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Moneyview Loan Repayment

Learn how you can pay your Moneyview loan EMI via the Moneyview app, UPI, net banking, debit card, or NACH auto-debit.

Max Loan Amount ₹10 Lakhs

Int. Rate Starting @ 1.33% p.m.

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Last updated on: Sep 11, 2026

How to Make Your Moneyview Loan Repayment Online

Repaying your Moneyview Personal Loan is designed to be simple, whether you let auto-debit handle it or choose to pay manually.

Generally, your EMI is deducted automatically through NACH once you authorise the mandate during the loan application process. If auto-debit isn't set up or active, you can pay manually through the Moneyview app using a debit card, net banking, or UPI.

To download the Moneyview app:

On Android
- Open the Google Play Store and search for ‘Moneyview: UPI, Personal Loans’.
- Install the app and tap ‘I Agree’ to grant the required permissions.
- Select ‘Get Started’.
- Enter your mobile number and email ID and proceed.
On iOS
- Open the App Store and search for ‘Moneyview: Personal Loan App’.
- Install the app and allow the required permissions.
- Tap ‘Get Started’.
- Log in using your email address and mobile number.
- Select ‘Get OTP’ and enter the OTP received on your registered mobile number to continue.

Common repayment modes are given below:

Mode	How It Works	Processing Time	Charges
NACH Auto-Debit	EMI deducted automatically from the linked bank account on the due date	Same day	None (bounce charges may apply on failure)
UPI	Pay manually through the app using any UPI ID	Instant	None
Debit Card	Pay manually using your debit card	Instant	None
Net Banking	Pay manually through your bank's net banking feature	Instant to a few hours	None

How to Calculate Your Moneyview Loan Repayment Amount

To calculate your Moneyview loan repayment, you need three details: the loan amount, interest rate, and tenure. The EMI is calculated using the standard formula:

EMI = [P × R × (1 + R)^N] / [(1 + R)^N − 1]

Where:

P = Principal loan amount
R = Monthly interest rate (in decimal form)
N = Loan tenure in months

For example, if you borrow ₹5,00,000 at an annual interest rate of 15.96% (1.33% per month) for 60 months, the estimated EMI works out to approximately ₹12,150.

You can also use the Moneyview Personal Loan EMI Calculator below to estimate your monthly instalment by entering the loan amount, interest rate, and repayment tenure.

Moneyview Personal Loan EMI Calculator

Your Personal Loan EMI

₹ 1,724

Total Interest Amount

₹ 3,417

Principal Amount

₹ 1,00,000

Total Payable Amount

₹ 1,03,417

Loan Amount

Min Max

Interest Rate

- +

Tenure

- +

Apply Now

You can also make instant comparisons between loan offers from over 20 personal loan providers on Bajaj Markets.

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Year	EMI	Principal	Interest	Balance

Moneyview Loan Repayment Fees, Charges & Late Payment Penalty

Before applying it is useful to review the Moneyview Personal Loan interest rates and the fees and charges that may apply during the loan lifecycle.

Charge Type	Amount	When Applicable
Processing Fee	Onwards of 2% of the loan amount	Charged at the time of loan processing and disbursal
Cheque Bounce Penalty	₹500 for every bounce	Applicable when an EMI payment cheque is dishonoured

Disclaimer: The fees and charges listed above are based on the available information and are subject to change at the lender’s discretion. For the latest terms, refer to the lender’s official loan documents.

What Happens If You Miss a Moneyview Loan EMI Payment

Missing an EMI may result in additional charges and can affect the loan repayment schedule. According to Moneyview's applicable terms, a cheque bounce penalty of ₹500 may be charged for each dishonoured repayment cheque. Any unpaid EMI continues to remain outstanding until it is repaid in accordance with the loan agreement.

Applicable charges, repayment obligations, and the impact of missed payments are governed by the terms and conditions of the loan agreement.

Understanding Moneyview Loan Repayment Tenure and EMI Planning

Moneyview Personal Loans come with flexible repayment tenures up to 60 months. During the application process, you can choose a loan amount and repayment tenure based on your financial profile and repayment capacity.

The selected tenure affects the monthly EMI and the overall repayment schedule. Since the loan amount can range up to ₹10 Lakhs, you have the flexibility to choose a repayment period that aligns with their loan requirements.

How to Check Your Moneyview Loan Details

Once a Moneyview Personal Loan application is submitted, it undergoes a verification process. You can also contact Moneyview's customer support team for assistance regarding their loan account and application-related queries.

For support, you can use the following channels:

Call Support: 080-6939-0476 (Monday to Saturday, 9:00 AM to 6:00 PM)
Email Support: care@moneyview.in

These channels can be used to seek information related to loan servicing and account-related assistance.

How to Prepay or Foreclose Your Moneyview Loan

Moneyview permits loan foreclosure based on the loan tenure and the number of EMIs already paid. The applicable conditions are outlined below:

Loan Tenure	Foreclosure Eligibility
Up to 6 months	Foreclosure is not permitted
7–18 months	Foreclosure is allowed after 6 EMI payments
More than 18 months	Foreclosure is allowed after 12 EMI payments

The applicable foreclosure terms, charges, and documentation requirements are governed by the lender's prevailing policies and the loan agreement.

Disclaimer: Prepayment, foreclosure, and related charges are subject to the lender's policies and may change over time. Refer to the applicable loan agreement for the latest terms.

Other Moneyview Personal Loan Related Pages

Moneyview Personal Loan Pre-Closure	Moneyview Personal Loan Interest Rates	Moneyview Personal Loan Status
Moneyview Personal Loan Eligibility Criteria	Moneyview Personal Loan Customer Care

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

What Is The Loan Amount You Need?

₹4 Lakh Personal Loan

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Vatsal G

Financial Content Specialist

Reviewer

Aakash Jain

Frequently Asked Questions

How can I view the details of my loan on Moneyview?

You can easily view your loan details, including the repayment schedule and outstanding balance, directly on the Moneyview app by logging in with your registered phone number and email address.

Can I pay my Moneyview loan EMI manually if auto-debit is not set up?

Yes, if auto-debit is not enabled for your Moneyview Personal Loan, you can pay your EMI manually through the Moneyview app. The app offers multiple payment options, including debit card, net banking, and UPI, allowing you to make your EMI payment conveniently before the due date.

Are there any charges if I miss a Moneyview loan EMI payment?

If a repayment cheque is dishonoured, a ₹500 cheque bounce penalty may apply for each bounced payment. Any other applicable charges are governed by the lender's prevailing terms and conditions.

Why is the NACH mandate date later than my loan tenure?

The NACH mandate date may extend beyond the loan tenure, but rest assured, the EMI will only be deducted for the actual loan duration. This ensures that the final Moneyview EMI payment is collected on time.

Why does my NACH mandate show a higher amount than my EMI?

Sometimes, the NACH mandate amount may appear higher than the EMI, but the monthly deduction will still be the same as the EMI amount you agreed to during the loan application process.

Can I repay Moneyview loans early?

Yes, you can foreclose your loan with zero penalty charges once you meet the minimum EMI criteria:

Up to 6 months tenure: Foreclosure is not allowed.
7 to 18 months tenure: Allowed only after paying 6 EMIs.
Over 18 months tenure: Allowed only after paying 12 EMIs.

How to settle a Moneyview loan?

If you are eligible for early closure, open the Moneyview app and tap the 'Foreclose Loan' option. Pay the final outstanding amount to close the loan and receive your No Objection Certificate (NOC).

How do I pay my Moneyview loan EMI online?

Moneyview offers online EMI repayment through the Moneyview app. Depending on the available payment options, you may repay the EMIs using methods such as NACH auto-debit, UPI, Debit Card, or Net Banking.

Can I pay my Moneyview loan through UPI?

Yes. Moneyview allows you to make manual EMI payments through Moneyview app using a UPI ID, as applicable.

What is the late payment fee on a Moneyview loan?

Moneyview specifies a ₹500 cheque bounce penalty for every dishonoured repayment cheque. Information regarding a separate late payment fee is not specified. Applicable charges, if any, are governed by the lender's terms and conditions.

Can I prepay or foreclose my Moneyview loan?

Yes. Moneyview allows loan foreclosure subject to certain conditions. Foreclosure is not available for loans with a tenure of up to 6 months. For loans with a tenure of 7–18 months, foreclosure is permitted after 6 EMI payments, while loans with a tenure exceeding 18 months can be foreclosed after 12 EMI payments. Applicable charges and terms are governed by the lender's prevailing policies.

How can I download my Moneyview loan statement?

You can download your Moneyview loan statement through the Moneyview app by accessing your loan account details. You can also contact Moneyview customer care for support and guidance.