Apart from the specific SBI card benefits explained above, there are quite a few features and benefits that are common to many credit cards from SBI.
Let’s take a look at some of the most common SBI card facilities that you can find in many credit cards offered by the bank.
If you’re in urgent need of cash, you can simply use your SBI credit card on any ATM across the country to withdraw up to 30% of your total credit limit.
This is another one of the major SBI card facilities that you get to enjoy. In the event of a fraud, loss, or theft of your card, you continue to remain protected from the after effects.
You can schedule your utility bill payments through the Easy Bill Pay option of SBI credit cards. This feature pays all of your bills automatically, ensuring that you never miss out on any of them.
Many SBI credit cards offer complimentary domestic and international airport lounge access, allowing you to relax and unwind while waiting for your flight.
Purchases using your SBI credit cards can be rewarding. Depending on the card that you opt for, you get to accumulate SBI credit card reward points for certain select transactions, which can be redeemed by you at a later point in time for discounts and offers.
With the Balance Transfer (BT) facility, you can transfer your outstanding balances from cards issued by any other bank to your SBI card. This unique facility can be claimed at low-interest rates.
As an SBI cardholder, you have the benefit of enjoying easy access to your credit card services. You can get easy access via sbicard.com or download the SBI card mobile app for an anytime anywhere access facility.
The Easy Money facility lets you request a draft or check against your cash limit, which is delivered right to your door. To avail of the easy money facility, all you have to do is log in with your credentials on sbicard.com
You can make the most of your SBI credit card with some additional services provided to you by the bank. One such service is that you can upgrade your card for higher rewards and enjoy better privileges. The other is experiencing a free add-on card for a family member who can enjoy a host of services.
State Bank of India, one of the premier public sector banks in the country, also offers a wide range of credit cards with a host of benefits and features. And depending on the card that you choose, the features and benefits are likely to change accordingly. And so, here’s a quick look at the various benefits of SBI cards available on Bajaj Markets.
Name of the Credit Card |
SBI Bank Credit Card Benefits |
SBI BPCL Credit Card |
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SimplySAVE SBI Credit Card |
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SBI IRCTC RuPay Credit Card |
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SimplyCLICK SBI Credit Card |
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SBI ELITE Credit Card |
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SBI PRIME Credit Card |
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SBI Lifestyle Home Centre SELECT Credit Card |
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SBI Max SELECT Credit Card |
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SBI Central SELECT Credit Card |
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SBI FBB STYLEUP Credit Card |
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SBI BPCL Octane Credit Card |
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SBI Ola Money Credit Card |
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Now that you’ve seen the various SBI card features and benefits, you can apply for the one you prefer right here on Bajaj Markets. There are plenty of advantages that you get to enjoy by choosing to do so. Here’s a glimpse into a few reasons why you should apply for an SBI card through Bajaj Markets.
At Bajaj Markets, you get to choose from a plethora of different SBI credit card options that cater to your needs and requirements.
You won’t have to visit an SBI branch to apply for a credit card anymore. With Bajaj Markets, you can apply for one at any time and from anywhere in the world.
The entire credit card application process is online and paperless. And so, all it takes is a few minutes to apply for the card of your choice.
Bajaj Markets is proud to deliver on its promise. Our reliable interface helps the lending partners reach out to people all across India and provides the best lending experience.
Some of the key features of an SBI credit card include its capacity to earn you reward points, bonus and vouchers, give complimentary lounge access at airports, get you fuel freedom advantage, provide access to special IRCTC offers, offer privilege memberships at renowned establishments, and provide the scope for making flexible payments using EMI.
The benefits of SBI credit cards include the opportunity to unwind and relax at airport lounges, earn reward points against purchases, get credits and bonuses on hotel stays, redeem accumulated reward points against gift vouchers and merchandise, save on monthly and annual expenses using value back and cashback benefits, and much more.
Although all SBI credit cards come with a plethora of benefits, the SBI ELITE credit card offers the most benefits. This premium credit card offers access to airport lounge programs, memberships, welcome gifts, complimentary tickets, accelerated reward point accumulation, lowest forex markups, and an exclusive concierge, among others.
Various SBI credit cards offer different joining benefits like waiver of joining and annual fees, welcome benefits like reward points, and more.
Depending on the card, there are various cashback benefits offered. For example, the Tata Platinum card gives a cashback of up to 5% in selective retail outlets, and on every ₹100 spent on fuel, the BPCL SBI Card offers 4.25% value back and 13X reward points.
SBI credit cards are loaded with unique features and benefits for its loyal customers. Some of the features are low-interest options, insurance facilities, easy bill payment options, and more.