How to Shop on Amazon Using the Insta EMI Card

Shopping on Amazon becomes more flexible when purchases can be converted into affordable EMIs. The Bajaj Finance Insta EMI Card allows eligible customers to split the cost of products into manageable monthly instalments, making large purchases easier to budget for.

Some key benefits include:

• Easy EMI Conversion: Convert eligible purchases into monthly instalments instead of making a one-time payment.

• Flexible Repayment Tenure: Choose from multiple repayment options based on product eligibility and available plans.

• High Pre-approved Limit: Access a pre-approved loan limit that can be used across eligible Amazon purchases.

• Minimal Upfront Payment: Certain products may be available with low or zero down payment offers.

• Wide Product Selection: Use the card across various categories including electronics, appliances, furniture, and more.

• Digital Shopping Experience: Complete the entire purchase journey online without additional paperwork during checkout.

Before using the Bajaj Finance Insta EMI Card on Amazon, certain requirements must be met to ensure a smooth transaction experience.

• Active Insta EMI Card: Your Bajaj Finance Insta EMI Card should be active and linked to a valid account.

• Available Loan Limit: Ensure sufficient available limit exists to cover the value of the purchase.

• KYC Compliance: Your KYC verification should be completed as per applicable requirements.

• Registered Mobile Number: The mobile number linked to your EMI Card should be active for OTP verification.

• Eligible Product Availability: The selected product should support EMI payment through the Bajaj Finance Insta EMI Card.

• Valid Amazon Account: You must have an active Amazon account to complete the purchase.

Follow these steps to make a purchase on Amazon using the Insta EMI Card:

Step 1: Log in to Amazon

Sign in to your Amazon account using your registered credentials.

Step 2: Select Your Product

Browse through Amazon and choose an eligible product that supports EMI payment options.

Step 3: Add the Product to Cart

Click on ‘Add to Cart’ or ‘Buy Now’ to proceed with the purchase.

Step 4: Continue to Checkout

Review your order details and proceed to the payment page.

Step 5: Choose EMI Payment Option

Select the EMI payment option available during checkout.

Step 6: Select the Insta EMI Card

Choose the Insta EMI Card as your preferred payment method from the available financing options.

Step 7: Verify Your Details

Complete the verification process using the OTP sent to your registered mobile number.

Step 8: Select an EMI Plan

Choose a repayment tenure based on the available EMI options displayed for the product.

Step 9: Confirm the Order

Review the order summary and complete the transaction.

Step 10: Track Your EMIs

After successful purchase, you can monitor your loan details and EMI schedule through the Bajaj Finance customer portal or app.

The Bajaj Finance Insta EMI Card can be used across several product categories on Amazon, subject to product eligibility and merchant participation.

Common categories include:

• Smartphones and Mobile Accessories: Purchase smartphones, smartwatches, earphones, and related accessories through EMI options.

• Laptops and Computers: Finance laptops, desktops, monitors, and other computing devices.

• Home Appliances: Buy refrigerators, washing machines, air conditioners, microwave ovens, and kitchen appliances.

• Televisions and Entertainment Devices: Purchase smart TVs, streaming devices, and home entertainment systems.

• Furniture and Home Essentials: Shop for sofas, beds, mattresses, tables, and other home furnishing products.

• Electronics and Gadgets: Access a wide range of cameras, tablets, speakers, and personal gadgets through EMI financing.

If the EMI option isn't appearing at checkout, it is usually due to one of these quick fixes:

• Low Credit Limit: The product cost exceeds your card's available spending limit.

• Ineligible Product: Certain items or sellers do not support Bajaj Finance Insta EMI Card payments.

• Pending KYC: Outdated or incomplete KYC verification can temporarily freeze card usage.

• OTP Failure: Your registered mobile number is unreachable or unable to receive security codes.

• Blocked Card: Your EMI card might be inactive, suspended, or blocked.

• Technical Glitches: Temporary app, browser, or payment gateway errors can hide checkout options. Try clearing your cache or refreshing the page.