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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from SBI Bank now!

Features and Benefits of SBI Credit Cards

Apart from the specific SBI card benefits explained above, there are quite a few features and benefits that are common to many credit cards from SBI.

Let’s take a look at some of the most common SBI card facilities that you can find in many credit cards offered by the bank.

  • Cash Advances

If you’re in urgent need of cash, you can simply use your SBI credit card on any ATM across the country to withdraw up to 30% of your total credit limit.

  • Card Loss Protection

This is another one of the major SBI card facilities that you get to enjoy. In the event of a fraud, loss, or theft of your card, you continue to remain protected from the after effects.

  • Auto Bill Payments

You can schedule your utility bill payments through the Easy Bill Pay option of SBI credit cards. This feature pays all of your bills automatically, ensuring that you never miss out on any of them. 

  • Airport Lounge Access

Many SBI credit cards offer complimentary domestic and international airport lounge access, allowing you to relax and unwind while waiting for your flight.

  • Reward Points on Spends

Purchases using your SBI credit cards can be rewarding. Depending on the card that you opt for, you get to accumulate SBI credit card reward points for certain select transactions, which can be redeemed by you at a later point in time for discounts and offers.

  • Balance Transfer Facility

With the Balance Transfer (BT) facility, you can transfer your outstanding balances from cards issued by any other bank to your SBI card. This unique facility can be claimed at low-interest rates.

  • Easy Access

As an SBI cardholder, you have the benefit of enjoying easy access to your credit card services. You can get easy access via sbicard.com or download the SBI card mobile app for an anytime anywhere access facility.

  •  Easy Money

The Easy Money facility lets you request a draft or check against your cash limit, which is delivered right to your door. To avail of the easy money facility, all you have to do is log in with your credentials on sbicard.com

  • Other Benefits

You can make the most of your SBI credit card with some additional services provided to you by the bank. One such service is that you can upgrade your card for higher rewards and enjoy better privileges. The other is experiencing a free add-on card for a family member who can enjoy a host of services.

Benefits of SBI Credit Cards

State Bank of India, one of the premier public sector banks in the country, also offers a wide range of credit cards with a host of benefits and features. And depending on the card that you choose, the features and benefits are likely to change accordingly. And so, here’s a quick look at the various benefits of SBI cards available on Bajaj Markets.

Name of the Credit Card

SBI Bank Credit Card Benefits

SBI BPCL Credit Card
  • You get 2,000 reward points worth Rs. 500 after joining

  • You get 13X reward points for fuel purchases made through BPCL outlets

  • You get 5X reward points for dining, movies, departmental stores, and grocery transactions

  • For every Rs. 100 spent on anything other than fuel, you earn 1 reward point

SimplySAVE SBI

Credit Card

  • For spending Rs. 2,000 within the first 60 days, you get 2,000 bonus reward points.

  • For every Rs. 100 spent on dining, movies, departmental stores, and grocery transactions, you earn 10 reward points

  • For every Rs. 100 spent on other categories, you earn 1 reward point
  • Outstanding balances can be transferred to this card and paid back in EMIs at a low-interest rate

 

SBI IRCTC RuPay Credit Card

  • For spending Rs. 500 or more within the first 45 days, you get 350 bonus reward points

  • For purchasing tickets through IRCTC, you get up to 10% value back as reward points

  • For every Rs. 125 spent on anything other than fuel, you earn 1 reward point
  • In a year, you earn 4 complimentary railway lounge access with 1 visit per quarter

 

 

SimplyCLICK SBI Credit Card

  • For spending Rs. 500 or more within the first 45 days, you get 350 bonus reward points

  • For purchasing tickets through IRCTC, you get up to 10% value back as reward points

  • For every Rs. 125 spent on anything other than fuel, you earn 1 reward point

  • You can earn a 1% fuel charge waiver in petrol pumps all over India on any fuel transaction till ₹300
SBI ELITE Credit Card
  • You get a welcome gift voucher worth Rs. 5,000 and free movie tickets worth Rs. 6,000 each year

  • For annual spends ranging from Rs. 3 lakhs to Rs. 4 lakhs, you get 10,000 bonus reward points

  • Every quarter, you get 2 complimentary domestic airport lounge visits

  • For every Rs. 100 spent on Vistara flights, you get 9 Club Vistara points

  • For fuel expenses between ₹500 and ₹4,000, earn a 1% fuel surcharge across all petrol pumps in India

SBI PRIME Credit Card
  • You get a welcome gift voucher worth Rs. 3,000 from select brands

  • For every Rs. 100 spent on dining, movies, departmental stores, and grocery transactions, you earn 10 reward points

  • For quarterly spends of Rs. 50,000, you get a Pizza Hut e-Voucher worth Rs. 1,000

  • For annual spends of Rs. 5 lakhs and more, you get an e-gift voucher worth Rs. 7,000 from Yatra.com or Pantaloons

  • For bookings made through hotel websites, earn a 10% discount and 1500 bonus points on the first hotel stay

SBI Lifestyle Home Centre SELECT Credit Card
  • On payment of annual fees, you get 6,000 bonus reward points worth Rs. 1,500

  • For every Rs. 100 spent on Landmark stores, you earn 10 reward points

  • For annual spends of Rs. 3 lakhs and more, you get 12,000 bonus reward points

  • For fuel expenses between ₹500 and ₹3000, earn a 1% fuel surcharge across all petrol pumps in India
  • You can earn milestone benefits worth ₹8,600 up to ₹34,400
SBI Max SELECT Credit Card
  • As a welcome benefit, you get 6,000 bonus reward points worth Rs. 1,500

  • For every Rs. 100 spent on Landmark stores, you earn 10 reward points

  • You get reward points worth Rs. 8,600 annually upon achieving milestone spends

  • You get a waiver of 1% fuel surcharge on all transactions
  • You earn 12,000 bonus points if you spend ₹3 Lakhs in a year
SBI Central SELECT Credit Card
  • As a welcome benefit, you get bonus reward points worth Rs. 1,500

  • For every Rs. 100 spent on Central stores, you earn 10 select points

  • For every Rs. 100 spent on movies and dining, you earn 5 select points

  • For every Rs. 100 spent on all other transactions, you earn 1 select point

  • The card is equipped with contactless technology for easy and quick use
SBI FBB STYLEUP Credit Card
  • You get a flat 10% discount on all purchases made from Big Bazaar stores, FBB, and FBBOnline

  • You get 10X reward points for Big Bazaar, FBB, and dining transactions

  • On card anniversary, you get 2,000 bonus reward points

  • All purchases above ₹2,500 can be easily converted into EMIs and repaid in a relaxed manner
SBI BPCL Octane Credit Card
  • As a welcome benefit, you get 6,000 bonus reward points worth Rs. 1,500

  • You get 25X reward points for fuel, lubricants, and gas purchases made through BPCL outlets

  • You get 10X reward points for dining, movies, departmental stores, and grocery transactions

  • You get 4 complimentary visits to domestic VISA lounges in a calendar year with 1 visit per quarter
  • You can easily convert purchases above ₹2,500 into easy EMIs using the Flexipay option
SBI Ola Money Credit Card
  • On all Ola rides, you get to earn up to 7% back

  • Zero annual fees for the first year

  • On all other spends, you get to earn up to 1% back

  • Earn easy access to exclusive travel offers from Cleartrip
  • On all fuel spends, a 1% fuel surcharge will be waived off

 

Why Choose an SBI Credit Card from Bajaj Markets

Now that you’ve seen the various SBI card features and benefits, you can apply for the one you prefer right here on Bajaj Markets. There are plenty of advantages that you get to enjoy by choosing to do so. Here’s a glimpse into a few reasons why you should apply for an SBI card through Bajaj Markets.

  • Multiple Options

At Bajaj Markets, you get to choose from a plethora of different SBI credit card options that cater to your needs and requirements.

  • Convenience

You won’t have to visit an SBI branch to apply for a credit card anymore. With Bajaj Markets, you can apply for one at any time and from anywhere in the world.

  • Easy Application Process

The entire credit card application process is online and paperless. And so, all it takes is a few minutes to apply for the card of your choice. 

  • Trusted Companion

 Bajaj Markets is proud to deliver on its promise. Our reliable interface helps the lending partners reach out to people all across India and provides the best lending experience.

FAQs About SBI Card Benefits and Features

✔️What are the features of SBI credit cards?

Some of the key features of an SBI credit card include its capacity to earn you reward points, bonus and vouchers, give complimentary lounge access at airports, get you fuel freedom advantage, provide access to special IRCTC offers, offer privilege memberships at renowned establishments, and provide the scope for making flexible payments using EMI. 

✔️What are the benefits of using an SBI credit card?

The benefits of SBI credit cards include the opportunity to unwind and relax at airport lounges, earn reward points against purchases, get credits and bonuses on hotel stays, redeem accumulated reward points against gift vouchers and merchandise, save on monthly and annual expenses using value back and cashback benefits, and much more.

✔️Which SBI Credit Card gives the most benefits?

Although all SBI credit cards come with a plethora of benefits, the SBI ELITE credit card offers the most benefits. This premium credit card offers access to airport lounge programs, memberships, welcome gifts, complimentary tickets, accelerated reward point accumulation, lowest forex markups, and an exclusive concierge, among others. 

✔️Are there any joining benefits on SBI Credit Card?

Various SBI credit cards offer different joining benefits like waiver of joining and annual fees, welcome benefits like reward points, and more.

✔️Are there any cashback benefits on the SBI card?

Depending on the card, there are various cashback benefits offered. For example, the Tata Platinum card gives a cashback of up to 5% in selective retail outlets, and on every ₹100 spent on fuel, the BPCL SBI Card offers 4.25% value back and 13X reward points.

✔️What is the unique feature of the SBI credit card?

SBI credit cards are loaded with unique features and benefits for its loyal customers. Some of the features are low-interest options, insurance facilities, easy bill payment options, and more.