The Bajaj Finserv EMI Network Card is a cost-effective way to purchase your favourite products. It comes with a pre-approved loan of up to ₹2 Lakhs. You can also enjoy the benefit of No Cost EMI and the easy repayment advantage, which lets you repay conveniently anytime between 3 months and 24 months.
Read on to know how to apply for a Bajaj Finserv EMI Network Card, and the process of getting an EMI card via online and offline modes.
You can apply for the Bajaj Finserv EMI Network Card via online channels such as the Bajaj Markets website or app. The process is 100% digital with quick approval.
Alternatively, you can apply for the card at any of the over 1.5 lakh partner stores across 4,000+ cities in India.
If you are wondering how to get a Bajaj Finserv EMI Network Card online, know that you can apply for a card from the comfort of your home.
Simply follow the steps mentioned below.
Step 1: Click on the ‘Apply Now’ button at the top of this page
Step 2: Select your profession, enter your registered mobile number, your date of birth, and your name as per the PAN card to check your eligibility
Step 3: Click on ‘Check Your Offer’ to view your Bajaj Finserv EMI Network Card pre-approved offer
Step 4: Enter the OTP sent to your registered mobile number
Step 5: Enter your gender, full name, PAN, email, and area PIN code on the page
Step 6: Click on ‘Proceed’ and check your credit limit
Step 7: Click on ‘Proceed’ again to reach the KYC screen
Step 8: Verify your KYC details using Offline KYC (OKYC) or Central KYC (CKYC)
Step 9: Pay ₹599 (including taxes) to activate your EMI Card
Step 10: Provide your bank details and OTP to complete the e-mandate process
Step 11: Click on ‘Submit’ to start using your card and get exclusive Bajaj Finserv EMI Network Card offers and benefits.
In case you want to know how to avail a Bajaj Finserv EMI Network Card offline, here are the steps that you can follow:
Anyone who meets the specified criteria can easily apply for the Bajaj Finserv EMI Network Card. Here are some essential parameters.
Nationality: You must be an Indian citizen
Age: You must be between 21 and 65 years years of age at the time of applying for the card
Income Source: You must have a regular stream of income, either as a salaried or self-employed professional
Credit Score: You must have a credit score of 720 or higher
If you meet these criteria, then you can easily apply for the Bajaj Finserv EMI Network Card by submitting the necessary documents.
No, you do not need to submit any documents. When you have your Bajaj Finserv EMI Network Card, you only need to authenticate the purchase with the OTP sent to your registered mobile number.
Yes, you can apply for a Bajaj Finserv EMI Network Card online through the Bajaj Markets website or app. The process is 100% digital and takes only a few minutes.
Yes, you can apply for Bajaj Finserv EMI Network Card offline. You can visit the nearest partner store and select the item you wish to purchase. At the billing counter, opt for in-store financing, provide the requested documents, and set up your Bajaj Finserv EMI Network Card.
Yes, you can apply for add-on Bajaj Finserv EMI Network Cards for your family.
Yes, you need a PAN card when applying for a Bajaj Finserv EMI Network Card online and offline.
You can apply for a Bajaj Finserv EMI Network Card online through the Bajaj Markets website or mobile app. Alternatively, you can apply for a Bajaj Finserv EMI Network Card offline at any of the Bajaj Finserv partner stores.
When you apply for a Bajaj Finserv EMI Network Card, it comes with a pre-approved limit of ₹2 Lakhs. To increase the credit limit further, you must improve your creditworthiness by maintaining healthy repayment practices.
Other corresponding factors that help you increase the card limit are a high CIBIL score, high income, and the ability to repay on time.
‘No Cost EMI’ refers to a monthly instalment which does not include any extra cost on the purchase price. For instance, if you buy a smartphone worth ₹50,000 on a 10-month EMI using the Bajaj Finserv EMI Network Card, then you will pay 10 instalments of only ₹5,000 each month. No interest component is included in the ‘No Cost EMI’ option.
Card Verification Value (CVV) is a 3-digit number security code that comes with credit and debit cards operating on MasterCard and Visa networks. Since Bajaj Finserv EMI Network Card works on a different network, it does not come with a CVV number.