Buy an iPhone on EMI without using a credit card

With its incredible display, ultra-fast performance, advanced security features, and jaw-dropping camera capabilities, the iPhone is surely a head-turner. The price tag, however, can be a turn off. But a wishlist is a wishlist, so why not tick it off when you have the chance? Wondering how? Well. just go ahead and buy an iPhone on EMI to enjoy the attractive offerings of the phone without burning a hole in your wallet. And no, you will not need your credit card for the purchase! Read on to know more.

With the EMI payment option becoming increasingly popular, purchasing big-ticket items, including iPhone from Apple on EMI without a credit card, has become increasingly easy. All you need is access to an EMI card. An EMI card, as the name suggests, is a special card that lets you finance your purchases and convert them into EMI. What makes them interesting is that they offer the benefit of EMI without you having to own a credit card. 

 

The Bajaj Finserv EMI Network Card is one such EMI card that lets you buy items such as the Apple iPhone on EMI effortlessly using the pre-approved funds on your card. You also get to choose a flexible repayment tenure to match your budget and can purchase the iPhone both online and offline. There are also special offers and discounts which can be availed at partner websites. Even better, you can use the Bajaj Finserv EMI Network Card to buy an iPhone from Apple with no-cost EMI.

Opting for the ‘iPhone EMI options’ at the checkout page may save you from having to pay the entire amount upfront, but you will still end up paying interest on your credit card every month till the loan is repaid in full. However, it is not the case when you purchase an iPhone on EMI using your Bajaj Finserv EMI Network Card. This is because the card comes with a no-cost EMI benefit, i.e. there are no additional interest charges levied on your iPhone EMI price other than the actual cost of the item. Hence, you get to enjoy the advantage of EMI while cutting extra costs!

If you want an iPhone, you can buy one on EMI at any of the Bajaj Finserv Partner Stores. You can check out the Apple EMI options as well as the no-cost EMI Apple offer while selecting the payment option. At most stores, you will be able to get an iPhone on EMI with zero down payment while also enjoying customised offers designed especially for you. To help you get started, here are some of the top iPhone models to choose from.

• Apple iPhone 14 Pro Max

The iPhone 14 Pro Max is Apple’s flagship smartphone. Available in four storage configurations - 128GB, 256GB, 512GB and 1TB. The 6.7-inch Super Retina XDR display of the smartphone has a high refresh rate of 120 Hz, which makes scrolling and animation feel a lot smoother and jar-free. The phone gets a quad-camera unit that includes a 48MP primary camera, a 12MP ultra-wide camera, a 12MP 2x telephoto camera and a 12MP 3x telephoto camera. 

 

You can purchase this iPhone on EMI without a credit card for ₹1,39,900 

• Apple iPhone 14 Pro

Featuring a pro-grade camera system, the iPhone 14 Pro is capable of taking high-definition cinematic videos, unlike no other smartphone. The textured matt glass back and stainless steel corners of the phone elevate the phone’s aesthetics. Just like the iPhone 14, the 14 Pro also comes with a 6.1-inch Super Retina XDR display. However, the Pro version is powered by Apple’s A16 Bionic chip, which is faster and more powerful than its previous iteration. 

 

You can purchase this iPhone on EMI without a credit card for ₹1,29,900 

• Apple iPhone 14 Plus

The iPhone 14 Plus is essentially a larger version of the iPhone 14. Featuring a 6.7-inch Super Retina XDR display, the 14 Plus is the perfect device for watching movies and videos. Thanks to the IP68 rating, the phone is resistant to splashes, water immersion and dust. The battery of the iPhone 14 Plus is also larger at 4323 mAh. However, the phone doesn’t take too long to charge due to the support for 20-watt fast charging, which recharges 50% of the battery in just 30 minutes.

 

You can purchase this iPhone on EMI for ₹89,900 

• Apple iPhone 14

The iPhone 14 is the latest in the Apple iPhone range of smartphones. Available in 5 different colour schemes, the phone comes with a 6.1-inch Super Retina XDR display that delivers stunning visuals. Featuring a twin-camera system at the rear, the phone is capable of taking brilliant 12 MP photos under a variety of different lighting conditions. The iPhone 14 also gets a robust 4x4 MIMO 5G modem that boosts your cell phone coverage.  

 

You can purchase this iPhone on EMI for ₹79,900 

• Apple iPhone 13 Pro Max

The iPhone 13 Pro Max is the biggest and the most powerful version of the iPhone 13 that you can get. It features a 6.7-inch Super Retina XDR display with a pixel density of 458 PPI. At the heart of the phone are a hexacore A15 Bionic chip and a 5-core graphics processor. The large 4,352 mAh battery supports 15-watt wireless charging. The iPhone 13 Pro Max is available in multiple storage options ranging from 128GB to 1TB. 

 

You can purchase this iPhone with the Bajaj Finserv EMI Network Card for ₹1,29,900 

• Apple iPhone 13 Pro

Equipped with a 6.1-inch Super Retina XDR display, the Apple iPhone 13 Pro is easy on the hands. The front of the device gets a Ceramic Shield coating that makes the glass more resistant to scratches and breakage. The device is powered by Apple’s A15 Bionic microprocessor that offers a fast and fluid multitasking experience. The triple-rear camera system features 12 MP sensors for telephoto, wide, and ultra-wide photos. In addition to this, the iPhone 13 Pro also gets IP68 dust and water resistance.  

 

You can purchase this iPhone on EMI for ₹19,983 

• Apple iPhone 13 (128 GB)

The 6.1-inch iPhone has a Super Retina XDR display. For lightning-fast speed, it uses an A15 Bionic chip while the iOS 15 packs new features to make your experience worthwhile. It has a dual-camera system with 12MP: Ultra Wide and Wide cameras and a 12MP TrueDepth front camera. The top camera features include night mode, portrait mode, smart HDR, cinematic mode, multiple photographic styles, 4K Dolby Vision HDR recording, etc. You also get 19 hours of video playback for uninterrupted entertainment. It comes with an IP68 rating and has an ultra-strong ceramic shield which imparts a durable design.

 

iPhone 13 no-cost EMI price: ₹79,900 / number of months for repayment 

• Apple iPhone 12 (64GB)

The iPhone 12 has a 6.1-inch screen that supports a Super Retina XDR display and a ceramic shield. It runs on a powerful A14 Bionic chip which delivers super-fast speed. It comes with an advanced dual-camera system that flaunts 12MP: Ultra Wide and Wide cameras on the back. These cameras support night mode, 4K Dolby Vision HDR recording, Deep Fusion, and Smart HDR 3, among others. The 12MP TrueDepth front camera too has 4K Dolby Vision HDR recording and night mode features. To top it, the iPhone is IP68 water and dust-resistant, which makes it the best in the industry.

 

iPhone 12 no-cost EMI Price: ₹65,990 / number of months for repayment

• Apple iPhone 12 Mini (64GB)

The iPhone has a 5.4-inch Super Retina XDR display and is protected from physical damage by Ceramic Shield glass. For superior performance, it relies on an A14 Bionic chip and an iOS 14 processor. The phone comes with an advanced dual-camera system that flaunts 12MP Ultra Wide and Wide cameras on the back and a 12MP TrueDepth camera on the front. It supports faster wireless charging and comes with industry-leading IP68 water-and dust-resistance.

 

iPhone 12 Mini no-cost EMI price: ₹59,900 / number of months for repayment

• Apple iPhone 11 (256GB)

The 6.1-inch iPhone has a Liquid Retina HD LCD screen. It is powered by iOS 14 and an A13 Bionic chip with third-generation Neural Engine which delivers superior performance. The iPhone supports the Face ID feature for secure authentication. It has a dual-camera system with 12MP: Ultra-Wide and Wide cameras and a 12MP TrueDepth front camera. It comes with an IP68 rating and is water and dust-resistant (up to 2 metres for approximately 30 minutes). It is fast-charging capable and supports wireless charging.

 

iPhone 11 no-cost EMI price: ₹69,900 / number of months for repayment

• Apple iPhone XR (64GB)

The Apple iPhone on EMI has a 6.1-inch Liquid Retina HD LCD screen. It runs on an A12 Bionic chip with a second-generation Neural Engine and iOS 14 which delivers significant speed. For privacy and security, the iPhone supports the Face ID feature. It comes with an IP67 rating and is water and dust-resistant (up to 1 metre for approximately 30 minutes). It is backed by a single 12MP wide camera with Smart HDR, 4K video up to 60fps, and a 7MP TrueDepth front camera system with 1080p video. Both cameras support Portrait mode, Portrait Lighting, and Depth Control.

 

iPhone XR no-cost EMI price: ₹47,900 / number of months for repayment

To shop for iPhone with Bajaj Finserv EMI Network Card at any of the partner stores, you need to follow the steps mentioned below:

• Visit the websites of Bajaj Finserv Partner Stores that sell iPhones.

• Log in using your credentials.

• Browse through the list of iPhones available for sale on the website.

• Select the iPhone you like best and proceed to check out.

• At this stage, select Bajaj Finserv EMI Network Card’s “No-Cost EMI” as your preferred mode of payment.

• Choose the repayment tenure and submit your request.

   

When you get an iPhone on EMI, you do not need to make hefty cash payments! Shopping online gets convenient thanks to Bajaj Finserv EMI Network Card discounts and iPhone no-cost EMI offers. So, avail them today!

There are several advantages of purchasing an Apple iPhone on Bajaj Finserv EMI Network Card. These include:

• Get an iPhone on EMI without credit card

• Enjoy access to a high-limit, pre-approved loan

• Save costs by opting for no-cost EMI on iPhone

• Get an iPhone on EMI with zero down payment and 4 hour - same day speedy delivery 

• Pay back over a convenient tenure of your choice between 3 to 24 months

• Pre-close your loan at any time after your first EMI has been paid without attracting any foreclosure charges.

   

What are you waiting for? Visit the Bajaj Markets website or download the Bajaj Markets app to know more about the Bajaj Finserv EMI Network Card application process and its no-cost EMI advantage. Once you have made up your mind, you can easily apply for the Bajaj Finserv EMI Network Card online or at one of the offline partner stores.