The Tata Neu HDFC Bank Credit Card billing cycle, usually 30 days, records all transactions. Knowing it helps track expenses, plan repayments, understand due dates, and use the interest-free period effectively for better credit management.
You can check the Tata Neu HDFC Bank Credit Card billing cycle by reviewing your monthly credit card statement. You can access these statements through different methods, making it convenient to track your expenses and payment dates. Here are the details:
Log in to your net banking account by visiting the official HDFC Bank website
Go to the ‘Cards’ tab and click on ‘Enquire’
Click on ‘View Statement’ from the left-hand menu
Select your Credit Card number and the period you want the statement for
Click on the ‘View’ button to see the statement
You can choose to download your statement or keep a digital copy
Log in to mycards.hdfcbank.com with your registered mobile number
Enter the OTP sent to your registered mobile number
Click on e-statement and select the desired month
Your billed statement will be sent to your registered email ID
Open the HDFC Bank MobileBanking app and log in using your credentials
Click on the ‘Menu’ button
Navigate to ‘Pay’, click on ‘Cards’, and select your card number
Scroll down to ‘Actions’, select ‘Duration’, and click ‘Download’
Your statement will be available to view/download
You can also call HDFC Bank’s customer care helpline at 1800 2600 or 1800 1600 to request your credit card statement. Dedicated numbers are available for premium customers and those travelling abroad for quick assistance.
You can register for e-statements by selecting the ‘Statement on E-mail’ option in your account. Further, choose your office or residence email, and confirm the request. Once registered, statements will be delivered directly to your email inbox.
Paying your Tata Neu HDFC Bank Credit Card bill after knowing the Tata Neu HDFC Bank Credit Card billing cycle is simple. You can complete the payment online in just a few steps. You can choose to pay using net banking, mobile banking, or through BillDesk. Here are the steps you can follow:
Log in to HDFC Bank net banking or mobile banking account using your credentials
Select ‘Credit Card Bill Payment’ and choose your Tata Neu HDFC Bank Credit Card
Enter the amount and confirm payment
Visit the BillDesk payment page
Enter your Tata Neu HDFC Bank Credit Card number and payment amount
Select your bank from the drop-down list and proceed
Authenticate using your net banking credentials to complete the payment
Visit the nearest HDFC Bank branch
Fill out a credit card bill payment slip with your card details
Make the payment through cash or cheque
Collect the stamped acknowledgment slip as proof
The due date for a Tata Neu HDFC Bank Credit Card is the deadline by which you need to pay the minimum amount due on your statement.
It is usually set a few weeks after the billing cycle ends, giving you a grace period to clear your outstanding balance. This date is usually mentioned on the first page of your credit card statement.
Paying on or before the due date is essential to avoid late payment charges and interest. Timely payments ensure your account remains in good standing.
A late payment fee is a penalty charged by the bank. It applies when you fail to pay at least the minimum amount due on your credit card by the due date. It is applied in addition to interest charges and varies depending on the outstanding balance. This fee is meant to encourage timely payments and to compensate the bank for the delay in receiving dues.
The charges vary depending on the total amount due until the final due date. For the Tata Neu HDFC Bank Credit Card, here are the late payment charges, excluding taxes:
| Outstanding Amount | Late Payment Charges |
|---|---|
Less than or equal to ₹100 |
NIL |
₹101 to ₹500 |
₹100/- |
₹501 to ₹1,000 |
₹500/- |
₹1,001 to ₹5,000 |
₹600/- |
₹5,001 to ₹10,000 |
₹750/- |
₹10,001 to ₹25,000 |
₹900/- |
₹25,001 to ₹50,000 |
₹1,100/- |
More than ₹50,000 |
₹1,300/- |
Disclaimer: The above-mentioned details are subject to change at the lender’s discretion.
You can check the Tata Neu HDFC Bank Credit Card billing cycle by referring to your monthly credit card statement. In this document, the start date, end date, and payment due date are mentioned. Alternatively, you can log in to HDFC net banking, the mobile app, or contact customer support for more details.
The grace period is the time between the statement generation date and the payment due date. It usually ranges from 20 to 60 days. During this period, you can pay your outstanding balance without incurring any interest charges.
Payments usually take 3 to 4 working days to reflect in your account. To avoid delays or late charges, it is advisable to clear your bill at least 4 days before the due date.
No, you do not need to make credit card payments exactly every 30 days. Your payments depend on your card’s billing cycle. Each month, you receive a statement with a fixed due date, and you must pay your bill by that date.