Transport Loan Scheme

The Transport Loan Scheme in Delhi was launched by the Delhi Scheduled Castes, Scheduled Tribes, Other Backward Classes, Minorities & Safai Karamchari Finance and Development Corporation (DSFDC) in 2025.

 Its aim is to support small and medium transport operators in Delhi. The scheme makes it easier to get funds for vehicle purchases and helps expand your transport business within Delhi. The Transport Loan Scheme in Delhi is available for all eligible applicants and can be used to buy both new and used vehicles. The scheme provides loans with flexible repayment options. You may choose repayment terms that suit your business income flow.

The Transport Loan Scheme offers several advantages for transport business owners in Delhi. You can access financial support with terms designed for small operators.

• The scheme provides loans up to ₹5 Lakhs for vehicle purchase

• It supports both new and used Light Motor Vehicles (LMVs). These are vehicles used for carrying goods or passengers commercially.

• Loans are available for commercial transport use only

• The scheme targets specific communities including Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC)

• It also covers minorities and Safai Karamchari (sanitation workers)

• You must be a resident of Delhi to apply

• The loan amount covers the cost of the vehicle and registration

• Repayment terms are flexible and designed for small business owners

Only certain groups can apply for the Transport Loan Scheme in Delhi. You need to meet specific requirements to qualify for this scheme.

• You must belong to SC, ST, OBC, minorities, or Safai Karamchari categories

• You must be a resident of Delhi

• You must have a valid driving licence

• The vehicle you purchase must be a Light Motor Vehicle (LMV)

• The vehicle must be used for commercial transport only

• You must not have availed similar schemes from other government bodies

You must submit certain documents to apply for the Transport Loan Scheme in Delhi. Keep all documents ready before you begin the application process.

• 5 passport-size photos of the applicant

• ID proof: Aadhaar Card, Voter ID, or Ration Card

• Age proof: Documents verifying age of applicant is between 18 and 45 years

• Valid commercial driving licence and LMV badge

• Income certificate from Sub-Divisional Magistrate (SDM) for SC, OBC, or Minority applicants

• Caste certificate issued by SDM for SC or OBC

• Affidavit for Minority applicants

• Affidavit stating no previous loan availed from Delhi Scheduled Castes Finance and Development Corporation (DSFDC) or other institutions

• Vehicle quotation

• ₹350 demand draft as processing fee in favour of DSFDC

• Affidavit for personal guarantee

• Legal heir affidavit with ID proof and photograph

• For Safai Karamchari: Certificate from a recognised authority or proof under the Manual Scavengers Act

Follow these steps to apply for the Transport Loan Scheme in Delhi. The process is simple and can be completed at DSFDC offices.

1. Visit any DSFDC office (Headquarters or branch offices)

2. Collect the application form or download it from the DSFDC official website: www.dsfdc.delhigovt.nic.in

3. Fill in the application with accurate details and attach passport-size photos

4. Attach all required documents (self-attested)

5. Submit the form with a ₹350 demand draft in favour of DSFDC

6. Wait for verification and approval

7. You will receive a sanction letter if eligible

8. Complete post-sanction formalities as instructed

9. The loan amount is credited after all steps are completed

The Transport Loan Scheme provides financial support to eligible people from the weaker sections of society in Delhi. You can use this scheme to purchase vehicles for commercial transport purposes. The Transport Loan Scheme in Delhi targets specific communities with affordable loan terms. The application process is straightforward and involves visiting DSFDC offices. You can download forms online or collect them in person. Repayment terms are designed to suit small business income patterns. 

For other business needs, Bajaj Markets offers access to a range of business loan products. These products are designed to help with various financial requirements. You may explore options for expansion and working capital needs.