooled engine, producing 7350 rpm of power. TVS Sport comes in three distinctive variants for the Indian market, with the annual insurance starting from ₹714. 

 

Check out the table below for the features of the TVS Sport:

8. Honda CD 110 Dream

The Honda CD 110 Dream is priced at ₹90,345 for the Deluxe variant. It is powered by a 109.51 cc air-cooled engine and comes in 4 colours. The insurance for the Honda CD 110 Dream starts at ₹714 p.a.

 

Check out the table below for the features of the Honda CD 110 Dream.

9. Hero Super Splendor

The Hero Super Splendor base price ranges from ₹95,884 for the base variant to ₹1.18 Lakhs for the top-end model. Powered by a 124.7 cc air-cooled engine, Hero Super Splendor is available in 2 variants and 5 colours. 

 

The insurance plan for Hero Super Splendor starts from ₹714 per annum.

 

Check out the table below for the features of the Hero Super Splendor.

10. Honda SP 125

The Honda SP 125 base price ranges from ₹1.04 Lakhs for the base variant to ₹1.17 Lakhs for the top-end model. Powered by a 123.94 cc air-cooled engine, the Honda SP 125 is available in 4 variants and 5 colours. The insurance plan for Honda SP 125 starts from ₹714 per annum.

 

Check out the table below for the features of the Honda SP 125.

11. TVS Raider 125

The TVS Raider 125 base price ranges from ₹1.02 Lakhs for the base variant to ₹1.19 Lakhs for the top-end model. TVS Raider 125 is available in 6 variants with 13 distinctive colour options. This bike is an excellent option to consider with insurance costing around ₹714 per annum.

 

Check out the table below for the features of the TVS Raider 125.

12. Hero Glamour Xtec

The Hero Glamour Xtec price ranges from ₹1.06 Lakhs for the base variant to ₹1.11 Lakhs for the top-end model. Hero Glamour Xtec is one of the popular choices when it comes to the best bikes under ₹1 Lakh in the market. The annual insurance plan for Hero Glamour Xtec starts at ₹714 per annum, and the bike comes in 2 variants and 4 colour options. 

 

Check out the table below for the features of the Hero Glamour Xtec.

Here are a few reasons why bikes under ₹1 Lakh are a prudent choice:

• Fuel Efficiency

Most bikes in this range are engineered to deliver excellent mileage, making them suitable for daily commutes and long-term fuel cost savings.

• Affordable Maintenance

Simple construction and readily available spare parts ensure low maintenance expenses. This provides peace of mind for those who need to manage costs effectively.

• Versatile Options

This price segment includes a wide variety of styles and functions, whether you require a bike for commuting, light touring, or moderate sporty performance.

• Easy Handling and Comfort 

These bikes are designed to be lightweight and easy to manoeuvre. They offer both comfort and control, especially in dense urban traffic conditions.

• Modern Features

Despite the competitive pricing, many models are equipped with digital displays, LED lighting, and Bluetooth connectivity. These features add convenience without increasing the cost substantially.

• Regulatory Safety Compliance

Standard safety technologies such as CBS or ABS are mandated, ensuring a secure riding experience even in this affordable segment.

• Strong Resale Value

Well-known models under ₹1 Lakh tend to retain value effectively, making future upgrades financially manageable.

• Finance-Friendly

Lower initial costs and accessible EMI plans make these bikes suitable for first-time buyers and those who have to avoid financial pressure.

Before purchasing your new bike, it is important to think beyond just price and appearance. From how you plan to use it to future maintenance, here are some key points to help you make a well-informed decision.

• Fix Your Budget

Set a clear spending limit so you can focus only on bikes that fall within your range and provide the best value for money.

• Know Your Usage

Consider your daily route, city traffic conditions, rough roads, or highways. Select a bike that aligns with your travel requirements.

• Pick the Right Engine

An engine capacity of 125 cc to 250 cc is generally suitable for everyday rides. This provides a good balance of performance and fuel efficiency.

• Ensure Proper Fit

Confirm that you can comfortably reach the ground with your feet and handle the bike’s weight easily to maintain stability and control.

• Review Key Features

Assess features such as seat comfort, design, storage space, safety technology, and styling to ensure they align with your preferences.

• Consider Maintenance

Examine service costs, availability of spare parts, and maintenance frequency. This allows you to avoid unexpected expenses in the long run.

• Think About Resale

Choose a model that retains its value well. Bikes that are still in production generally command better resale prices.

• Plan for Insurance

Valid insurance is essential. It provides cover against damage, theft, and third-party liabilities. You can easily compare or purchase policies online.

When buying a bike under ₹1 Lakh, exploring financing options makes the purchase more affordable and convenient. Rather than paying the entire amount upfront, you can opt for a two-wheeler loan that enables repayment through easy EMIs. 

 

This approach helps manage your budget and lets you choose a better model without straining your finances. On Bajaj Markets, you can explore attractive Two-Wheeler Loan options of up to 100% of the bike’s value  with simple eligibility criteria. 

Disclaimer: The above-mentioned information is subject to change as per changes in the lender’s policies. 

 

With flexible tenures of up to 48 months and 100% funding of the on-road price, you are able to plan your EMIs in advance. Choosing the appropriate financing plan ensures a seamless buying experience and provides greater control over your long-term expenses.

 

*T&C Apply

You have a plethora of options for new bikes under ₹1 Lakh. Select a bike from the list above after carefully considering your budget and the availability of the model. Check the mileage range of the bikes, keeping in mind the rising fuel prices in India.

When purchasing any of these stylish bikes below ₹1 Lakh, it is mandatory to buy insurance as per the Motor Vehicles Act, 1988. Timely renewal of your bike insurance is equally important to avoid penalties. Having insurance is wise, as it provides both legal and financial protection in case of unforeseen emergencies involving your bike.