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Explore easy EMI options for iPhone 16 with minimal or zero down payment and no added interest!
Last updated on: Jul 09, 2026
The iPhone 16 introduces upgraded performance and new capabilities within Apple’s smartphone lineup, delivering a smooth and efficient user experience. It is designed to support advanced features, including Apple Intelligence, subject to availability and rollout.
You can purchase the iPhone 16 on EMI using the Bajaj Finance Insta EMI Card, subject to availability and eligibility. The total cost can be converted into manageable instalments and repaid over a flexible tenure.
The technical details of the iPhone 16 are broken down by key feature categories below:
The iPhone 16 features a refined aerospace-aluminum enclosure paired with a colour-infused glass back. It introduces the Action Button and a dedicated Camera Control button, offering a more functional and ergonomic design.
Feature |
Details |
Material |
Aerospace-grade aluminum with colour-infused glass back |
Durability |
Ceramic Shield front, IP68 water and dust resistance |
Weight |
170 grams (iPhone 16) | 199 grams (iPhone 16 Plus) |
Special Physical Controls |
Action Button, dedicated Camera Control button |
Equipped with a vibrant Super Retina XDR OLED display, this lineup ensures an exceptional viewing experience. The screen delivers peak brightness levels that guarantee excellent legibility even under direct sunlight.
Feature |
Details |
Type |
Super Retina XDR OLED display |
Screen Size (Base) |
15.5 cm / 6.1‑inch (diagonal) all‑screen OLED display |
Screen Size (Plus) |
17.0 cm / 6.7‑inch (diagonal) all‑screen OLED display |
Peak Brightness |
Up to 2,000 nits (outdoor peak) |
The advanced camera setup is anchored by a versatile 48MP Fusion system. It allows for high-resolution photography and a 2x Telephoto zoom, bringing professional-grade imaging capabilities directly to your fingertips.
Feature |
Details |
Main/Rear Camera |
48MP Fusion: 26 mm, $f/1.6$ aperture, sensor‑shift OIS |
Telephoto Capability |
12MP 2x telephoto (52 mm, f/1.6) enabled via the main camera system |
Ultra Wide Camera |
12MP with $f/2.2$ aperture and $120^\circ$ field of view |
Front Camera |
12MP TrueDepth camera with $f/1.9$ aperture |
Powered by the groundbreaking A18 chip, the iPhone 16 is engineered to handle intensive tasks effortlessly. Its upgraded architecture enables advanced gaming performance and seamlessly runs hardware-demanding Apple Intelligence features.
Feature |
Details |
Processor |
A18 chip with 6-core CPU and 5-core GPU |
Neural Engine |
New 16-core Neural Engine optimized for AI |
AI Support |
Supports Apple Intelligence features (availability may vary by region and rollout phase) |
Optimised for long-lasting performance, the battery life keeps you connected throughout the day. It supports rapid refueling through traditional wired connections as well as updated, high-speed wireless charging options.
Feature |
Details |
Video Playback (Base) |
Up to all‑day battery life (varies by usage and model) |
Video Playback (Plus) |
Up to all‑day battery life (varies by usage and model) |
Wired Charging |
USB-C connector with fast-charging capabilities |
Wireless Charging |
MagSafe wireless charging (wattage may vary by adapter and model) |
Stay linked with next-generation network speeds and peripheral compatibility. The integration of modern cellular bands and physical connection standards guarantees rapid data transfers and reliable coverage anywhere.
Feature |
Details |
Cellular Network |
5G (sub-6 GHz and mmWave) with $4 \times 4$ MIMO |
Wi-Fi |
Wi‑Fi 6E (availability may vary by region) |
Connector Port |
USB-C with support for charging, DisplayPort, and USB 2 |
Bluetooth |
Bluetooth 5.3 wireless technology |
Available in a spectrum of bold colour choices, the lineup fits diverse user needs. Multiple internal memory capacities ensure you have plenty of space for apps, media, and local AI processing.
Feature |
Details |
Storage Options |
128GB, 256GB, and 512GB |
Colour Variants |
Black, White, Pink, Teal, and Ultramarine |
Models Available |
iPhone 16 (Standard) and iPhone 16 Plus |
Disclaimer: Specifications and features mentioned are indicative and may vary based on the model, region, and availability. Users are advised to refer to official sources or authorised sellers for the latest and exact details.
| Model | Price (INR) |
|---|---|
iPhone 16 |
₹69,900 |
iPhone 16 Plus |
₹79,900 |
iPhone 16 Pro |
₹1,09,900 |
iPhone 16 Pro Max |
₹1,44,990 |
If you are planning to purchase the iPhone 16 on EMI with the Bajaj Finance Insta EMI Card, you need to first apply for the card. Here are the eligibility criteria you need to meet:
You must be of Indian nationality
Your age must be between 21 to 65 years
You must have a credit score of 720 or above
You must have a stable source of income
You also need to submit the following documents to prove your eligibility:
PAN Card
Address proof
Aadhaar Card number for KYC confirmation
Bank account number and IFSC code for e-mandate registration
You can buy the iPhone 16 on EMI with the Bajaj Finance Insta EMI Card and convert the total cost of this phone into manageable monthly instalments. Here is how you can buy iPhone 16 on EMI with this card:
Click here to proceed to the Bajaj Finance Insta EMI Card application page.
Enter your mobile number, and click on ‘GET IT NOW’.
Verify with the OTP you will have received on your registered mobile number.
Browse the available iPhone 16 Mobile models
Select your preferred model and choose the EMI payment option
Complete the application and verify your details
Confirm your purchase and select your desired EMI tenure
Visit any store that accepts the Bajaj Finance Insta EMI Card
Explore the iPhone 16 mobile models available in-store
Select the model you want and request the EMI payment option
Finalise your purchase at the billing counter
Take home your new iPhone 16 mobile with Easy EMI payments
Here are the benefits you enjoy when you buy the iPhone 16 on EMI with the Bajaj Finance Insta EMI Card:
The EMI card offers a pre-approved loan limit of up to ₹3 Lakhs, covering the cost of most variants
You can get this smartphone without stress through the low or zero down payment option, if available
You can choose from a flexible repayment period of up to 60 months
You enjoy the freedom of repaying your loan earlier without incurring any pre-closure charges, once paying the first EMI
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Reviewer
Ans: You can buy the iPhone 16 on easy EMIs with the Bajaj Finance Insta EMI Card, once available. This card allows you to convert the total cost into affordable EMIs without added interest charges.
Ans: When you purchase the iPhone 16 on EMI, the monthly instalment depends on the repayment tenure, approved limit, and model selected. The EMI amount reduces with a longer tenure and increases with a shorter tenure. Indicative EMI values may vary based on down payment, interest structure, and applicable offers.
Ans: The monthly EMI for the iPhone 16 Plus depends on the selected tenure, pricing, and loan terms. The exact EMI amount may vary based on the financing plan, down payment, and applicable charges.
Ans: Yes, you can buy any iPhone 16 variant you like, on EMI without using a credit card. Simply use the Bajaj Finance EMI Network Card. It offers a pre-approved loan of up to ₹3 Lakhs and offers an Easy EMI scheme that helps you avoid paying the entire cost upfront.
Ans: Both the variants of the iPhone 16 offer excellent features for great performance. The iPhone 16 Plus features a larger screen and a better battery life, but that’s where the differences end. You can select a model that is best for you by assessing your requirements and comparing the features.
Ans: Down payment requirements vary based on the offer, product price, and customer eligibility. Exact amounts should be checked at the time of purchase or on the financing platform.
Ans: You can use an EMI calculator by entering the product price, down payment, and tenure to estimate monthly instalments. Final EMI values may differ based on lender terms and applicable charges.
Ans: The starting price of the iPhone 16 in India may vary based on storage variant and official pricing updates. Users should refer to Apple’s official website or authorised retailers for the latest price.
Ans: The iPhone 16 introduces the A18 chip, support for Apple Intelligence (availability may vary), the Action Button, and a dedicated Camera Control button. Other upgrades may include changes in performance, camera capabilities, and battery efficiency compared to previous models.
Ans: Key additions include a dedicated Camera Control button, the Action Button, and the A18 chip. It also supports Apple Intelligence features (subject to availability and rollout), along with improvements in camera capabilities, durability, and overall performance.
Ans: The decision to upgrade depends on your current device and usage needs. Users upgrading from older models may notice improvements in performance, battery life, and features, while those using recent models should compare specifications before deciding.
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