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Buy Home Decor on EMI Without a Credit Card

Looking for ways to purchase home interior and home decor products but don’t have access to credit? You can make use of the Bajaj Finserv EMI Network Card, since this is an ideal way of availing  EMI offers, without depleting your savings. This card will provide you with a pre-approved loan to pay for your purchases.. Another benefit of getting the EMI Network Card is the no-cost EMI option.This means that you can pay for your home interiors on EMIs, without incurring any additional or hidden interest charges.

 

You can simply defer the expenses across the repayment tenor chosen by you and conveniently make your home interior purchases on EMI. You can check your eligibility for the Bajaj Finserv EMI Network Card right away to apply for it  and avail the benefits of EMIs for your home interiors, on the Bajaj Markets app or website.

Get the Best Home Decor Offers at Bajaj Finserv Partner Stores

To get started, you can use the Bajaj Finserv EMI Network Card at stores such as Pepperfry, HomeTown, At Home to avail no cost EMI on home décor. Below is a list of some of the latest home décor items from these brands that you should check out.

1. Pepperfry

Furniture Type

Product Name

Product Cost

Home décor wall accents

Wooden Wall Murals

INR 909 

Home décor wall paintings

Canvas 40 x 0.5 x 28 Inch Flowers Hand Framed Oil Paintings

INR 12,982 

Home décor wall cabinet

Mango Wood Wall Cabinet in Blue Colour

INR 1,143

Home décor fountain showpiece

Grey Resin Indoor Fountain

INR 36,999 

Disclaimer: Please note that prices mentioned in the table are only indicative. The products’ price and/or availability are subject to change at the retailer’s discretion. 

2. HomeTown

Furniture Type

Product Name

Product Cost

Home décor fountain showpiece

Impression Polyresin Fountain in Black Gold

INR 3,995 

Home décor showpiece

Zen Polyresin Showpiece in Bronze

INR 3,995 

Home décor wall clock

Urban Metal Wall Clock in Copper Colour

INR 3,695 

Disclaimer: Please note that prices mentioned in the table are only indicative. The products’ price and/or availability are subject to change at the retailer’s discretion. 

3. At Home

Furniture Type

Product Name

Product Cost

Home décor showpiece

Turtle Showpiece

INR 1,299 

Home décor candle stand

Cage with Hook Candle Stand

INR 3,499

Home décor showpiece

Ganesha on Throne Showpiece

INR 7,999

Home décor wall accents

Golden Temple Wall Decor

INR 28,999

Disclaimer: Please note that prices mentioned in the table are only indicative. The products’ price and/or availability are subject to change at the retailer’s discretion. 

Advantages of Buying Home Décor Online Using the EMI Network Card

Purchasing home décor items using the Bajaj Finserv EMI Network Card has several advantages. These include-

  • Purchase  home décor on EMI without a credit card

  • Pay for your purchases.

  • The no-cost EMI advantage lets you purchase home decor and furniture on EMI at no extra charges.

  • The repayment tenors is convenient

  • No charges are levied for preclosure of loan, post the payment on the first EMI.

  • Existing Bajaj Finserv EMI Network card holders do not need to provide any documentation for purchases.

 

You can check your approved offers as well as the list of Bajaj Finserv partner stores on the Bajaj Finserv Customer Portal by completing your Bajaj Finserv login. 

FAQs

What is home decor?

Home décor refers to the various kinds of furnishings, decorative accessories, and other accents such as pillows, curtains, lamps, etc., that are used to spruce up the interiors of a home.

What is the best place to buy home decor on EMI?

You can use the Bajaj Finserv EMI Network Card at these stores and get the best deals.

Is home decor expensive?

Home décor items can get expensive due to the intricate design and use of quality materials. However, if you have the Bajaj Finserv EMI Network Card, you can buy great home décor items online from any of the partner stores and convert your purchase into no-cost EMI using the card.

Can I buy home decor products on EMI without a credit card?

Yes, you can buy home decor products at no-cost EMI using the Bajaj Finserv EMI Network Card instead of a credit card.

What kinds of documents can be used to prove an address?

Here are the documents that can act as proof of address: 

  1. Passport

  2. Driving Licence

  3. Rent Receipt

  4. Copy of Rental Agreement

After the transaction, can I modify or extend the EMI tenor?

Yes, it is possible to modify or extend the EMI tenor. But you need to be aware that the bank or financial institution issuing the EMI card may tend to increase the interest rate.

Though I have a limit on my Bajaj Finserv EMI Network Card; I cannot use it for any transactions. Why?

If you cross the maximum available monthly limit, you will not be able to make any transactions. However, if this limit is not crossed, and you do have some limit available, you can check the tenor of the card and make sure it has not expired.

What are the costs and fees for the Bajaj Finserv EMI Network Card?

Charges such as processing fees, Annual Percentage Rate (APR), and late payment fees, if any, may be levied on a Bajaj Finserv EMI Network Card.

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