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Know the fees associated with the Insta EMI Card and shop for 1 million+ products on easy EMIs without hassle!
The Bajaj Finserv EMI Network Card offers an easy EMI facility for a manageable shopping experience. Ensure that you are aware of all the fees associated with it before you use it and make the most of your card.
The common charges associated with this financial product include processing charges, penalty fees, and convenience fees. Manage your finances better by understanding these costs.
This Insta EMI Card helps you make significant purchases on easy EMIs. However, you will be subject to the specific Bajaj Finserv EMI Network Card fees and charges. These include the following:
| Types of Fees | Applicable Charges |
|---|---|
Insta EMI Card Fee |
₹530 (including taxes) |
Note: Additional charges will apply when using the Insta EMI Card to get a loan.
Disclaimer: The fees and charges mentioned above may vary at the discretion of the issuer. Check the latest EMI Card charges before you apply.
Keeping these fees in mind, you can apply for the card with ease to finance a high-value purchase. Follow these steps to get it online:
Click on the ‘Apply Now’
You will be redirected to the Bajaj Finserv website
Enter your mobile number and verify with an OTP
Fill in your personal details
Select the type of employment and gender
Click on ‘Submit’ to know the approved limit
Verify KYC using your Aadhaar card
Pay a one-time joining fee of ₹530
Complete the e-mandate process and activate the card
Use the card once you complete the e-mandate registration successfully
You can access the details through the Bajaj Finserv customer portal.
Before applying for this card, it is crucial to understand the agreement. All the Bajaj Finserv Insta EMI Card charges are subject to some terms and conditions, such as:
Penal charges apply every day until you make the full payment
You must pay direct cash collection charges upfront to repay your loan instalment in cash
You must also pay cash collection handling charges or cash deposit charges at the time of making a cash payment
You must pay the required fees upfront or with the first EMI
The processing fee for the card depends on the product you purchase
The Bajaj Finserv EMI Network Card charges only a nominal processing fee. It depends on the product, scheme, and dealer.
The Bajaj Finserv EMI Network Card’s fee for joining is ₹530. The fee is inclusive of taxes.
You can easily pay the EMI of your Bajaj Finserv EMI Network Card online by visiting the ‘My Account’ section after signing in to your account. You can pay overdue EMI, make an advance EMI payment or part payment, or foreclose the loan.
Yes, there are some Bajaj Finserv EMI Network Card charges that apply. This includes a one-time joining fee of ₹530.
There is a one-time joining fee of ₹530 for the Bajaj Finserv EMI Network Card. The fee is inclusive of taxes.
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