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Fond of phone photography? Buy the latest camera phone using an EMI card
Last updated on: March 09, 2026
With smartphones morphing into something much more than just connectivity devices, you can now use phones to capture your fondest memories. With high-quality cameras and displays, your photography skills can be elevated significantly. Moreover, these phones can now be purchased at prices less than ₹20,000. To make things easier, you can get these phones at no-cost EMI and enjoy photography while slowly paying the phone’s price over a few months.
Here are some of the 5G smartphones that you can purchase with the help of the Bajaj Finserv EMI Network Card, at a price under ₹20,000:
Camera: 108MP main camera, 2MP macro camera, 6P lens, 8MP ultra-wide camera, LED flash, 3X in-sensor zoom
Display: 6.67-inch FHD+ AMOLED
Storage: 256GB and up to 12GB RAM
Performance: MediaTek Dimensity 6080 processor
Battery Life: 5000mAh battery to keep you going while you shoot
Audio: 3.5mm headphone jack and dual noise-cancelling microphones
Price: ₹16,999/number of months chosen as the repayment tenor
Camera: Rear Camera 50.0 MP + 8.0 MP + 2.0 MP, Digital Zoom up to 10x, and Front Camera 13.0 MP
Display: 16.42cm (6.5")/ 15.98cm (6.3"), 1080 x 2340 (FHD+) resolution, Super AMOLED with 120 Hz refresh rate
Storage: 128GB and 6GB RAM
Performance: Octa-core with CPU Speed of 2.4GHz, 2GHz
Battery Life: 6000mAh
Audio: 3.5mm Stereo Earjack
Price: ₹15,999 (selling price)/number of months chosen as the repayment tenor
Camera: 108MP 3× Zoom Camera, 16MP Selfie Camera, AI Scene Recognition
Display: 6.72-inch Dynamic Ultra Smooth Display
Storage: 128GB and 6GB RAM
Performance: Dimensity 6100+ 5G Chipset
Battery Life: 5000mAh
Price: ₹16,999 (selling price)/number of months chosen as the repayment tenor
Camera: Front Camera: 16 MP with f/2.0 aperture, Rear Camera: 64 MP + 2 MP with rear flash
Display: 6.38-inch AMOLED display
Storage: 128GB and 6GB RAM
Performance: Snapdragon 695
Battery Life: 4500mAh
Audio: Audio Playback AAC, WAV, MP3, MP2, MP1, MIDI, Vorbis, APE, FLAC, OPUS
Price: ₹15,999 (selling price)/number of months chosen as the repayment tenor
Camera: 64 MP (OIS Main camera) + 2 MP (Bokeh Camera), 16 MP front camera
Display: 6.38-inch FHD+ AMOLED display
Storage: 128GB and 6GB RAM
Performance: Snapdragon 695 5G Mobile Platform
Battery Life: 4500mAh
Price: ₹16,999 (selling price)/number of months chosen as the repayment tenor
Camera: 16MP front camera with flash, 50MP dual camera with dual flash
Display: 6.78-inch FHD+ Dot-in Display
Storage: 128GB and 8GB RAM
Performance: MTK D6080 5G Processor (MediaTek Dimensity 6080)
Battery Life: 5000mAh
Price: ₹15,999 (selling price) /number of months chosen as the repayment tenor
Disclaimer: Please note that the prices mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice.
Reviewer
A 5G camera phone incorporates 5G connectivity, enabling faster internet speeds and improved network performance compared to regular camera phones under ₹20,000. This facilitates quicker photo uploads, seamless online photo editing, and enhanced real-time camera features.
No, the camera specifications vary among different 5G camera phones under ₹20,000. Variations include megapixels, sensor types, and additional camera features, allowing users to choose based on their photography preferences.
5G connectivity enhances the photography experience by enabling faster photo sharing, smoother online photo editing, and real-time collaboration on photography projects. The improved network performance ensures a seamless and efficient photography workflow.
Popular brands known for delivering quality 5G camera phones within the ₹20,000 budget include vivo, POCO, and realme. Models such as Samsung and OnePlus are well-regarded for their camera performance in this price range.
The processor significantly influences the overall performance, speed, and efficiency of 5G camera phones. A robust processor ensures smooth multitasking, faster image processing, and optimal performance when using camera-related applications.
While 5G phones in this price range may offer excellent camera performance, some models might make trade-offs in areas like low-light photography or advanced camera features. Users should carefully assess their photography priorities when choosing a device.
Users can maximise 5G capabilities by utilising cloud-based photo storage, taking advantage of faster online photo editing tools, and participating in real-time collaborative photography projects. Additionally, selecting a model with efficient data management features can optimize the overall experience.
In addition to 5G connectivity, users should consider features such as display quality, battery life, and software enhancements. A good balance of these factors ensures a well-rounded user experience beyond just photography.
5G connectivity availability varies by region. Users in areas with robust 5G networks will experience the full benefits of enhanced connectivity for photography and other tasks. In regions with limited 5G coverage, the phone will still function but may rely on 4G or lower-speed networks.
Yes, 5G camera phones under ₹20,000 are generally versatile and can be used for gaming and multimedia consumption. The efficient processors, combined with improved network speeds, contribute to a smooth gaming and multimedia experience, offering a well-rounded smartphone usage.
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