SBI Credit Card

SBI Bank Credit Card

How to Apply for SBI Credit Cards

The SBI credit card application online process is simple and can be completed on both the Bajaj MARKETS website and app:

• Step 1: Click on the Apply Now option on this SBI credit card page.

• Step 2: Fill in the details requested, i.e. mobile number, date of birth and profession.

• Step 3: Click on ‘Check your offer’ to know your eligibility.

• Step 4: Depending on your spending habits, select the best SBI credit card for yourself.

• Step 5: Proceed with the RBL credit card application process by submitting the form along with the requested documents.

Apart from the online mode, you can also apply for an SBI credit card offline by visiting your nearest State Bank of India branch. A bank executive would help you select a suitable credit card for you. You can then fill in the application form, attach the requested documents and submit the form at the branch.

Eligibility and Documents for SBI Credit Cards

Eligibility Criteria

• Age of the primary cardholder is between 18 and 60 years for salaried professionals

• Age of the primary cardholder is between 21 and 65 years for self-employed professionals

• Applicant must have a regular source of income

• A good credit score is a must, likely 750 and above

Documents Required

• Proof of Identity: Passport, Driving License, PAN Card, Aadhaar Card, Voter's ID Card, Job Card issued by NREGA and duly signed by an officer of the State Government.

• Proof of Address: Passport, Driving License, Aadhaar Card, Voter's ID Card, Job Card issued by NREGA and duly signed by an officer of the State Government.

• Proof of Income: Latest two salary slips, ITR with audited financials and computation of income.

Once you have applied for the card, you can easily check the SBI credit card application status from the bank’s website.

Features and Benefits of SBI Credit Cards

Travel Offers from IRCTC

With your IRCTC RuPay Credit Card, you can save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Avail exclusive travel privileges via the official IRCTC website.

Reward and Value Benefits

Earn Reward Points every time you spend on groceries, departmental stores, movies, and dining with your SBI Card. Get valueback benefits on fuel purchases.

Spend Based Reversal

Get an annual membership fee reversal from the second year against milestones spends on your card.

Airport Lounge Access

On select cards, get complimentary domestic and international lounge access every calendar year.

Trident Privilege Membership

Enjoy complimentary Trident Privilege Red Tier membership on your SBI ELITE Credit Card.

Auto Payment of Bills

With your SBI card, paying your utility bills is hassle-free with Easy Bill Pay.

Insurance

State Bank of India, in partnership with CCP, offers all-around protection in the event of card loss, fraud, or theft.

Low Rate of Interest

You can transfer your outstanding amounts from other credit cards to your SBI card at a very low rate of interest. With the exclusive balance transfer feature, you can easily avoid paying interest on multiple cards.

Immediate Funds

With the SBI Encash facility, you can get quick access to funds, above or within your credit limit transferred to your account within 48 hours. Repayment can be made in convenient 12, 24, or 36-month instalments.

SBI Credit Card Fees and Charges

The SBI credit card fees and charges are mentioned below:

Joining / Annual fees

Varies from card to card

Cash advance fees

2.5% on the amount withdrawn, subject to a minimum of ₹500

Finance Charges

3.50% per month (42% per annum)

Late Payment Charges

• NIL for statement balance up to ₹500

• ₹400 for statement balance above ₹500 and up to ₹1,000

• ₹750 for statement balance between ₹1,000 and ₹10,000

• ₹950 for statement balance between ₹10,000 and ₹25,000

• ₹1,100 for statement balance between ₹25,000 and ₹50,000

• ₹1,300 for statement balance greater than ₹50,000

Cash Payment Fee

₹99 per deposit

SBI Credit Card Rewards and Offers

The SBI credit card rewards program is designed to help you earn reward points against your purchases. This includes points for spending on dining, movies, departmental stores, fuel, flight tickets, shopping, utility bill payments and grocery. Along with general rewards, you also get access to accelerated rewards on your spends. Along with this, the bank also gives you access to exclusive SBI credit card offers from time to time, to help you save more on your purchases.

SBI Credit Card Customer Care Number

In case you have any queries related to your SBI credit card, you can call the SBI credit card customer care number on 1800 180 1290, 1860 180 1290, or 1860 500 1290. You can also email your doubts to customercare@sbicard.com or reach out via the Contact Us page on the official website.

Alternatively, you can visit the nearest bank branch or send in your query by post or SMS. Some of the common reasons to contact customer care include blocking your lost SBI credit card, checking your last SBI credit card statement, etc.

Why Choose SBI Credit Card from Bajaj MARKETS?

There are multiple reasons to choose Bajaj MARKETS to apply for SBI Credit Cards:

Rewards & Discounts

Get some of the best rewards on SBI Credit Cards on Bajaj MARKETS. Apply for Credit Cards online at Bajaj MARKETS and get one packed with rewards and offers from your favourite brands.

Joining Benefits

Enjoy assured joining benefits on multiple Credit Cards at Bajaj MARKETS as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashback, and much more!

One Platform, Many Cards

At Bajaj MARKETS, we have just the right amount of Credit Cards for you. Whether you want a Credit Card that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!

Convert Purchases into EMIs

Purchases made through any of the SBI Credit Cards available at Bajaj MARKETS can be converted into EMIs easily. Apply for an SBI credit card online today.

Stringent Security Measures

With cyber-crime a reality, your Credit Card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!