SBI Credit Cards are inclusive of a plethora of exciting features and benefits. Each SBI Credit Card has its own perks that make it different from the other. However, most SBI credit cards share similar features and benefits.
Let’s take a look at some of the most common SBI credit card benefits and features that you can find in the cards offered by the bank:
If you’re in urgent need of cash, you can simply use your SBI credit card on any ATM across the country to withdraw up to 30% of your total credit limit.
The Card Loss Protection is another major SBI card facility that you can make use of. In the event of a fraud, loss, or theft of your card, you continue to remain protected from the after effects.
You can schedule your utility bill payments through the Easy Bill Pay option of SBI credit cards. This feature pays all of your bills automatically, ensuring that you never miss out on any of them.
Many SBI credit cards offer complimentary domestic and international airport lounge access, allowing you to relax and unwind while waiting for your flight.
Purchases using your SBI credit cards can be rewarding. Depending on the card that you opt for, you get to accumulate SBI credit card reward points for certain select transactions, which can be redeemed by you at a later point in time for discounts and offers.
With the Balance Transfer (BT) facility, you can transfer your outstanding balances from cards issued by any other bank to your SBI card. This unique facility can be claimed at low-interest rates.
As an SBI cardholder, you have the benefit of enjoying easy access to your credit card services. You can get easy access via sbicard.com or download the SBI card mobile app for an anytime, anywhere access facility.
The Easy Money facility lets you request a draft or check against your cash limit, which is delivered right to your door. To access the easy money facility, all you have to do is log in with your credentials on sbicard.com
You can make the most of your SBI credit card with some additional services provided to you by the bank. One such service is that you can upgrade your card for higher rewards and enjoy better privileges. The other benefit is getting a free add-on card for a family member who can enjoy a host of services.
Now that you’ve seen the various SBI credit card benefits and features , you can apply for the one you prefer right here on Bajaj Markets. There are plenty of advantages that you get to enjoy by choosing to do so. Here’s a glimpse of why you should apply for an SBI card through Bajaj Markets.
At Bajaj Markets, you get to choose from a plethora of different SBI credit card options that cater to your needs and requirements.
You won’t have to visit an SBI branch to apply for a credit card anymore. With Bajaj Markets, you can apply for one, at any time and from anywhere in the world.
The entire credit card application process is online and paperless. And so, all it takes is a few minutes to apply for the card of your choice.
Bajaj Markets is proud to deliver as promised. Our reliable interface helps the lending partners reach out to people all across India and provide the best lending experience.
Various SBI credit cards offer various joining benefits like waiver of joining and annual fee, welcome benefits like reward points, and more.
Depending on the card, there are various cashback benefits offered. For example, the Tata Platinum card gives a cashback of up to 5% in selective retail outlets, and on every ₹100 spent on fuel, the BPCL SBI Card offers 4.25% value back and 13X reward points.
SBI credit cards are loaded with unique features and benefits for their loyal customers. Some of these features are low-interest options, insurance facilities, easy bill payment options, and more.
SBI Add-on cards have all the primary SBI credit card benefits, unless mentioned otherwise. It comprises benefits such as international transactions, waiver on fuel surcharge, reward points on transactions and so on. The credit limit on the add-on card is the same as the primary card. You can also monitor all the expenses made on your add-on card through the statement of your primary card.
The SBI credit card benefits include reward points against purchases, bonuses on hotel stays, vouchers, complimentary lounge access at airports, waiver on fuel surcharge, access to special IRCTC offers, memberships at renowned establishments, and the scope for making flexible payments using EMI.
You can redeem the accumulated reward points against gift vouchers and merchandise, and save up on monthly and annual expenses using value back and cashback benefits.
Although all SBI credit cards come with numerous benefits, the SBI ELITE credit card offers the most benefits. This premium credit card offers access to airport lounge programs, memberships, welcome gifts, complimentary tickets, accelerated reward point accumulation, lowest forex markups, and an exclusive concierge, among others.