Apply For SBI Credit Card

The State Bank of India (SBI) credit cards are specifically designed to cater to all your financial needs. With features such as attractive rewards, exciting cashbacks across various categories such as travel, grocery shopping, fuel spending, and advanced security measures, SBI credit cards can help you save more. When it comes to discussing the SBI credit card details, it is also necessary to understand the fees associated with this card.

The joining or annual fees can vary depending on the type of card you opt for. However, the finance charge is 3.5% for all unsecured credit cards. You will also be charged ₹100 to ₹250 in case you want to replace your card. Furthermore, the late payment fees can vary depending on your outstanding amount. Apply for an SBI credit card to get attractive rewards and benefits to make the most of your transactions.

1. Eligibility Criteria for SBI Credit Cards

SBI credit cards are specially designed to cater to your specific needs. However, there are certain specific eligibility criteria you will have to fulfil depending on the credit card type you want. These are as follows:

• Age: Between 21 to 65 years

• Employment status: Salaried or self-employed individuals

• Income: Must have a regular source of income

• Credit Score: 750 and above

• Minimum annual income: ₹3 Lakhs

2. Documents Required for SBI Credit Cards

Following is a list of documents that you must submit along with the duly filled SBI credit card application form:

• Proof of Identity: Passport, driving licence, PAN card, Aadhaar card, Voter's ID card, Overseas Citizen of India card, Person of Indian Origin card, job card issued by NREGA, letters issued by the UIDAI, ration card, or any other government-approved photo ID proof.

• Proof of Address: Driving licence, Aadhaar card, Voter's ID card, utility bill not older than 3 months, ration card, property registration document, job card issued by NREGA, and any other address proof approved by the Government.

• Proof of Income (for self-employed applicants): Business financial statements, latest tax returns, balance sheet, audit-proof, Profit and loss (P&L) statement

• Proof of Income (for salaried applicants): Salary certificate, latest salary slip, employment letter.

   

Once you have applied for the best SBI credit card, you can easily check your SBI credit card application status via online and offline mediums.

The online application process for SBI credit cards is simple and hassle-free. You can complete the application procedure via the Bajaj Markets website or the app. Follow the steps mentioned below to apply for an SBI credit card online.

• Step 1: Visit the Bajaj Markets SBI credit card page

• Step 2: Click on the ‘Apply Now’ option on the SBI credit card page

• Step 3: Enter information such as mobile number, date of birth, and employment details

• Step 4: Click on ‘Check your Offer’ to know your eligibility

• Step 5: Depending on your spending habits and requirements, select the best SBI credit card and complete the SBI credit card online application process by submitting the necessary documents.

If you have any queries related to your SBI credit card, you can call the SBI credit card customer care number on 1860 500 1290, 1860 180 1290, 3902 0202 (prefix local STD code) or 1800 180 1290 (toll-free).

You can also send your queries by clicking on the ‘Email Us’ option on the ‘Get in Touch’ page on the SBI official website. Their email ID is customercare@sbicard.com. 

Alternatively, you can visit the nearest SBI branch or send your query by post or SMS. You can even contact customer care to check SBI credit card application status, block your lost SBI credit card, and other purposes.