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Buy Some of the Latest Mi Phones Under ₹20,000

With the rapid advancements in the smartphone industry, now you don’t need to shell out more than ₹20,000 to enjoy pro-grade features. One brand that’s been making a mark on the sub-₹20,000 market is Xiaomi. With both its Mi and Redmi sub-brands offering top-notch models in this segment has made Xiaomi a notable segment leader. 


Whether you’re a binge-watching fanatic or an avid gamer, you can always find an appropriate Mi phone under ₹20,000 to meet your needs. Models like the Mi 11 Lite smartphone flaunt segment-first 10-bit AMOLED displays to bring every inch of the colour spectrum to life. Moreover, with features like Z-axis vibration motors, liquid cooling chambers, and dual speakers, these smartphones take your gaming sessions to the next level. 


For photography enthusiasts, these smartphones bring pro-grade camera lenses at a quarter of the price. Equipped with 108 MP primary shooters, high-res ultra-wide lens, depth sensors, and macro shooters, Redmi phones under ₹20,000 render life-like photos even under low light settings. To top it off, most come with dual SIM 5G support so that you can upload these masterpieces in seconds. 


If you’re looking for a pro-grade all-rounder within ₹20,000, you should definitely opt for Mi phones. Buying an Mi phone under ₹20,000 on EMI with your Bajaj Finserv EMI Network Card will help you better budget this expense and also effectively boost your credit score. 

List of Mi Phones Under ₹20,000 with Updated Price

Whether you wish to game or pursue your passion for photography, Mi has an extensive range of phones to cater to your specific needs. If you need help finding the best Redmi phone under ₹20,000, here’s a quick price guide that’ll help:

Model Name


Mi 11 Lite (128 GB/8 GB, Jazz Blue)


REDMI Note 11 Pro (128 GB/ 6 GB, Star Blue)


Redmi K20 (128 GB/ 6 GB, Carbon Black)


Redmi Note 10 Pro Max (128 GB/ 6 GB, Vintage Bronze)


Redmi Note 11S (64 GB / 6 GB, Space Black) 


Redmi Note 11T 5G (128 GB/ 8 GB, Stardust White)


REDMI Note 12 5G (128 GB/4 GB, Mystique Blue)


Features of Some of the Top Mi Phones Under ₹20,000

1. Mi 11 Lite (128 GB/8 GB, Jazz Blue)

  • Sporting a 6.81 mm thick body and weighing just 157 g, this feather-light Mi phone under ₹20,000 looks sleek and offers a comfortable single-hand use. 

  • With a Qualcomm Snapdragon 732G processor and super-fast 8 GB LPDDR4X RAM, the device brings you smooth productivity all day. 

  • The smartphone boasts a segment-first 10-bit AMOLED screen that enhances your visual journeys with richer and deeper colours than a regular 8-bit screen.  

You can purchase this Mi phone on EMI for a total price of ₹18,994

2. REDMI Note 11 Pro (128 GB/ 6 GB, Star Blue)

  • Thanks to the Helio G96 processor and liquid cool tech onboard, you can switch between work and play modes without facing processing lags or overheating issues. 

  • Made to fuel your productivity and lower down time, this smartphone comes with a 67W Turbo Charging battery that can refuel in just 15 minutes. 

  • Making pro-grade captures pocket-friendly, this mid-range smartphone features a 108 MP lens and unlimited editing options.  

You can purchase this Mi phone on EMI for a total price of ₹17,999

3. Redmi K20 (128 GB/ 6 GB, Carbon Black)

  • The uniquely designed Game Turbo 2.0 mode of this smartphone brings flagship-level low latency and network delays to a mid-range device.

  • The 48 MP AI triple camera allows you to shoot your subject in high-res frames, while the pop-up selfie lens leaves you with a spacious display.

  • This 6.39-inch horizon AMOLED display boasts an impressive 91.9% screen-to-body ratio and HDR range, delivering no-bar, immersive entertainment.   

You can purchase this Mi phone on EMI for a total price of ₹19,998

4. Redmi Note 10 Pro Max (128 GB/ 6 GB, Vintage Bronze)

  • Fitted with a 3rd Gen 108 MP HM2 sensor, a 2 MP tele-macro lens, and 2 MP depth sensor, this smartphone captures stunning night shots, dual videos, and long exposure frames. 

  • Its 6.67-inch ultra-bright sAMOLED display boasts a 120 Hz refresh rate for smooth scrolls and comes with Gorilla Glass 5 protection.

  • Equipped with a 33W fast-charging 5,000 mAh battery, this smartphone refuels from 0%-100% in just 75 minutes.  

You can purchase this Mi phone on EMI for a total price of ₹19,999

5. Redmi Note 11S (64 GB / 6 GB, Space Black) 

  • The sAMOLED display of the device brings you better contrast, higher peak brightness levels, and power-efficient performance than regular LCD screens. The special Reading Mode 3.0 reduces the strain on your eyes when scrolling in the dark.

  • The 12 nm architecture of the Helio G96 chipset delivers impeccable power-efficient performance, ensuring the 5,000 mAh battery lasts all through the day.

  • The Z-Axis Vibration Motor and dual speakers of the device deliver enhanced haptics and sound while gaming.  

You can purchase this Mi phone on EMI for a total price of ₹16,499

6. Redmi Note 11T 5G (128 GB/ 8 GB, Stardust White)

  • Based on a MediaTek Dimensity 810 processor, this smartphone features a super-fast UFS 2.2 storage and RAM Booster tech to fuel high-speed multitasking sessions.  

  • The 6.6-inch FHD+ display of the device comes with a 90Hz adaptive refresh rate so that frame transition rates adapt intuitively with the displayed content. 

  • The dual SIM 5G support of the device allows you to benefit from low latency and high-speed uploads on both SIM cards simultaneously.   

You can purchase this Mi phone on EMI for a total price of ₹18,499

7. REDMI Note 12 5G (128 GB/4 GB, Mystique Blue)

  • For lag-free app juggles and formidable gaming performance, the smartphone packs a Snapdragon 4 Gen 1 chipset and up to 5 GB of virtual RAM.

  • The dynamic colour range of the 48 MP AI triple camera and advanced edge-detection tech renders detailed and crisp shots no matter the ambient lighting. 

  • Enjoy perfect blacks and vivid colour contrast on the segment-leading 6.67-inch AMOLED screen with 100% DCI P3 colour gamut support. 

You can purchase this Mi phone on EMI for a total price of ₹16,999

Buy Mi Phones Under ₹20,000 on EMI with Bajaj Finserv EMI Network Card

You don’t have to pay for your Mi phone under ₹20,000 with a single lump-sum payment. Instead, you can opt to purchase the phone on EMI online using these steps: 


  • Step 1: Open a Bajaj Finserv partner store’s website.

  • Step 2: Navigate to the ‘Mi phones under ₹20,000’ page and browse through models. 

  • Step 3: Select one and add it to your cart and head for the checkout window. 

  • Step 4: Among the various payment modes available, choose the ‘Bajaj Finserv EMI Network Card’ option and select a repayment duration. 

  • Step 5: Punch your OTP verification code to complete and confirm the order.

Want to see how the phone looks and feels in your hand first? You can review the phone physically and then purchase it at any one of the partner stores. To enjoy the same discounts, EMI perks, and deals, simply visit the nearest Bajaj Finserv partner retailer in your pincode. Furnish your Bajaj Finserv EMI Network Card details at the billing counter. For the No Cost EMI plan, select an appropriate tenure and confirm the order with the OTP sent on your phone number.

FAQs on Mi Phones Under ₹20,000

Redmi Note 11T 5G is best-suited for gaming. The device is powered by a Dimensity 810 processor and features a fluid 90 Hz screen. It also comes with MediaTek’s HyperEngine support to ensure powerful and smooth gaming sessions. 

Mi 11i 5G is the fastest smartphone under ₹25,000. 

Most Redmi phones under ₹20,000 feature multiple camera lenses to capture frames with not just accurate colour contrast, but also detail. They come with AI photography algorithms, high-res sensors, and dedicated photography modes to perfectly frame your precious moments. Apart from stunning portraits and landscapes, you can capture dual videos, night shots, and long exposure shots with these smartphones. 

Redmi Note 11T, and Note 12 come with dual SIM 5G support. They are also compatible with all top 5G network bands.

Equipped with 67W Turbo Charge support, the Redmi Note 11 Pro model is the fastest charging Mi smartphone under ₹20,000. The device can charge up to 50% in just 13 minutes. 

The Mi 11 Lite model features a segment-best 10-bit display. This novel sAMOLED display brings 1 billion colours to life on the screen, ensuring more vivid and engaging entertainment sessions. 

The maximum refresh rate available on a Redmi smartphone under ₹20,000 is 120 Hz. This is an adaptive refresh rate, meaning the screen intuitively changes rates as per your usage patterns. For instance, for scrolling the rate is capped at 90 Hz, while when gaming, this rate rises to 120 Hz. 

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