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iPhone 14 on EMI

Shop for the iPhone 14 on EMI down payment plans using the Bajaj Finserv Insta EMI Card and pay in easy instalments. Learn how to buy this Apple handset without a credit card, and the advantages of purchasing it on EMI.

Last updated on: Oct 17, 2026

Buy the iPhone 14 on EMI

Whenever Apple launches a new device, users eagerly look for affordable ways to purchase it. With the Bajaj Finserv Insta EMI Card, you can buy the iPhone 14 on EMI down payment plans without straining your budget.

Variant MRP Down Payment 6-month EMI 12-month EMI 18-month EMI

iPhone 14 (128 GB)

₹69,600

₹5,000

₹10,900

₹5,600

₹3,800

iPhone 14 (256 GB)

₹79,900

₹7,000

₹12,900

₹6,600

₹4,500

iPhone 14 (512 GB)

₹99,900

₹10,000

₹16,100

₹8,200

₹5,600

Disclaimer: Prices are approximate and may vary based on configuration, region, and special offers. Please check the official website for the most up-to-date pricing.

iPhone 14 Features & Specifications

The iPhone 14 is known for its cutting-edge technology and sophisticated design. Here are its detailed features and specifications:

Design & Build

  • Ceramic Shield front, glass back, aluminium frame

  • IP68 water resistance (up to 6m for 30 minutes)

Display

  • 6.1-inch Super Retina XDR OLED

  • HDR10, Dolby Vision, True Tone

Performance

  • Apple A15 Bionic chipset

  • Hexa-core CPU, 5-core GPU

Storage Options

  • Available capacities:

    • 128 GB

    • 256 GB

    • 512 GB

Camera System

  • Rear Cameras:

    • Main Camera: 12 MP, f/1.5 aperture with sensor-shift optical image stabilisation

    • Ultra Wide Camera: 12 MP, f/2.4 aperture with a 120° field of view

    • Features: Night mode, Smart HDR 4, Photonic Engine, Deep Fusion, Cinematic mode (up to 4K HDR)

  • Front Camera:

    • 12 MP, f/1.9 aperture with autofocus

  • Video Recording: Supports up to 4K Dolby Vision video recording

Battery and Charging

  • Battery Capacity: Built-in rechargeable lithium-ion battery

  • Charging Options:

    • Fast charging (up to 50% in ~30 minutes with a compatible adapter)

    • MagSafe wireless charging (up to 15W)

Connectivity

  • 5G: Supported

  • Wi-Fi: Wi-Fi 6 (802.11ax)

  • Bluetooth: Version 5.3

  • NFC: Supported (for Apple Pay)

Operating System

  • Ships with iOS 16, upgradeable to newer iOS versions.

Eligibility Criteria & Documents Required to Buy the iPhone 14 on EMI

To purchase the iPhone 14 on EMI using the Bajaj Finserv Insta EMI Card, you need to meet the following eligibility requirements:

  • Your credit score must align with Bajaj Finance risk policies

  • You should have a regular source of income

  • You must be an Indian resident aged between 21 and 65 years
     

Documents Required

Keep these documents handy when applying or shopping with the Insta EMI Card:

  • Aadhaar and PAN cards for KYC verification

  • Address proof

  • Bank account details for e-mandate registration
     

With these simple requirements, you can buy the iPhone 14 on EMI without credit card and enjoy flexible repayment options.

How to Buy iPhone 14 on EMI with Bajaj Insta EMI Card (Online & In-Store)

You can choose from different EMI options for the iPhone 14 at partner stores. Here are the detailed steps to buy an iPhone 14 on EMI without a credit card:

Steps to Buy Online:

  1. Visit any website that accepts the Insta EMI Card

  2. Browse the available iPhone 14 Mobile models

  3. Select your preferred model and choose the EMI payment option

  4. Complete the application and verify your details

  5. Confirm your purchase and select your desired EMI tenure

Steps to Buy at a Store:

  1. Visit any store that accepts the Insta EMI Card

  2. Explore the iPhone 14 mobile models available in-store

  3. Select the model you want and request the EMI payment option

  4. Finalise your purchase at the billing counter

  5. Take home your new iPhone 14 mobile with easy EMI payments

Why Buy iPhone 14 on EMI with Bajaj Insta EMI Card?

Buying this phone by paying an upfront cost can strain your budget. An EMI card helps you pay in easy instalments and offers the following benefits:

  • You can purchase an iPhone 14 on EMI without using a credit card, making it more affordable

  • With minimal or Zero or low iPhone 14 EMI down payment, it makes the purchase more feasible

  • Opt for a long tenor ranging 3 to 60 months and repay with ease

  • Close your loan anytime, with no foreclosure charges

  • With an extensive card limit of up to ₹3 Lakhs, you can get the product that suits your needs without any compromise

Pradnya
Financial Content Specialist

Reviewer

Saptarshi Ghosh

FAQs on iPhone 14 on EMI

Can I get an Apple iPhone 14 on Easy EMI?

Yes, you can get the iPhone 14 on EMI with no or minimal down payment using the Bajaj Insta EMI Card. Eligibility criteria apply

The base variant costs ₹69,600. With the Bajaj Insta EMI Card, you can pay via instalments. For example:

  • 6-month EMI from ₹10,900/month with ₹5,000 iPhone 14 EMI down payment.

You can buy the device with zero down payment or a minimum upfront cost depending on the variant.

Yes, you can purchase it using the Bajaj Insta EMI Card — no credit card required.

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