SBI Credit Card types

Focused on making your spends rewarding, different types of SBI credit cards cover a wide range of expense categories and rewards. From travel and fuel to shopping and rewards cards, the choices are endless. However, choosing one card from the different types of SBI credit cards available can be a daunting task. To help you through this process, here’s a guide to the various types of credit cards offered by the bank.

Types of SBI Credit Cards

Catering to the varied lifestyle needs of customers, SBI offers a diverse collection of credit cards online. Here’s a quick overview of the popular types of credit cards the bank offers:

Features of SBI Credit Cards - Key Highlights 

If you opt for any of the aforementioned types of SBI credit cards, you will get to relish the following features and perks: 

 

• Exciting Welcome Bonuses: You can earn e-vouchers from leading partner brands including Hush Puppies, Aditya Birla Fashion, Shoppers Stop, Pantaloons, and others. Some of these cards even offer bonus reward points on card activation that are redeemable against gifts and merchandise. Fuel credit cards, like the SBI Card Octane, offer reward points redeemable against fuel purchases at BPCL gas stations. 

• Milestone Benefits: Most of the SBI credit card types covered above bring you exciting milestone benefits. For instance, the SBI Card ELITE offers 10,000 bonus reward points on annual spends of ₹3-₹4 Lakhs. With spends exceeding ₹10 Lakhs, you can earn an annual fee waiver. Additionally, you can also earn e-gift vouchers after crossing certain milestone spend thresholds. 

• Rewards on Every Spend: You can earn accelerated reward points on category-based spends. For instance, SBI Card PRIME brings you 10 reward points for every 100 spent on the card on groceries, dining, movie tickets, or at department stores. All other retail spends are rewarded with 2 reward points. You can exchange these reward points for gifts, merchandise, airmiles, or cashbacks to settle outstanding dues. 

• Fuel Benefits: SBI credit cards offer 1% fuel surcharge waivers on fuel spends ranging between ₹500-₹4,000 at petrol pumps across the country. Moreover, with fuel credit cards like the BPCL SBI Credit Card, you can enjoy accelerated savings with up to 13x reward points on fuel spends made at BPCL stations.   

• Travel Perks and Lounge Access Benefits: You can travel in style with the complimentary airport lounge access benefits available with these SBI credit cards. Depending on the SBI credit card type you select, you can enjoy up to 8 complimentary international and domestic airport lounge visits in a year. Moreover, you can also enjoy free membership to various lounge access programmes. For instance, the SBI Card ELITE brings you complimentary Priority Pass membership, while the SBI Card PRIME offers fee Club Vistara membership.

• Entertainment Benefits: Made to suit your lifestyle, SBI credit cards offer a wide range of entertainment benefits. With cards like the SBI Card ELITE, you can enjoy 2 complimentary movie tickets every month. Other than that, you can also enjoy discounts and accelerated reward points on dining expenses made at partner restaurants. 

• Low Forex Charges: The low Forex mark-up of SBI credit cards allows you to travel abroad without any expense concerns. For instance, the SBI Card Elite comes with the lowest Forex rate of 1.99%. Other than that, this card also offers 2 reward points on every international transaction.

• Contactless Payment Benefits: These chip-enabled SBI credit cards allow you to make convenient contactless payments. All you have to do is wave the card at the NFC-enabled POS machine. This helps lower chances of counterfeit threats and skimming.