Axis Bank Vistara Credit Card

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What is the Axis Vistara Credit Card?

**Disclaimer: Axis Bank Vistara Credit Card is not a Bajaj Markets product. Offers would be from partner Banks/NBFCs only.

 

If you are a frequent flyer who travels for pleasure or business, the Axis Bank Vistara credit card is just the card for you. The credit card comes with exclusive privileges and credit card benefits for the cardholder. With every swipe you make with the card, you can add Club Vistara credit points to your account. To know all about the Axis Bank Vistara credit card benefits, steps to apply, rewards such as the Axis Bank Vistara credit card lounge access, and more, continue reading.

Key Highlights - Axis Bank Vistara Credit Card

If you fly frequently and want to enjoy the benefits of free class upgrades, complimentary air tickets, and priority check-ins, then Axis Bank’s Vistara Credit Card is a perfect choice for you.

 

With this credit card, you get:

 

  • Complimentary flight ticket vouchers as a welcome gesture.

  • Complimentary membership of Club Vistara.

  • Free access to lounges at selected airports within India.

  • Bonus CV points on completing milestone spends.

  • 2 Club Vistara points (CV) per ₹200 spent with your card.

Axis Bank Vistara Credit Card Features and Benefits

After getting the Axis Bank Vistara Card, you become eligible to enjoy all the benefits mentioned hereunder. Check them out.

1. A Welcome Gift

As a grand gesture of welcoming you aboard, you are given a free economy-class air ticket voucher. Moreover, you continue to get this benefit every time you renew your credit card.

2. Complimentary Membership of Club Vistara

On getting this card, you become a Base member of Club Vistara and enjoy a host of privileges that come with it. You can earn Club Vistara points (CV) and then redeem them to book free tickets, upgrade flights, and much more. Vistara’s frequent flyer programme gives a chance to earn higher rewards while booking from their website. With more CV points, you climb from the ‘Base’ tier to ‘Platinum’ and unlock premium benefits and privileges.

3. Accrue Points by Spending

On every ₹200 spent with your Axis Bank’s Vistara Credit Card, you score 2 Club Vistara points. You can flexibly redeem or utilise these CV points to get free air tickets or flight upgrades.

4. Additional Rewards on Reaching Milestones

If you spend ₹50,000 in one year, you get a bonus of 1,000 Club Vistara points. Further, on reaching annual milestones of ₹1,25,000, ₹2,50,000, and ₹6,00,000, you get one complimentary economy-class flight ticket for each milestone.

5. Lifestyle Privileges

You get free access to the participating lounges at select airports in India. Using Axis Bank’s Extraordinary Weekends programme, you can explore some of the unique experiences around the world. Moreover, you get a discount of at least 15% on visiting a wide range of partner restaurants throughout India with the Dining Delights programme.

6. Insurance Benefits

Enjoy a safe travel experience with the following benefits:

 

  • Purchase protection insurance of up to ₹1 Lakh.

  • Cover of up to $300 for loss of travel documents.

  • Cover of up to $300 for loss or delay of your check-in bags.

  • Lost credit card liability of up to 100% of your limit.

7. Convert Transactions into EMIs

While making any transaction of more than ₹2,500, you have the flexibility to convert it into a monthly instalment. This way, you can make big purchases into a series of affordable monthly payments.

What are the Axis Vistara Credit Card Fees and Charges?

Below is a table detailing the Axis Bank Vistara credit card fees and other charges:

Joining Fee

₹1,500

Annual Fee

₹1,500

Add-on credit card joining fee/annual Fee

Waived

Cash Withdrawal Charges

2.5% (Min. ₹500) of the Cash Amount

Late Payment Penalty

  • ₹300: Nil

  • ₹301 to ₹500: ₹100

  • ₹501 to ₹1,000: ₹500

  • ₹1,001 to ₹10,000: ₹500

  • ₹10,001 to ₹25,000: ₹750

  • ₹25,001 to ₹50,000: ₹1,000

  • ₹50,001: ₹1,000

Overlimit charges

2.5% of the over-limit amount (Min. ₹500)

Foreign Currency Transaction Value

3.5% of the value

Cash Payment Fee

₹100

Credit Card Replacement

Waived

Duplicate Statement

Waived

About Axis Vistara Rewards

When you get your Axis Bank’s credit card, you become eligible for a number of privileges such as Axis Bank Vistara credit card lounge access, upgrade on Axis Bank Vistara credit card flight offers, travel insurance, lifestyle benefits, and more. Besides these perks, you also earn Club Vistara points every time you make any transaction using your Axis Bank Vistara card. Below is a short summary of credit card reward points which you earn in a year with the Vistara credit card: 

Minimum Spend (per year)

Activation/Milestone Benefits

₹50,000

1,000 Bonus CV Points**

₹1,25,000

1 Economy Class ticket*

₹2,50,000

1 Economy Class ticket*

₹6,00,000

1 Economy Class ticket*

*Note: Taxes and Surcharge apply.

How to Redeem Axis Bank Vistara Card Reward Points

All the CV points that you have accumulated by using your Axis Bank Vistara Credit Card can be easily redeemed for booking a free flight ticket.

 

All you have to do is follow this simple process.

 

  • Step 1: Log into your Club Vistara account from Vistara’s website.

  • Step 2: Click on ‘Redeem Now’.

  • Step 3: Then click on ‘Redeem Flights’.

  • Step 4: Now select the flight you want to book and click ‘Next’.

  • Step 5: Review the flight details and proceed by clicking ‘Next’.

  • Step 6: Enter the passenger details and click ‘Next’.

  • Step 7: Select a payment method and fill in the details.

And you’re done! Claiming your Award Flight with an Axis Bank Vistara Card is that simple.

What is the Axis Vistara Credit Card Eligibility Criteria?

Here is the Axis Bank Vistara credit card eligibility that an applicant must fulfil:

 

  • The applicant/primary cardholder must be within 18-70 years of age

  • He/She must be a citizen of India

  • He/She must have an annual income of ₹6,00,000

If the above-mentioned credit card eligibility is satisfied, the applicant can proceed to submit the following credit card documents to apply for Axis Vistara credit card.

 

  • Copy of PAN card and Form 60

  • Latest payslip, IT return, Form 16

  • Copy of passport, driving licence, ration card, electricity or telephone bill

How to Apply for an Axis Vistara Credit Card?

The process to apply for Axis Vistara credit card is currently unavailable on the Finserv MARKETS website. If you wish to opt for the Axis Vistara credit card apply process offline, you can visit your nearest Axis Bank branch and submit the application. If you wish to apply for the card online, you can visit the online Axis Bank or Air Vistara website. Alternatively, you can also give a missed call on 1800 419 1508.

How to Reach Axis Vistara Credit Card Customer Care?

You can visit the Axis Bank credit card customer care support page online to address all your credit card-related queries and requests. You can also avail the help of Axis Bank’s virtual assistance system, ‘Axis AHA!’. You can also take the help of Axis Bank’s phone banking facility and call 1 860 419 5555 or 1860 500 5555.

FAQs on Axis Bank Vistara Credit Card

  • ✔️How do I redeem my Vistara Axis points?

    Axis Vistara credit card reward points can be redeemed through your Axis Bank credit card netbanking or Club Vistara account.

  • ✔️What is the Axis Bank Vistara credit card limit?

    The Axis Bank Vistara credit card limit differs from one cardholder to another and is decided at the time of credit card issuance depending on the applicant’s income eligibility and credit score.

  • ✔️How to make Axis Vistara credit card payments?

    You can make the Axis Bank Vistara credit card payment online by availing the Axis Bank netbanking facility.

  • ✔️Is there any interest-free period on the Axis Bank Vistara card?

    Yes. For all the retail transactions you make using this card, you get to enjoy interest-free credit for up to 50 days.

  • ✔️ Which tier of Club Vistara will I be eligible for with this credit card?

    After getting this credit card, you start with the ‘Base’ tier Club Vistara Membership. However, with each payment, you earn more CV points that take you closer towards the Silver, Gold, and Platinum tiers.

  • ✔️Will I get points for every Vistara booking made using this card?

    No. You do not get any points for booking flight tickets under the Economy Lite class.

  • ✔️What is the Axis Bank Vistara credit card limit?

    The bank determines your Axis Bank Vistara Card limit at the time of issuing it. It is decided based on various factors like your age group, income, repayment history, CIBIL score, etc.

  • ✔️ How to make payments with an Axis Bank Vistara credit card?

    Using an Axis Bank Vistara credit card to make payments is very easy. Simply select the ‘Credit Card’ payment method and enter your card details to make the payment. You can also swipe the card at the POS of your favourite store.

  • ✔️. I don’t have an account with Axis Bank. Can I apply for the Axis Bank Vistara Credit Card?

    Yes. You can apply for Axis Bank’s Vistara Card even if you do not have an account with Axis Bank. However, you must meet the following eligibility criteria to apply: (i) you are above 18 years of age, (ii) you are a resident of India, and (iii) you have an annual income of ₹6 Lakhs

  • ✔️Can I transfer the free ticket to someone else?

    Yes. The free ticket voucher can be voluntarily transferred to a nominee whose name has been updated in your Club Vistara Account. However, once the ticket is booked in your name, it cannot be transferred to someone else.

  • ✔️ Is there any expiry date for a free air ticket voucher?

    Yes. The validity of the free air ticket voucher is 6 months from the date on which it was issued. It is important to note that this validity cannot be extended.