Benefits of Bajaj Finserv EMI Card

Grab ahold of immense benefits with the Bajaj Finserv EMI Network Card

Check out the benefits available on every purchase using your EMI Network Card.

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Get No-Cost EMIs at leading online stores. Shop using your Bajaj Finserv EMI Network Card

Benefits of Bajaj Finserv EMI Network Card

The Bajaj Finserv EMI Network card comes with several attractive features to make your purchases hassle-free and fulfilling. Not only do you get a pre-approved loan on the card, you also get to pay in Equated Monthly Instalments (EMIs) at no additional cost and bearing no foreclosure charges. The repayment tenures are also designed to cater to the diverse needs of customers. Here is everything you need to know about the benefits of the Bajaj Finserv EMI Network card which make it a seamless payment option.

Bajaj Finserv EMI Network Card Features

Easy Online and Offline Shopping

The wide EMI Network includes online stores such as Amazon. Flipkart, etc., as well as 1.2 lakh partner stores spread across 2,900+ cities, lets you choose from over 1.2 million products.

Minimal Documentation

No/minimal documentation is required one time to validate your purchases. No need to provide documents every time you shop.

Shop for up to ₹4 Lakh

Enjoy a pre-approved loan limit of ₹4 Lakh on the Bajaj Finserv EMI Network Card and ₹2 Lakh on the Bajaj Finserv Insta EMI Card.

Repayment Tenure

Enjoy a flexible and comfortable repayment tenor ranging from 3 to 24 months.

No Foreclosure Charges

No charges will be levied if you foreclose your loan post paying the first EMI.

No/Low Down Payment

Several big-ticket items can be purchased with a no or low down payment to make purchases more affordable.

Easy Access and Management

You can view and manage your EMI Card via the Bajaj Finserv Wallet App. It can be accessed from anywhere and at any time.

Online Application for Bajaj Finserv Insta EMI Card

Using the 100% digital application process, you can get an instantly activated, Insta EMI Card in 3 simple steps.

Uses of Bajaj Finserv EMI Network Card

Shop on EMI Without Credit Card

The Bajaj Finserv EMI Network Card is an exclusive EMI Card, which acts as a pre-approved loan and helps you convert your cost of buying appliances, gadgets, etc., into easy, customised, no-cost EMI.

Easy Online Shopping

Make secure purchases online at Bajaj Finserv partner stores such as Amazon, Flipkart, Oppo, OnePlus, Pepperfry, etc. All you need to do is select the Bajaj Finserv EMI Network Card as your preferred mode of payment at the payment gateway and select a suitable tenor for EMI payment.

Offline Shopping at Partner Stores

Buy mobile on EMI, laptops on EMI, furniture on EMI, etc., from any of the 1.2 lakh offline partner stores spread across 2.900+ cities, using your EMI Network Card.

Easy Access via Portal

You do not need to carry your EMI Card everywhere as you can easily access it on your Bajaj Finserv Wallet app or manage it on the online Bajaj Customer Portal. The card uses an OTP sent to your RMN to authenticate your purchase so that you can go ahead and shop securely.

Shopping Made Affordable

As a part of the Bajaj Finserv EMI Network card benefits, you can select from among a range of home appliances, gadgets and electronics at No Cost EMI, zero down payment, and 4-hour / same day speedy delivery. So, Apply for Bajaj Finserv EMI Network Card today and avail numerous benefits!

Benefits of EMI Card

Benefits of EMI Card

FAQs on Benefits of Bajaj Finserv EMI Network Card

  • ✔️What is the benefit of the EMI card?

    The Bajaj Finserv EMI Network Card comes with a pre-approved loan of ₹4 lakh (₹2 lakh for the Bajaj Finserv Insta EMI Card), which can be used to purchase items on EMI without a credit card both online and offline from the partner stores. The repayment tenor is flexible, and there is no/ low down payment and no foreclosure charges. The Insta EMI Card application process is 100% digital and you can easily access your activated card from the Bajaj MARKETS app.

  • ✔️What is the use of Bajaj Finserv EMI Network card?

    The digital Bajaj Finserv EMI Network Card can be used to shop on EMI affordably at the online and offline partner stores, without the need for a credit card. The card can be easily accessed and managed via the Bajaj MARKETS app.

  • ✔️Are there any reward points for using Bajaj Finserv EMI Network Card?

    No. There are no reward points for using Bajaj Finserv EMI Network Card.

  • ✔️What can I do with the Bajaj Finserv EMI Network Card?

    The Bajaj Finserv EMI Network Card can be used to buy a range of products across categories such as home appliances, furniture, travel, smartphones, etc., by converting the cost of the purchase into easy customised no cost EMIs. You can also enjoy low or no downpayment on these products as well as choose a comfortable repayment tenor with a no foreclosure cost benefit.

  • ✔️️Why should one opt for the Bajaj Finserv EMI Network card?

    This card comes with a host of features and benefits that include – instant pre-approved credit limit of up to ₹4 lakh, no cancellation fees, no documentation, zero loan foreclosure charges, easy repayment options, no cost EMI, smooth usage at partner outlets, and easy tracking of all your transactions, loans, and repayments through Experia – the customer portal or the Bajaj MARKETS App.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!