Activa 5G Insurance in India - Cost & Specifications

A fifth-generation variant of India’s most popular scooters, the Activa 5G, has been discontinued. However, the last noted showroom price of the same starts at Rs.55,934. 

You can buy or renew the Honda Activa 5G insurance online in India visiting the Bajaj Markets website. Also, when purchasing a vehicle in India, opting for third-party motor insurance is a must. Based on the model variant, third-party insurance pertaining to the Activa 5G starts at Rs.714. In addition to this, you can also opt for a comprehensive insurance policy.

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Honda Activa 5G Insurance

The Honda Activa 5G is the fifth-generation model of the extremely popular scooter series in India. Although the 5G model has since been discontinued in favour of the latest 6G model, the last recorded ex-showroom price of Honda Activa 5G starts at ₹55,934. However, even the most efficient machines can face accidents due to unforeseen circumstances, which is why it is important to get motor insurance for your vehicle. In this article, we’ll take a look at Honda Activa 5G insurance price, specifications, and features.

Honda Activa 5G Insurance Cost for Variants

The Honda Activa 5G comes in 4 different variants and you can find the insurance price for all of them in the table below:

Activa 5G Variants

Ex-Showroom Price* (Delhi)

Fuel Type

Estimated Third-party Premium**

FY 2022-23

 

(effective 1 April, 2022)

 

Activa 5G Standard

₹55,943

Petrol

₹714

Activa 5G Standard Limited Edition

₹56,334

Petrol

₹714

Activa 5G Deluxe

₹57,799

Petrol

₹714

Activa 5G Deluxe Limited Edition

₹58,199

Petrol

₹714

*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

 

**Third-party premium rates are indicative. The actual Activa 5G insurance premium that you might have to pay may change depending on various factors. Please check the prevailing premium prices before purchasing your bike insurance policy.

How to Purchase Honda Activa 5G Insurance Online

Follow the given simple steps to buy Honda Activa 5G insurance online in just a few minutes:

 

Step 1: On the Bajaj Markets website, go to the two-wheeler/bike insurance page.

 

Step 2: Enter your bike registration number and other required details.

 

Step 3: Pick your preferred Activa 5G insurance plan from the available options.

 

Step 4: Proceed with the online payment for your chosen insurance plan.

 

Step 5: Your bike insurance plan will be activated and details will be sent to your registered email.

 

Read More: Honda Insurance

Steps for Activa 5G Insurance Renewal Online

If you wish to renew your Activa 5G insurance online, you can follow the simple instructions given below:

 

Step 1: On the Bajaj Markets website, go to the two-wheeler insurance page.

 

Step 2: Enter your existing Activa 5G insurance details, as well as other required personal details.

 

Step 3: Choose from the available Honda Activa 5G insurance renewal price options.

 

Step 4: Make the online payment for your chosen insurance renewal plan.

 

Step 5: Once your Activa 5G insurance renewal plan is activated, the details will be sent to your registered email.

 

Read More: Bike Insurance Renewal

Why you Need Activa 5G Insurance

The Honda Activa series of two-wheelers has been one of the most successful and best-selling two-wheelers in the country over the past decade. The Activa 5G comes with excellent upgrades and safety features making it an excellent choice for anyone. However, even with the best in class safety features, two-wheelers are more prone to accidents than four-wheelers and the repair cost for the Activa 5G can range between ₹5,000 to ₹40,000 depending on the extent of the damage. One of the best ways you can secure yourself financially against these losses is by getting a good comprehensive insurance plan. You also need to mandatorily have third-party insurance for your Activa 5G to drive on the Indian roads, as per the New Motor Vehicles Act, 2019.

Types of Honda Activa 5G Insurance Plans

There are mainly two types of two-wheeler insurance you can choose from; third-party and comprehensive insurance.

Third-Party Activa 5G Insurance

Having two-wheeler insurance is mandatory in India and a third-party insurance plan is a basic plan that one can opt for. This is a basic two-wheeler insurance plan which will simply cover damages caused by the owner's two-wheeler to a third-party vehicle or property. It is inclusive of vehicle damage, wreckage, injury, death or property damage. However, this type of plan does not provide insurance to the rider or the two-wheeler itself.

Comprehensive Activa 5G Insurance

Comprehensive plans for two-wheelers are highly recommended because these plans offer extensive coverage. Right from damages and wreckage to personal accident cover, from co-passenger accident cover to third-party liability cover, you’ve got it all in this plan. Your Honda Activa 5G will also be fully covered against losses incurred due to theft, explosion, natural disaster, fire, accident, damage in transit etc.

What’s Included in Your Activa 5G Insurance

Third-party insurance will only provide coverage to the third-party involved in an accident. Meanwhile, comprehensive insurance will provide coverage to you, your vehicle as well as offer third-party cover. Still, you should always read the insurance policy document before purchasing a policy.

What’s Not Included in Your Activa 5G Insurance

Bike insurance plans have a certain set of exclusions that are not covered by the policy such as normal wear and tear of the bike, accidents due to drunk driving, replacement of consumables, etc.

 

Read About: Inclusions & Exclusions of Bike Insurance Cover

Important Add-On Covers You Should Consider

You also have the choice of getting add-on covers with comprehensive Activa 5G insurance for enhanced coverage:

  • Engine Protect Cover

    This add-on covers for engine damage due to water seepage or any such causes.

  • Zero depreciation cover

    Regular insurance will not cover the damages or loss that happens due to regular wear and tear, otherwise known as depreciation. When you opt for this cover, your insurer will pay for the parts that are depreciated.

  • Accessories cover

    If you have added some accessories to your bike, you can purchase this add on to cover them.

  • Key replacement cover

    If you ever lose or damage your key, this add on can cover the replacement costs.

Claiming Insurance for Your Activa 5G

Here is a list of the necessary documents that you will need at the time of claiming insurance for your Activa 5G:

 

  1. Two-wheeler insurance policy papers

  2. FIR of the incident/accident

  3. Detailed information about the incident with eyewitness accounts

  4. Original RC papers of the vehicle

  5. Full set of bills and receipts (in case of reimbursement claim)

 

There are two types of Activa 5G insurance claim you can choose from; cashless or reimbursement.

Cashless Claim

In the case of a cashless claim, you can take your damaged Activa 5G to a network garage that has partnered with your insurance company and get your vehicle repaired. In a cashless claim, you do not need to pay anything for the repairs, the garage directly settles the bills with the insurer.

Reimbursement Claim

Under reimbursement claim, you need to get your Activa 5G repaired at a preferred garage at your own expense. After the repair, you can submit the repair bills and receipts to the insurance company and get reimbursement for the same.

 

Read About: Bike Insurance Claim Process

Useful Tips for Reducing Two-Wheeler Insurance Premiums

Here are some useful tips you can use to reduce your Activa 5G insurance premium costs:

  • Compare Insurance Plans Online

    When looking to buy insurance for your Activa 5G, you should look into all the available plans online and choose a plan that offers the best features at the most competitive price.

  • Use the No Claim Bonus

    If you are renewing your plan after a policy term, and you have not made any claims, you should take advantage of the No Claim Bonus (NCB) to get reduced premiums.

  • Install Anti-theft Device

    By installing an ARAI approved anti-theft device on your Activa 5G, you may be eligible for a small discount on your insurance premiums.

  • Avoid Making Small Claims

    In case your Activa 5G has minor damage, you should get it repaired on your own without making a claim. Making too many insurance claims may lead to an increase in premium prices.

Maintaining Your Activa 5G: Important Tips

Maintaining your Activa will help you save money on insurance and repairs in the long run. Here are some maintenance tips to keep in mind:

  • Regularly Service Your Activa 5G

    Your Activa 5G needs to be serviced regularly to ensure that it is running smoothly. Regular servicing can also help identify any potential problems and get them repaired before they cause any malfunctions.

  • Maintain Tyre Pressure

    You need to make sure that the tyre pressure in your Activa 5G is maintained properly so that there is no extra pressure on the engine or the internals of the vehicle.

  • Maintain the Engine

    The engine of your Activa 5G is its most important component. You need to regularly check the engine to ensure it’s working smoothly.

  • Do Not Overload

    Overloading your Activa can damage the engine and the internal parts due to the added stress of carrying extra weight. Overloading can also lead to accidents.

Honda Activa 5G Maintenance Cost

You need to maintain and service your Activa 5G regularly to increase its longevity. The first few servicings may be provided free of cost but you will have to pay out of pocket once the free services expire. The approximate Activa service cost for 2 years is around ₹4,770. Here is the service schedule for Honda Activa 5G:

Service

Distance (km) /Time (months)

Free/Paid

Honda Activa 5G Maintenance Cost (approximate)

1st Service

 

Free

₹270

2nd Service

 

Free

₹270

3rd Service

 

Free

₹360

4th Service

 

Paid

₹760

5th Service

 

Paid

₹1,040

6th Service

 

Paid

₹760

7th Service

 

Paid

₹1,300

*These are indicative prices. The actual cost of maintenance may vary and change from time to time.

About Honda Activa 5G

The new Honda Activa 5G comes with several upgrades that make it an attractive vehicle to behold, and enable it to deliver a better performance. The Honda Activa is already the best-selling scooter in the country, and with Activa 5G, Honda has taken its performance and features to a whole another level. There is an imposing LED headlight along with chrome touches on the apron. Some variants also come with a digital display packing a TRP meter, clock, odometer and fuel gauge. Let’s take a look at Honda Activa 5G specifications, features, and on-road price (last-recorded) in different locations.

Honda Activa 5G Specifications

The technical specifications of a vehicle are what define its performance and overall quality. The Honda Activa has been renowned for its exemplary engineering and comes with some very robust technical specifications that make your rides smooth. Here are some of the key technical specifications of the Honda Activa 5G:

Particulars

Technical Specifications

Engine

 

Displacement - 109.19 cc

 

Torque - 8bhp and 8.8Nm

 

Single Cylinder

 

Transmission

 

Automatic transmission

 

CVT transmission gearbox

 

V -Matic clutch

 

Kerb weight

109 kgs

Fuel tank capacity

5.3 litres

Max power

8 bhp

Activa 5G mileage

50 kmpl

Brakes

 

Front - Drum 130 m

 

Rear - Drum (CBS) 130 mm

 

Dimensions

 

Length - 1761 mm

 

Width - 710 mm

 

Height 1158 mm

 

Chassis

Underbone

Battery

12V 3Ah (MF)

Honda Activa 5G Features

The Honda Activa 5G also has a range of attractive features that make your rides comfortable and safe. The new version comes with several updates that help you make the most of your two-wheeler. Here are some of the key features of the Honda Activa 5G:

  • Instrument cluster

    The Honda Activa 5G comes with a console that is semi-digital. It features an analogue speedometer, but the fuel gauge and oil indicator are digital.

  • Make

    The new model comes with a bright LED headlight grab rail, footrest and seat for the pillion rider and a full metal body with chrome features.

  • Mechanisms

    The Activa 5G has a 4-in-1 lock, seat opening switch, CBS with equaliser, and electric start mechanism.

Honda Activa 5G On-Road Price Across Major Cities

As this model of the Activa has been discontinued, there is no official Honda Activa 5G on-road price available. However, you can still purchase this two-wheeler in second-hand markets.

To Conclude

Selecting the right insurance for Activa 5G can be a daunting task because there are so many options available in the market today. You can choose to buy insurance after doing your own research online, or go with a plan that is being offered by your motorcycle dealer itself. Whatever you choose, remember to get an insurance plan that offers maximum coverage at the most reasonable premiums. You can also get wider coverage by buying add-ons to augment your core cover. Take a look at the best two-wheeler insurance plans you can explore through Bajaj Markets. 

Check Out Bike Insurance Plans Available at Bajaj Markets

FAQs On Honda Activa 5G

  • ✔️What is the Honda Activa 5G mileage?

    The Honda Activa 5G scooter offers a mileage of 50 kmpl.

  • ✔️What is the Honda Activa 5G on-road price?

    The price of the Honda Activa 5G differs across variants and cities. It ranges between ₹50,000 and ₹60,000.

  • ✔️For how long should I drive the Honda Activa 5G?

    Ideally, you should give a 10-minute break between 90 minutes or 80 km of riding, whichever comes before.

  • ✔️What is the Eco mode in Activa 5G?

    The Eco mode allows riders to track the fuel efficiency of their tank in Activa 5G.

  • ✔️Does the Activa 5G have a charging point?

    One can buy the charging point for Honda Activa 5G as an optional accessory.

  • ✔️How can I check the IDV of my Activa 5G?

    You can check your two-wheeler’s IDV using any of the online IDV calculators available online. 

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