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Understand the details of a Vastu Housing Finance Loan Against Property, including interest rates, eligibility, and documentation, to see how you can use your property's value to access the funds you need.
Last updated on: March 28, 2026
You can apply for the Vastu Housing Finance Loan Against Property on Bajaj Markets to meet your personal, business, or investment-related financial needs. You can borrow up to ₹75 Lakhs, avail interest rates beginning from 13% p.a., and repay over a tenure of up to 300 months, depending on your eligibility.
The Loan Against Property offered by Vastu Housing Finance comes with competitive rates and standard fees. You can find the key details below:
| Particulars | Details |
|---|---|
Starting Interest Rate |
13% p.a. onwards |
Processing Fees |
2% of the loan amount |
Disclaimer: The interest rates and fees are subject to change as per the lender’s internal policies.
You may also be required to pay the following charges:
| Charges | Details |
|---|---|
Late Payment Fee |
Applicable as per policy |
Prepayment/Foreclosure Charges |
Applicable as per policy |
Any Other Charges |
Applicable as per policy |
Disclaimer: All charges mentioned above may vary at the discretion of the lender.
You can borrow anywhere from ₹5 Lakhs to ₹75 Lakhs, depending on the property’s market value and your overall eligibility.
The loan features interest rates starting at 13% p.a., offering a secured credit option for high-value requirements.
Choose a tenure between 48 months and 300 months, allowing convenient EMI planning based on your financial comfort.
Vastu Housing Finance maintains an efficient evaluation process, enabling average disbursal within 7 working days.
Before applying, ensure you meet the basic eligibility conditions:
Applicants must be between 21 and 70 years to qualify.
A minimum CIBIL score of 650 is recommended for approval.
A minimum of 2 years of professional experience is required for both salaried and self-employed applicants.
Your net monthly income must exceed ₹8,000.
A valid residential or commercial property is mandatory as collateral.
You may need to submit the following documents while applying:
| Document Type | Details |
|---|---|
Proof of Identity & Address |
Valid KYC documents (Aadhaar, PAN, Passport, etc.) |
Income Proof – Salaried |
Salary slips (last 3 months), Form 16 |
Income Proof – Self-employed |
GST returns (last 12 months), ITRs/financials (if applicable) |
Bank Statements |
Last 6 months of bank statements |
Business Documents (if applicable) |
Partnership deed or relevant business documents |
Property Documents |
Legal documents of the collateral property |
You can apply for the loan on Bajaj Markets by following the steps below:
Click on the ‘Apply Now’ button on this page.
Select Loan Against Property from the product list.
Enter your personal, income, and property-related details.
Agree to the terms and conditions and privacy policy.
Submit the form and follow the instructions to complete your application.
All terms and conditions refer to the policies, assessment criteria, and processing guidelines of Vastu Housing Finance, including timelines for sanctions, documentation checks, and loan disbursal.
*T&C Apply.
Reviewer
A CIBIL score of 650 or above is generally preferred for approval.
Interest rates begin at 13% p.a., subject to eligibility and lender policies.
You can get a loan amount ranging from ₹5 Lakhs to ₹75 Lakhs.
The tenure can go up to 25 years, depending on your repayment capacity.
The average disbursal time is around 7 days, subject to successful verification.
Yes, a co-applicant or guarantor is mandatory as part of the LAP application.
Yes, both salaried and self-employed individuals can apply, provided they meet the eligibility criteria.
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