FAQs on Bajaj Finserv EMI Network Card

Do you have some queries about the Bajaj Finserv EMI Network Card? Read on to know the answers to some of the most common Bajaj Finserv EMI Network Card FAQs.

1. How to block Bajaj Finserv EMI Network Card?

Blocking your Bajaj Finserv EMI Network Card in the event of loss or theft is easy. You can do it by signing in to your account on the Bajaj Finserv wallet app or the Bajaj Finserv customer portal.

 

After that, you can navigate to the ‘My Relations’ section and select your EMI card. After that, go to the ‘Quick Actions’ section and select the option to block your card. You will have to provide the reason for blocking your card before proceeding. 

 

Alternatively, you can call the Bajaj Finserv EMI Network Card customer care on +91-8698010101.

2. How can you pay the overdue EMIs on your Bajaj Finserv EMI Network Card?

You can pay your overdue EMI payment by simply signing in to your account on the Bajaj Finserv customer portal. You can go to the ‘My Relations’ section and choose the loan and pay the EMI. 

3. Can I pay health insurance premiums with the Bajaj Finserv EMI Network Card?

Yes, you can pay health insurance premiums for plans available on the Bajaj Markets website using your Bajaj Finserv EMI Network Card. Doing so will make your premium more affordable and manageable.

4. How can I contact Bajaj Finserv EMI Network Card customer care?

This is among the most common EMI card FAQs, and the answer is simple. The number to call on is +91-8698010101 from your registered mobile number. If you have any queries or need information about your Bajaj Finserv EMI Network Card, you can also check out the customer portal. 

 

You can raise a service request to get a resolution without a call. You can also try the support team.

5. Can I buy a car with my Bajaj Finserv EMI Network Card?

No, you cannot buy a car with your card. However, you can use the Bajaj Finserv EMI Network Card to buy automobile accessories or finance repair costs.

6. How can I get my Bajaj Finserv EMI Network Card number?

You can know your card number in numerous ways. The first is by signing in to your Bajaj Finserv wallet app or website. You can also SMS ‘EMICARD’ to 9227564444. Lastly, you can call the customer care team on +91-8698010101 or drop an email at wecare@bajajfinserv.in. 

 

Having answers to such Bajaj Finserv EMI Network Card FAQs is important, especially if you need this information when shopping.

7. How can I activate Bajaj Finserv EMI Network Card?

After you apply for a Bajaj Finserv Insta EMI Card and pay the fees, your Bajaj Finserv EMI Network Card is activated instantly in your Bajaj Finserv wallet app. However, in case it isn’t, you can sign in to the Bajaj Finserv customer portal or wallet app. 

 

Go to the ‘My Accounts’ section. You will see the ‘Activate Now’ option, and you can proceed to register your e-mandate and activate your card.

8. How can I buy a mobile with the Bajaj Finserv EMI Network Card?

If you want to upgrade to the latest smartphone, choose one without worrying about the cost. You can visit any online or offline Bajaj Finserv partner stores and choose the EMI payment option when paying for the new phone. 

9. Can I buy a bike with my Bajaj Finserv EMI Network Card?

No, you cannot buy a bike with a Bajaj Finserv EMI Network Card. However, there are a host of other products to choose from. This includes smartphones, home appliances, laptops, and more.

10. Can we convert Bajaj Finserv EMI Network Card to cash?

No, you cannot convert the limit on your Bajaj Finserv EMI Network Card to cash. However, the card is accepted in 1.5+ lakh partner stores across India, allowing you to pay for purchases without cash.

11. Can I use Bajaj Finserv EMI Network Card as a credit card?

No, although there are similarities between a credit card and the Bajaj Finserv EMI Network card, you cannot use the latter as a credit card. The Bajaj Finserv EMI Network Card is a financial tool that allows you to buy products on credit and on No Cost EMIs. 

 

The No Cost EMI is also another distinguishing benefit and feature of the Bajaj Finserv EMI Network Card. Credit cards generally levy an interest charge when you choose the EMI option or do not pay the dues on time. With the Bajaj Finserv EMI Network Card, you don’t pay interest on your EMIs. 

12. How to use the Bajaj Finserv EMI Network Card to shop on Myntra?

To pay for online purchases with the Bajaj Finserv EMI Network Card, you will have to choose the card as your payment mode. After that, provide the relevant details and authorise your transaction. 

 

However, keep in mind that it is only available on partner websites. 

13. Can you withdraw money from the Bajaj Finserv EMI Network Card?

No, you can’t withdraw money from the Bajaj Finserv EMI Network Card. Having an answer to such Bajaj Finserv EMI Network Card FAQs is crucial to avoiding confusion.

 

You can use the Bajaj Finserv EMI Network Card only as a digital payment tool and not for cash withdrawals. 

14. How to download the Bajaj Finserv EMI Network Card app?

You can download the Bajaj Finserv wallet app from Google Play Store or Apple App Store. After signing in with your registered mobile number, you can access your Bajaj Finserv EMI Network Card details.

15. How can students apply for Bajaj Finserv EMI Network Card?

If you are between 21 and 65 years, you can apply for a Bajaj Finserv EMI Network Card online via Bajaj Markets. However, before applying, remember to check your Bajaj Finserv EMI Network Card eligibility. This will help ensure that your application process is seamless.

16. How to get Bajaj Finserv EMI Network Card statement?

You can access the statement via the Bajaj Finserv wallet spp and the customer portal, like all other Bajaj Finserv EMI Network Card details. Sign in with your registered mobile number and go to the ‘My Account’ section. Choose the loan for which you want to check the statement and select the download statement option.

17. How does the Bajaj EMI Network Card work?

The Bajaj Finserv EMI Network Card is a payment system that lets you convert your purchases into affordable EMIs. You can choose the card as a payment option at any of the Bajaj Finserv EMI Network Card accepted shops.

 

Select a repayment tenor as per your finances and complete the payment. After that, the transaction amount will be blocked from your card limit and will be restored as and when you pay the EMIs. 

 

For example, suppose your limit is ₹90,000, and you make a purchase for ₹6,000 with 3 months as the tenor. Now until you repay the amount, you will only be able to use ₹84,000 from your EMI card until you repay the ₹6,000.

18. Can we transfer money from Bajaj Finserv EMI Network Card to a bank account?

No, you can use the Bajaj Finserv EMI Network Card for payments only. You cannot transfer money to a bank account or make cash withdrawals with this card.

19. What is the maximum limit for Bajaj Finserv EMI Network Card?

The maximum limit for a Bajaj Finserv EMI Network Card is ₹2 Lakhs. However, the limit you will get depends on your profile and is at the sole discretion of the issuer.

20. Can I increase my Bajaj Finserv EMI Network Card limit?

This is one of the most common Bajaj Finserv EMI Network Card FAQs, and the answer is yes, you can increase your Bajaj Finserv EMI Network Card limit. For this, you will need to maintain your creditworthiness and repay the loans on time. 

 

However, remember that the decision to increase your limit is at the sole discretion of the issuer. 

21. Can we use the Bajaj Finserv EMI Network Card anywhere?

You can use the Bajaj Finserv EMI Network Card at any of the 1.5+ lakh partner stores located across more than 4,000 cities. You can also use the card on partner online stores, such as Amazon, Flipkart, MakeMyTrip, and more. To see whether the card is accepted, you can check for the Bajaj Finserv EMI Network Card option at the time of payment.