Introduction to Samsung Smartphone Credit Card Offers

Make your purchase more affordable with credit card offers on Samsung’s smartphones, featuring instant discounts, cashback, and flexible EMI options. These deals, available both online and in-store during sales and product launches, let you save more while enjoying greater value on your Samsung device.

Discover some excellent credit card offers to save on your next Samsung smartphone purchase:

• Instant Bank Discounts 

You can get direct price cuts on full payment or EMI when using select credit cards.

• Easy EMI Options

You can convert your purchase into easy monthly installments without paying extra interest.

• Cashback Benefits

You can enjoy additional cashback on both EMI and full-swipe transactions with partnered cards.

• Extra Savings with Co-Branded Cards

You can earn higher cashback or discounts when using Samsung’s partnered co-branded credit cards.

Buying a Samsung smartphone is more convenient with flexible credit card EMI options. Here are the details: 

EMI Options with Credit Cards

You can purchase Samsung smartphones conveniently using credit card EMIs, with multiple tenor options to suit different budgets and repayment preferences. Here are the details:

• 3-month EMI: Higher monthly instalments with minimal interest, best for quick repayment

• 6-month EMI: Moderate instalments with a balanced total cost

• 9-month EMI: Smaller monthly payouts with slightly higher interest than shorter plans

• 12-month EMI: Lower monthly burden but higher total payable due to interest

• 18-month EMI: Reduced instalments, suitable for high-value smartphones, though interest is significant

• 24-month EMI: Minimum monthly payout, ideal for premium models, but overall cost increases due to interest 

Disclaimer: EMI tenor, interest rates, and availability may vary depending on the bank, credit card, and specific Samsung model. Please check the Samsung official website or contact your bank for the exact EMI details before purchase.

Here is how you can easily use your credit card to unlock offers when buying a Samsung smartphone: 

1. Choose your Samsung smartphone from a trusted store, or the official Samsung website or outlet

2. Select a credit card that matches the available Samsung smartphone credit card offers

3. Review the offer details, including cashback, discounts, or EMI options listed at checkout

4. Apply any required promo code or choose the EMI option if available

5. Confirm the final price and ensure the offer is reflected before making payment

6. Complete your transaction and save the receipt or confirmation message

Check your credit card statement later to verify that cashback or reward credits have been received

Here are the key terms you need to check before applying credit card offers on Samsung’s smartphones to avoid missing out on any benefits:

• Offer is valid only on HDFC Bank and Axis Bank Credit Cards for select models (both full swipe and EMI)

• SBI Credit Card offers are applicable on all SBI Credit Cards except Corporate, Paytm SBI, and Cashback SBI Cards for Samsung models

• HSBC Credit Card discounts are applicable on Samsung mobiles, accessories, and electronics until 31 December 2025

• Amazon Pay ICICI Bank Credit Card is not eligible for Samsung bank discount offers

• Corporate Credit Cards are excluded from these Samsung offers

• Each credit card is eligible for the offer only once per month during the validity period

• For HDFC Bank, an EMI tenor of above 6 months is required to secure a discount on EMI transactions

• Transactions must be either a full swipe or an eligible brand EMI on credit cards to qualify

• Cancelled or returned orders will not be considered for discount eligibility

Here are simple ways to get more value when using credit card offers on Samsung’s smartphones:

• Combine EMI and Cashback

Pair easy EMI options with cashback offers on Samsung smartphones with credit cards to reduce both monthly payments and cost.

• Shop During Sale Events

Buy during festive or launch-day sales to access exclusive cardholder discounts on Samsung smartphones.

• Choose Reward-linked Cards

Use credit cards that earn you reward points on large purchases and redeem them later for savings.

• Meet the Minimum Spend

Ensure your bill meets the minimum spend required to activate cashback or discounts.

• Compare Bank Offers

Review offers from multiple banks to find the credit card with the best benefits or savings. 

• Use Co-branded or Partner Cards

Cards issued with Samsung or key retail partners may offer additional perks or priority access. These can include the Samsung Axis Bank credit card. 

• Pair with Exchange Offers

Combine your credit card deal with an old-device exchange to lower the final price even more.