State Bank of India (SBI) Credit Cards are backed with attractive rewards, modern features, advanced security details, and exciting offers to cater to all your financial needs. So, if you are looking to apply for a credit card that will give you the best benefits, you should get an SBI credit card without further ado and make the most of your transactions. All you need to do is browse through the list below, understand the offers, and apply for a credit card.
The SBI credit card application online process is simple and can be completed on both the Bajaj MARKETS website and app:
Step 1: Click on the Apply Now option on this SBI credit card page.
Step 2: Fill in the details requested, i.e. mobile number, date of birth and profession.
Step 3: Click on ‘Check your offer’ to know your eligibility.
Step 4: Depending on your spending habits, select the best SBI credit card for yourself.
Step 5: Proceed with the RBL credit card application process by submitting the form along with the requested documents.
Apart from the online mode, you can also apply for an SBI credit card offline by visiting your nearest State Bank of India branch. A bank executive would help you select a suitable credit card for you. You can then fill in the application form, attach the requested documents and submit the form at the branch.
Age of the primary cardholder is between 18 and 60 years for salaried professionals
Age of the primary cardholder is between 21 and 65 years for self-employed professionals
Applicant must have a regular source of income
A good credit score is a must, likely 750 and above
Proof of Identity: Passport, Driving License, PAN Card, Aadhaar Card, Voter's ID Card, Job Card issued by NREGA and duly signed by an officer of the State Government.
Proof of Address: Passport, Driving License, Aadhaar Card, Voter's ID Card, Job Card issued by NREGA and duly signed by an officer of the State Government.
Proof of Income: Latest two salary slips, ITR with audited financials and computation of income.
Once you have applied for the card, you can easily check the SBI credit card application status from the bank’s website.
With your IRCTC RuPay Credit Card, you can save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Avail exclusive travel privileges via the official IRCTC website.
Earn Reward Points every time you spend on groceries, departmental stores, movies, and dining with your SBI Card. Get valueback benefits on fuel purchases.
Get an annual membership fee reversal from the second year against milestones spends on your card.
On select cards, get complimentary domestic and international lounge access every calendar year.
Enjoy complimentary Trident Privilege Red Tier membership on your SBI ELITE Credit Card.
With your SBI card, paying your utility bills is hassle-free with Easy Bill Pay.
State Bank of India, in partnership with CCP, offers all-around protection in the event of card loss, fraud, or theft.
You can transfer your outstanding amounts from other credit cards to your SBI card at a very low rate of interest. With the exclusive balance transfer feature, you can easily avoid paying interest on multiple cards.
With the SBI Encash facility, you can get quick access to funds, above or within your credit limit transferred to your account within 48 hours. Repayment can be made in convenient 12, 24, or 36-month instalments.
The SBI credit card fees and charges are mentioned below:
Varies from card to card
2.5% on the amount withdrawn, subject to a minimum of ₹500
3.50% per month (42% per annum)
NIL for statement balance up to ₹500
₹400 for statement balance above ₹500 and up to ₹1,000
₹750 for statement balance between ₹1,000 and ₹10,000
₹950 for statement balance between ₹10,000 and ₹25,000
₹1,100 for statement balance between ₹25,000 and ₹50,000
₹1,300 for statement balance greater than ₹50,000
₹99 per deposit
The SBI credit card rewards program is designed to help you earn reward points against your purchases. This includes points for spending on dining, movies, departmental stores, fuel, flight tickets, shopping, utility bill payments and grocery. Along with general rewards, you also get access to accelerated rewards on your spends. Along with this, the bank also gives you access to exclusive SBI credit card offers from time to time, to help you save more on your purchases.
In case you have any queries related to your SBI credit card, you can call the SBI credit card customer care number on 1800 180 1290, 1860 180 1290, or 1860 500 1290. You can also email your doubts to email@example.com or reach out via the Contact Us page on the official website.
Alternatively, you can visit the nearest bank branch or send in your query by post or SMS. Some of the common reasons to contact customer care include blocking your lost SBI credit card, checking your last SBI credit card statement, etc.
There are multiple reasons to choose Bajaj MARKETS to apply for SBI Credit Cards:
Get some of the best rewards on SBI Credit Cards on Bajaj MARKETS. Apply for Credit Cards online at Bajaj MARKETS and get one packed with rewards and offers from your favourite brands.
Enjoy assured joining benefits on multiple Credit Cards at Bajaj MARKETS as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashback, and much more!
At Bajaj MARKETS, we have just the right amount of Credit Cards for you. Whether you want a Credit Card that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!
Purchases made through any of the SBI Credit Cards available at Bajaj MARKETS can be converted into EMIs easily. Apply for an SBI credit card online today.
With cyber-crime a reality, your Credit Card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!
No, you cannot directly convert SBI credit card reward points to cash. However, in the case of some cards, you can use it to clear your credit card outstanding dues. Do note that 4 reward points equal ₹1.
It may take up to 21 days to get an SBI credit card, post successful submission of accurate documentation and application form.
All SBI credit cards are not free. There is an annual fee and a joining fee attached to most cards which tend to vary from one credit card type to another. However, in some cases, against milestone spending, you might be able to enjoy an annual fee waiver on certain cards.
Yes, the State Bank of India has a special app for credit cards known as the ‘SBI Card’. It is available on both iOS and Android. It can be used to easily manage and avail services on your credit card.
Yes, you can use the credit card cash withdrawal feature to withdraw money on your SBI card. However, you will be able to withdraw only 80% of the credit card limit and would be required to pay a finance charge of up to 3.35% every month till the advance amount is cleared in full.
To redeem your credit card reward points you need to follow the steps mentioned below:
Step 1: Login to sbicard.com.
Step 2: Click on “Rewards” and then click on “Redeem Rewards”.
Step 3: Browse through the Rewards Catalogue and choose item of your choice
Step 4: Click on “Redeem now” and confirm.
The documents acceptable for SBI credit card application are as follows-
Proof of Identity
Proof of Address
Latest two salary slips (salaried individuals)
Latest year ITR with audited financials and computation of income (self-employed individuals)
ID and Address proof documents (valid passport issued by Govt. of India, driving license, proof of possession of Aadhaar number (Aadhaar Card/E-Aadhaar), Voter's ID Card, Job Card issued by NREGA and duly signed by an officer of the State Government)
The total SBI credit limit is the maximum amount that you can borrow on your SBI Credit Card. On the other hand, the available credit limit on your SBI credit card is the amount that is currently available for purchases on your card, post usage. You can keep a check on your SBI credit card usage via SMS. Simply type AVAIL XXXX (last 4 digits of your SBI Credit Card) and send it to 5676791 from your registered mobile number.
SBI credit card has offers and reward points, but I have yet to redeem them; this is a domestic card with a credit limit of $50,000, which is more than enough for my needs. My statement arrived on schedule. This card was used for personal reasons. The card is really easy to use.
I've had my SBI credit card for over three months, and it comes with certain reward points and offers. This card was used for online shopping, gas surcharges, and grocery purchases. The credit limit on the card is adequate, and what I enjoy best about it is that it is a lifetime free card that is quite convenient to use.
I've had my SBI credit card for approximately two months, but I haven't had the opportunity to review the card's offerings. The card's limit is 38000 points, and I'm happy with that because it's a free card for life. My card statement was always delivered on schedule, and my online banking was also quite reliable.
For the past 3-4 years, I've been using the SBI credit card. It's a really convenient card, and it has the potential to improve my credit score. The credit limit is Rs.37,000, which is insufficient; nevertheless, this card offers extra benefits if I shop online through Flipkart. This is a charged card with a total cost of Rs.499 plus GST. I use the internet to pay my credit card bills.
SBI processed everything in a fairly basic manner, and then an executive arrived and completed the process. I'm not thrilled with my credit limit, which is very low, and I need to boost it. Annual fees are Rs. 499, and if I spend Rs. 20k in 2 months, I will receive 500 rs in reward points. Those points may be converted into cash back, which I use to pay my bills, and if I spend RS. 1L in a year, it's a free card from the second year onward.
I received my SBI credit card after only one month. But it was convenient because I used to get a lot of offers by text message. I used this card for shopping, gas, tickets, and a variety of other things. The bank agent arrived and took the documents; the card's limit is Rs.54000. This is a reloadable card with a yearly fee of 500 rupees.
SBI provided a 499 plus GST annual fee chargeable card, but there was a waiver option if I spent 1L within a year, so I applied online and received it within a week. The credit limit is a meagre 57K. Online shopping has a lot of amazing deals and benefits. I'm not familiar with EMI conversion. I only need to contact customer service for any reason.
I've had a State Bank of India account for three years and have opted to get a credit card from the same bank. The card's credit limit is sufficient for me. It would be wonderful if the bank provided the statement on time, and I used to pay my credit card bill online.
I only got the card a month ago, have done a few transactions, and have yet to receive my bill payment. The credit card is fine, but the credit limit of 37000 rupees is insufficient for me. Aside from that, everything else is fine.
The SBI credit card has a credit limit of 75,000 rupees, and it is a chargeable card that costs Rs.500 each year plus 87 rupees in GST. The card has 500 Amazon reward points that can only be redeemed if I spend Rs.5000 on the card.
With sky-rocketing fuel prices, I needed a Credit Card that could help me save on this ever increasing expense of mine. The INDIANOIL AXIS BANK Credit Card was just what I needed. Helped me save big-time.
Choosing the MY ZONE Card was a very good decision as I got many vouchers with it! Plus the online process of applying for this Credit Card on Finserv MARKETS was very smooth. Highly recommended if you are looking for an all-in-one card.
I have been using the INDIANOIL AXIS BANK Credit Card for quite some time now and I must say this is your go-to card if you are looking to save on your fuel expenses. I was also extremely satisfied with Finserv MARKETS portal as my application got approved in just a few clicks.
I have the NEO Credit Card and it has proved to be a complete all-rounder for me! I got discounts on shopping, movie tickets, and it was extremely easy to convert my spends into smaller EMIs. Applying on Finserv MARKETS was very simple. I am totally satisfied with this card.
I have taken MY ZONE Credit Card from Finserv MARKETS. I have just started using it and the best part is that I got an approval real quick and the application was very easy to fill.