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With smartphones morphing into something much more than just connectivity devices, you can now use phones to capture your fondest memories. With high-quality cameras and displays, your photography skills can be elevated significantly. Moreover, these phones can now be purchased at prices less than ₹20,000. To make things easier, you can get these phones at no-cost EMI and enjoy photography while slowly paying the phone’s price over a few months. 

EMI Offers on 5G Phones Under ₹20,000

Here are some of the 5G smartphones that you can purchase with the help of the Bajaj Finserv EMI Network Card, at a price under ₹20,000:

1. Xiaomi Redmi Note 13

  • Camera: 108MP main camera, 2MP macro camera, 6P lens, 8MP ultra-wide camera,  LED flash, 3X in-sensor zoom

  • Display: 6.67-inch FHD+ AMOLED

  • Storage: 256GB and up to 12GB RAM

  • Performance: MediaTek Dimensity 6080 processor

  • Battery Life: 5000mAh battery to keep you going while you shoot

  • Audio: 3.5mm headphone jack and dual noise-cancelling microphones

  • Price: ₹16,999/number of months chosen as the repayment tenor

2. Samsung M34 5G

  • Camera: Rear Camera 50.0 MP + 8.0 MP + 2.0 MP, Digital Zoom up to 10x, and Front Camera 13.0 MP 

  • Display: 16.42cm (6.5")/ 15.98cm (6.3"), 1080 x 2340 (FHD+) resolution, Super AMOLED with 120 Hz refresh rate

  • Storage: 128GB and 6GB RAM

  • Performance: Octa-core with CPU Speed of 2.4GHz, 2GHz

  • Battery Life: 6000mAh

  • Audio: 3.5mm Stereo Earjack

  • Price: ₹15,999 (selling price)/number of months chosen as the repayment tenor

3. realme 11 5G

  • Camera: 108MP 3× Zoom Camera, 16MP Selfie Camera, AI Scene Recognition

  • Display: 6.72-inch Dynamic Ultra Smooth Display

  • Storage: 128GB and 6GB RAM

  • Performance: Dimensity 6100+ 5G Chipset 

  • Battery Life: 5000mAh

  • Price: ₹16,999 (selling price)/number of months chosen as the repayment tenor

4. vivo T2 5G

  • Camera: Front Camera: 16 MP with f/2.0 aperture, Rear Camera: 64 MP + 2 MP with rear flash

  • Display: 6.38-inch AMOLED display

  • Storage: 128GB and 6GB RAM

  • Performance: Snapdragon 695

  • Battery Life: 4500mAh

  • Audio: Audio Playback AAC, WAV, MP3, MP2, MP1, MIDI, Vorbis, APE, FLAC, OPUS

  • Price: ₹15,999 (selling price)/number of months chosen as the repayment tenor

5. iQOO Z7s 5G

  • Camera: 64 MP (OIS Main camera) + 2 MP (Bokeh Camera), 16 MP front camera

  • Display: 6.38-inch FHD+ AMOLED display

  • Storage: 128GB and 6GB RAM

  • Performance: Snapdragon 695 5G Mobile Platform

  • Battery Life: 4500mAh

  • Price: ₹16,999 (selling price)/number of months chosen as the repayment tenor

6. TECNO Pova 5 Pro 5G

  • Camera: 16MP front camera with flash,  50MP dual camera with dual flash

  • Display: 6.78-inch FHD+ Dot-in Display

  • Storage: 128GB and 8GB RAM

  • Performance: MTK D6080 5G Processor (MediaTek Dimensity 6080)

  • Battery Life: 5000mAh 

  • Price: ₹15,999 (selling price) /number of months chosen as the repayment tenor


Disclaimer: Please note that the prices mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice.

Frequently Asked Questions

What is a 5G camera phone, and how does it differ from regular camera phones under ₹20,000?

A 5G camera phone incorporates 5G connectivity, enabling faster internet speeds and improved network performance compared to regular camera phones under ₹20,000. This facilitates quicker photo uploads, seamless online photo editing, and enhanced real-time camera features.

Do all 5G camera phones under ₹20,000 have the same camera specifications?

No, the camera specifications vary among different 5G camera phones under ₹20,000. Variations include megapixels, sensor types, and additional camera features, allowing users to choose based on their photography preferences.

How does 5G connectivity enhance the photography experience on these phones?

5G connectivity enhances the photography experience by enabling faster photo sharing, smoother online photo editing, and real-time collaboration on photography projects. The improved network performance ensures a seamless and efficient photography workflow.

Are there any specific brands or models known for offering the best 5G camera phones under ₹20,000?

Popular brands known for delivering quality 5G camera phones within the ₹20,000 budget include vivo, POCO, and realme. Models such as Samsung and OnePlus are well-regarded for their camera performance in this price range.

What role does the processor play in the performance of 5G camera phones?

The processor significantly influences the overall performance, speed, and efficiency of 5G camera phones. A robust processor ensures smooth multitasking, faster image processing, and optimal performance when using camera-related applications.

Are there any trade-offs in terms of camera quality when opting for a 5G phone within this price range?

While 5G phones in this price range may offer excellent camera performance, some models might make trade-offs in areas like low-light photography or advanced camera features. Users should carefully assess their photography priorities when choosing a device.

How can users make the most of the 5G capabilities for photography without exceeding the ₹20,000 budget?

Users can maximise 5G capabilities by utilising cloud-based photo storage, taking advantage of faster online photo editing tools, and participating in real-time collaborative photography projects. Additionally, selecting a model with efficient data management features can optimize the overall experience.

What additional features, apart from 5G connectivity, should users consider when choosing a camera phone under ₹20,000?

In addition to 5G connectivity, users should consider features such as display quality, battery life, and software enhancements. A good balance of these factors ensures a well-rounded user experience beyond just photography.

Is 5G connectivity readily available in all regions, and how does it affect the overall usability of these phones?

5G connectivity availability varies by region. Users in areas with robust 5G networks will experience the full benefits of enhanced connectivity for photography and other tasks. In regions with limited 5G coverage, the phone will still function but may rely on 4G or lower-speed networks.

Can these 5G camera phones be used for gaming and multimedia consumption, in addition to photography?

Yes, 5G camera phones under ₹20,000 are generally versatile and can be used for gaming and multimedia consumption. The efficient processors, combined with improved network speeds, contribute to a smooth gaming and multimedia experience, offering a well-rounded smartphone usage.

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