BAJAJ FINSERV DIRECT LIMITED

Mediclaim - Infections Water Borne Disease Cover

Get coverage up to Rs. 3 Lakh at Rs. 2,054/year including GST.

Last updated on: February 16, 2026

What is the Mediclaim - Infections Water Borne Disease Cover?

Increase in water pollution has raised the diagnosis rate of water-borne diseases. The treatments and other medical charges for such illnesses can be hefty thereby burning a hole in your pockets. Managing your financial expenses by investing in a comprehensive waterborne disease cover can provide you with the medical care you need.

Bajaj Markets  brings to you the Mediclaim - Infections (Water Borne Disease) by EBH that helps reduce financial stress by covering doctor’s fees, medication expenses, charges for treatment, hospitalisation, and diagnostic tests. The premium starts at Rs. 1864/year including GST. Read on to know more about the plan.

Key Features of the Mediclaim - Infections Water Borne Disease Cover:

  • Coverage against doctor’s fees

This plan provides coverage against the fees of the medical practitioner before, during, and post hospitalisation. 

  • Coverage against medication expenses

 Every expense related to the policyholder’s hospitalisation is covered.

  • Coverage against treatment charges

Any treatment charge related to transfusion, ICU, doctor’s fees, tests, medicines, and hospital room rent are covered.

How to Apply for the Mediclaim - Infections Water Borne Disease Cover

Follow these simple steps to get yourself covered:

  • Click on Buy Now

Tap on ‘Buy Now’ on the product page.

  •  Fill in the Details

Enter the required details in the online application form.

  • Make the Payment

Complete the quick online payment with a few simple clicks.

You’re now all set to receive your membership details on your registered email ID. 

Eligibility Criteria

Here’s the eligibility criteria for the Mediclaim - Infections Water Borne Disease Cover:

  • Applicants must be an Indian resident.
  • Applicant’s age should be between 18 and 65 years.

What's Covered under the Mediclaim - Infections Water Borne Disease Cover

  • Coverage against expenses related to hospitalisation 

If the policyholder gets ill due to water borne diseases like cholera, hepatitis, typhoid, dysentry, or guinea worm disease, then they get coverage under this plan. The hospitalisation resulting from that illness should have happened within the policy year.   Every pre and post hospitalisation expenses of these water borne diseases will be covered under this policy for a period of approximately 15 days, up to Rs. 3 Lakh is insured. However, the diagnosis should be confirmed by a registered medical practitioner supporting it by clinical information.

  • Coverage against expenses related to diagnostic tests

Medical expenses that occur due to the diagnostic tests pre or post hospitalisation are covered.

Policy Plan Details & Specifications

  • Coverage

Insured Sum (Rs.) Premium (including GST)

Rs. 1 Lakh

Rs. 1864

Rs. 2 Lakh

Rs. 1959

Rs. 3 Lakh

Rs. 2054

  • Validity

One year.

What’s not Covered under the Mediclaim - Infections Water Borne Disease Cover

  • Policyholders are not provided with coverage against treatment for pre-existing diseases.

How to Make a Claim

You can raise a claim through the following ways:

  • Email: You can send a mail to the customer service of the insurer at  servicesupport@manipalcigna.com

  • Call: You can give a call to their toll free number at 1800-102-4462

Financial Content Specialist

Reviewer

Poshita Bhatt

Frequently Asked Questions About Mediclaim - Infections Water Borne Disease Cover

How much does the Mediclaim - Infections Water Borne Disease Cover cost?

The premium for this insurance policy plan starts at Rs. 1864 and goes up to Rs. 2054. It provides coverage of an amount of up to Rs. 3 Lakh.

Indian residents between the ages of 18 and 65 are eligible for this policy.

No, this plan does not cover expenses incurred due to conditions other than water-borne diseases. 

You can raise a claim by contacting the insurer by sending an email to the insurer at servicesupport@manipalcigna.com or calling them at 1800-102-4462.

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