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Shop for the iPhone 14 on EMI down payment plans using the Bajaj Finserv Insta EMI Card and pay in easy instalments. Learn how to buy this Apple handset without a credit card, and the advantages of purchasing it on EMI.
Last updated on: Oct 17, 2026
Whenever Apple launches a new device, users eagerly look for affordable ways to purchase it. With the Bajaj Finserv Insta EMI Card, you can buy the iPhone 14 on EMI down payment plans without straining your budget.
| Variant | MRP | Down Payment | 6-month EMI | 12-month EMI | 18-month EMI |
|---|---|---|---|---|---|
iPhone 14 (128 GB) |
₹69,600 |
₹5,000 |
₹10,900 |
₹5,600 |
₹3,800 |
iPhone 14 (256 GB) |
₹79,900 |
₹7,000 |
₹12,900 |
₹6,600 |
₹4,500 |
iPhone 14 (512 GB) |
₹99,900 |
₹10,000 |
₹16,100 |
₹8,200 |
₹5,600 |
Disclaimer: Prices are approximate and may vary based on configuration, region, and special offers. Please check the official website for the most up-to-date pricing.
The iPhone 14 is known for its cutting-edge technology and sophisticated design. Here are its detailed features and specifications:
Ceramic Shield front, glass back, aluminium frame
IP68 water resistance (up to 6m for 30 minutes)
6.1-inch Super Retina XDR OLED
HDR10, Dolby Vision, True Tone
Apple A15 Bionic chipset
Hexa-core CPU, 5-core GPU
Available capacities:
128 GB
256 GB
512 GB
Rear Cameras:
Main Camera: 12 MP, f/1.5 aperture with sensor-shift optical image stabilisation
Ultra Wide Camera: 12 MP, f/2.4 aperture with a 120° field of view
Features: Night mode, Smart HDR 4, Photonic Engine, Deep Fusion, Cinematic mode (up to 4K HDR)
Front Camera:
12 MP, f/1.9 aperture with autofocus
Video Recording: Supports up to 4K Dolby Vision video recording
Battery Capacity: Built-in rechargeable lithium-ion battery
Charging Options:
Fast charging (up to 50% in ~30 minutes with a compatible adapter)
MagSafe wireless charging (up to 15W)
5G: Supported
Wi-Fi: Wi-Fi 6 (802.11ax)
Bluetooth: Version 5.3
NFC: Supported (for Apple Pay)
Ships with iOS 16, upgradeable to newer iOS versions.
To purchase the iPhone 14 on EMI using the Bajaj Finserv Insta EMI Card, you need to meet the following eligibility requirements:
Your credit score must align with Bajaj Finance risk policies
You should have a regular source of income
You must be an Indian resident aged between 21 and 65 years
Keep these documents handy when applying or shopping with the Insta EMI Card:
Aadhaar and PAN cards for KYC verification
Address proof
Bank account details for e-mandate registration
With these simple requirements, you can buy the iPhone 14 on EMI without credit card and enjoy flexible repayment options.
You can choose from different EMI options for the iPhone 14 at partner stores. Here are the detailed steps to buy an iPhone 14 on EMI without a credit card:
Visit any website that accepts the Insta EMI Card
Browse the available iPhone 14 Mobile models
Select your preferred model and choose the EMI payment option
Complete the application and verify your details
Confirm your purchase and select your desired EMI tenure
Visit any store that accepts the Insta EMI Card
Explore the iPhone 14 mobile models available in-store
Select the model you want and request the EMI payment option
Finalise your purchase at the billing counter
Take home your new iPhone 14 mobile with easy EMI payments
Buying this phone by paying an upfront cost can strain your budget. An EMI card helps you pay in easy instalments and offers the following benefits:
You can purchase an iPhone 14 on EMI without using a credit card, making it more affordable
With minimal or Zero or low iPhone 14 EMI down payment, it makes the purchase more feasible
Opt for a long tenor ranging 3 to 60 months and repay with ease
Close your loan anytime, with no foreclosure charges
With an extensive card limit of up to ₹3 Lakhs, you can get the product that suits your needs without any compromise
Related to Bajaj Finserv EMI Network Card |
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Reviewer
Yes, you can get the iPhone 14 on EMI with no or minimal down payment using the Bajaj Insta EMI Card. Eligibility criteria apply
The base variant costs ₹69,600. With the Bajaj Insta EMI Card, you can pay via instalments. For example:
You can buy the device with zero down payment or a minimum upfront cost depending on the variant.
Yes, you can purchase it using the Bajaj Insta EMI Card — no credit card required.