The Bajaj Finserv EMI Network Card is a cost-effective way to tick items off your wishlist. It comes with a pre-approved loan of up to ₹2 Lakhs. You can also enjoy the benefit of no cost EMI and the easy repayment advantage, which lets you repay conveniently anytime between 3 to 24 months.
You can apply for the Bajaj Finserv EMI Network card via online channels such as the Bajaj Markets website or app. The process is 100% digital with an approval time of 30 seconds only. Alternatively, you can also apply for the Bajaj Finserv EMI Network Card at any of the 1.2 lakh+ partner stores located across 2,900 cities in India. You can apply for a Bajaj Finserv EMI Card through Bajaj Markets online website or mobile app by following the steps mentioned below:
Step 1: Visit the Bajaj Markets EMI Network Card page and navigate to the ‘Apply Now’ button.
Step 2: Select your profession, enter your registered mobile number, your date of birth in DD/MM/YYYY format, and your name as per the PAN card to check your eligibility.
Step 3: Click on ‘Check Your Offer’ to view your Bajaj Finserv EMI Network Card pre-approved offer.
Step 4: Enter the OTP sent to your registered mobile number.
Step 5: Once verified, enter your gender, full name, PAN, email, and area PIN code on the page.
Step 6: Click on ‘Proceed’ and check your credit limit.
Step 7: Click on ‘Proceed’ again to reach the KYC screen.
Step 8: Verify your KYC details using OKYC (Offline KYC) or CKYC (Central KYC).
Step 9: Pay ₹599 (inclusive of taxes) to activate your EMI Card.
Step 10: Provide your bank details and OTP to complete the e-mandate process.
Step 11: Click on ‘Submit’ to start using your card and get exclusive Bajaj Finserv EMI Network Card offers and benefits.
Step 1: Log in to the Bajaj Markets website.
Step 2: Select your profession, enter your registered mobile number, your date of birth in DD/MM/YYYY format, and your name as per the PAN card to check your eligibility.
Step 3: Click on ‘Check Your Offer’ to view your Bajaj Finserv EMI Network Card pre-approved offer.
Step 4: Click on the given link to initiate the application process.
Step 5: Pay ₹117 (inclusive of taxes) as the annual fee.
Step 6: Once paid, you will receive a confirmation on your registered mobile or email ID.
Anyone who meets the specified criteria can easily apply online for the Bajaj Finserv Card. The criteria are:
Nationality: You must be a citizen of India.
Age: You must belong to the age group of 21 to 65 years at the time of applying for the card.
Income Source: You must have a regular stream of income either from a business or from a profession.
Bank Account: You must have a savings or a current account in any bank in India.
If you meet all of the above-mentioned requirements, then you can easily apply for the Bajaj Finserv EMI Network Card online by submitting the necessary documents.
If you do not wish to apply for Bajaj Finserv EMI Network Card online, you can always apply for the EMI card at any of the 1.2 Lakh+ partner stores located across 2,900 cities. To initiate the same, follow these steps:
Step 1: Visit the nearest Bajaj Finserv partner store
Step 2: Select the item you wish to purchase.
Step 3: Request the representative for in-store financing options at the billing counter.
Step 4: Provide the requested basic documents and set up your Bajaj Finserv EMI Network Card.
Here are some of the most attractive features you can expect by applying for the Bajaj Finserv EMI Network card:
When you apply for Bajaj Finserv EMI Network Card and your application is approved, the card comes with a pre-approved loan amount of ₹2 Lakhs. You can use the card to shop in over 2900 cities and over 1.2 Lakh partner stores.
The card allows you to break your purchases into small and affordable EMIs, and you can choose a repayment term ranging from 3 months to 24 months.
When applying for an EMI card online, you only need to submit a few basic documents. After that, there is hardly any documentation that is required for you to make a purchase.
Once you have received your Bajaj Finserv EMI Network Card, you don't need to carry it every time you shop. You would be able to use it with the wallet application.
Apply for Bajaj Finserv EMI Network Card to enjoy a host of exclusive benefits and offers. You can use it at any of the Bajaj Finserv partner stores on EMI without credit card. This includes the Bajaj Markets online platform as well as popular websites such as Flipkart, Amazon, MakeMyTrip, Paytm Mall, Yatra, Samsung, Pepperfry, Goibibo, etc. In addition, you can also swipe your card at a number of offline stores and avail instant approval based on the pre-approved amount in your digital wallet.
No, not at all. When you have your Bajaj Finserv EMI Network Card, you only need to authenticate the purchase with the OTP sent to your registered mobile number.
Yes, you can apply for a Bajaj Finserv EMI Card online through the Bajaj Markets website or app. The process is 100% digital, and takes only 30 seconds to get approved.
Yes, you can apply for Bajaj Finserv EMI Network Card offline. You can visit the nearest partner store and select the item you wish to purchase. At the billing counter, opt for in-store financing, provide the requested documents, and set up your Bajaj Finserv EMI Network Card.
Yes, you can apply for add-on Bajaj Finserv EMI Network cards for your family. However, you can only apply for a maximum of two add-on cards.
Yes. A PAN card is required while applying for a Bajaj Finserv EMI Network card online and offline.
You can apply for a Bajaj Finserv EMI Network card online through the Bajaj Markets website or mobile app. Alternatively, you can apply for a Bajaj Finserv EMI Network Card offline at any of the Bajaj Finserv partner stores.
When you apply for Bajaj Finserv EMI Network Card, it comes with a pre-approved limit of ₹2 Lakh. To increase the credit limit further, you must improve your creditworthiness by maintaining healthy repayment practices. Other corresponding factors that help you increase the card limit are a high CIBIL score, high income, and the ability to repay on time.
“No Cost EMI” refers to a monthly instalment which does not include any extra cost by way of interest on the purchase price. For instance, if you buy a smartphone worth ₹50,000 on a 10-month EMI using the Bajaj Finserv EMI Network Card, then you will pay 10 instalments of only ₹5,000 each month. No interest component is included in the “No Cost EMI”.
Card Verification Value (CVV) is a 3-digit number security code that comes with credit and debit cards operating on MasterCard and Visa networks. Since Bajaj Finserv EMI Network Card works on a different network, it does not come with a CVV number.