The Bajaj EMI Card is a payment option that offers instant financing on your purchases, which you can repay in EMIs over a suitable tenure of your choice, ranging between 3 to 24 months. You can use the Bajaj EMI Card limit to purchase a myriad of items such as electronic gadgets, home appliances, home décor, lifestyle products, and even flight tickets to your favourite destinations. The Bajaj Finserv EMI card can be used on online portals such as Flipkart, Amazon, Paytm Mall, etc., as well as in over 84,200 offline partner stores spread across 1300+ cities.
What makes the Bajaj EMI card a preferable payment option is that with only minimal, one-time paperwork, you can get access to a pre-approved loan, affordable or zero down payment, no cost EMI and a flexible repayment tenure. You are free to use the Bajaj EMI card to buy your favourite items as long as you are spending within your Bajaj Card limit.
The Bajaj Finserv Card limit is the value of the loan pre-approved to you. How the Bajaj Finance Card limit is decided depends on multiple factors. These include your CIBIL score, your level of income and your capacity to repay the loan amount. The Bajaj Card limit is reviewed every quarter. If you have a good repayment history, you can even opt to increase your Bajaj Finance Card limit. The maximum Bajaj Card limit is INR 4 lakh.
The Bajaj Card limit check can be done online on Experia. Experia is the official portal by Bajaj Finserv that caters to a host of customer needs. It is extremely user-friendly and lets you check your Bajaj Finserv Card limit with ease.
To check the Bajaj EMI Card limit, you need to follow the simple steps mentioned below: