The Bajaj Finserv EMI Network Card is an ideal choice for you if you wish to make big-ticket purchases on easy and affordable EMIs. With this card, you can access more than 1.2 million products at Bajaj Finserv partner stores online or offline.
However, if you are wondering how to check the Bajaj Finserv EMI Network Card limit, you can do so by visiting Bajaj Finserv customer portal. This user-friendly portal is easy to use and lets you check your Bajaj Finserv EMI Network Card limit without any hassle.
To perform the Bajaj Finserv EMI Network Card limit check, follow these simple steps:
Step 1: Visit the Bajaj Finserv customer portal
Step 2: Enter your Customer ID
Step 3: Enter the OTP received on your registered contact
Step 4: Select 'Services'
Step 5: Click on 'My Relations'
Step 6: Click on 'EMI Card'
Step 7: You can see the card in the top right corner
Step 8: You can see your Bajaj Finserv EMI Network Card limit under 'Total Limit'
This Bajaj Finserv EMI Network Card limit is the amount of loan that is pre-approved for you. This card limit depends on several factors, such as your income, capacity to repay, CIBIL score, etc.
To conduct a Bajaj Finserv EMI Network Card limit check, visit the Bajaj Finserv customer portal and enter the customer ID and OTP to log in. Click on the ‘Services’ button and go to the ‘My Relations’ option. Finally, to check your card limit, click on the ‘EMI card’ button.
The pre-approved Bajaj Finserv EMI Network Card limit is up to ₹2 Lakhs.
To check your EMI details, you need to use the customer portal. Log in to the portal and select services. Click on view details to check your e-statement and EMI status.
The Bajaj Finserv EMI Network Card limit can increase only after Bajaj Finserv reviews your credit standing. The card issuer conducts the policy review every quarter. You can increase your EMI card limit if you have a good repayment history, CIBIL score, monthly income, and ability to repay.
You should also maintain a good relationship with Bajaj Finserv, and avoid defaulting on payments at all costs. Only individuals with a proven financial track record can request or have their EMI Network Card limit increased.
Learning how to check the limit of the Bajaj Finserv EMI Network Card via SMS is helpful as the process is quick. In fact, you should do it before you shop to avoid any confusion. To perform Bajaj Finserv EMI Network Card limit check via SMS, send a message with ‘EMICARD’ to 9227564444.
Your EMI Network Card limit depends on various factors, like CIBIL score, repayment history, and monthly income.
Yes, you can use the full limit of your Bajaj Finserv EMI Network Card.