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The HDFC Bank PIXEL Play Credit Card offers a fully digital credit experience with tailored cashback rewards, flexible EMI options, and seamless management via the PayZapp app.
Last updated on: Oct 06, 2026
The HDFC Bank PIXEL Play Credit Card is a digital-first credit card built for online shoppers and digitally savvy users. Managed entirely through the PayZapp mobile app, it puts customisation front and centre — letting cardholders choose their preferred reward merchant packs, pick a card colour, and set a custom billing cycle, all while earning cashback in the form of PIXEL CashPoints.
Given below is a quick overview of the features and benefits of the HDFC Bank PIXEL Play Credit Card:
| Feature | Highlight Details |
|---|---|
Card Type |
Digital-First Customisable Cashback Credit Card |
Payment Networks |
Visa / RuPay |
Joining Fee |
Nil |
Renewal Fee |
Nil |
Reward Rate |
Up to 5% Cashback in PIXEL CashPoints (1 CashPoint = ₹1) |
Digital Management |
Managed 100% digitally via the HDFC Bank PayZapp App |
Customisation Features |
Choose 5% reward packs, 3% merchant, card design/color, and billing date |
Fuel Surcharge Waiver |
1% waiver up to ₹250 per statement cycle |
Below are the HDFC Bank PIXEL Play Credit Card’s key benefits & features:
| Benefit Category | Features & Rewards Details |
|---|---|
5% Cashback |
5% back as PIXEL CashPoints on any 2 brand packs of your choice:
|
3% E-Commerce Merchant |
3% back as CashPoints on choice of 1 E-Commerce Merchant:
|
SmartBuy Purchases |
5% CashPoints on purchases routed through HDFC SmartBuy (500 points/month) |
UPI Spends (RuPay Variant) |
1% CashPoints on all UPI transactions made using the RuPay credit card |
Other Retail Spends |
1% Unlimited CashPoints on all other retail expenses |
Pay in Parts (EMI) |
Instant conversion of outstanding credit card balances or large single purchases into flexible low-cost EMIs |
Disclaimer: The features and benefits may be subject to eligibility criteria, spending thresholds, merchant participation, and issuer terms and conditions. The features, rewards and offers may be revised by the card issuer from time to time.
The various fees and charges associated with the HDFC Bank PIXEL Play Credit Card are given below, to help you make better-informed financial decisions:
| Charge Type | Details |
|---|---|
Joining Fee |
Nil |
Foreign Currency Markup |
3.50% of the transaction value |
Cash Advance Charges |
2.5% or ₹500, whichever is higher |
Fuel Surcharge Waiver |
₹250 per billing cycle |
Note: A GST of 18% is applicable on the above-mentioned charges.
Disclaimer: These fees and charges are subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.
You can refer to the key eligibility criteria given below, to prepare before applying for the HDFC Bank PIXEL Play Credit Card. This is to ensure a smooth and hassle-free application process:
For Salaried Applicants
Age Limit: 21 to 60 years
Gross Monthly Income: ₹25,000 per month
Nationality: Resident Indian Citizen
For Self-Employed Applicants
Age Limit: 21 to 65 years
Annual Income / ITR: More than ₹6 Lakhs per annum
Nationality: Resident Indian Citizen
Disclaimer: Eligibility is subject to HDFC Bank’s policies, verification process, and final approval decisions.
Keep the following digital or physical documents ready during the PayZapp application and Video KYC (VKYC) verification:
Identity & Address Proof (Any one):
Aadhaar Card
Passport
Voter ID Card
Driving License
Income Proof (if requested): Salary Slips / Bank Statements / Latest ITR
Disclaimer: Document requirements are subject to change; verify with HDFC Bank for the most accurate and updated list.
Below are the steps you can follow to apply for the HDFC Bank PIXEL Play Credit Card online through Bajaj Markets by following these steps:
Click here to start the process for your credit card application.
Enter the necessary personal and professional details, such as your birth date, contact number, and occupation.
Verify your mobile number by entering the One Time Password (OTP) sent to your registered number.
Carefully review the filled details, including your PIN code, PAN, email ID, and monthly income information.
Select the HDFC Bank PIXEL Play Credit Card from the available card options.
Click the ‘Submit’ button to complete and send your application for further processing.
Disclaimer
Reviewer
PIXEL CashPoints are the reward metric for PIXEL credit cards where 1 CashPoint = ₹1. You can track, manage, and redeem CashPoints inside the PayZapp app for brand vouchers, shopping, or wallet balances. CashPoints are valid for 2 years from the date of accumulation.
Yes, cardholders can customise and switch their chosen merchant packs and preferred e-commerce partner directly within the PayZapp application settings.
CashPoints are not accrued on fuel spends, wallet loading/prepaid cards, rent payments, government-related transactions, cash advances, and EMI conversions.
If you select the RuPay network variant, linking your card to UPI apps allows you to earn 1% cashback as CashPoints on UPI purchases, capped up to 500 CashPoints per calendar month.
The joining fee of ₹500 is waived if you spend ₹20,000 within 90 days of card issuance. The renewal/annual fee of ₹500 is waived if your total annual spends cross ₹1,00,000 (₹1 Lakh) in the preceding anniversary year.
Yes, one of the primary custom features of the PIXEL Play card is allowing you to choose and set your own preferred billing cycle date through the PayZapp app.
‘Pay in Parts’ enables cardholders to digitally convert their total card outstanding balance or specific high-value transactions into flexible, low-cost EMIs directly through the PayZapp EMI dashboard.
No, the PIXEL Play Credit Card is primarily focused on customisable digital shopping and cashback benefits, and does not include complimentary airport lounge access.
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