Bajaj Finserv EMI Network Card Interest Rate

The best feature that sets the Bajaj Finserv EMI Network Card apart is that it has no interest charges associated with it. With the benefit of the No Cost EMIs, you are only required to pay a processing fee or a down payment for some purchases. 

 

This means that the Bajaj Finserv EMI Network Card interest rate is essentially nil. You can use the card to buy items on EMI without credit card and convert the payment into easy EMIs. You can also choose a tenure going up to 60 months. 

 

What’s more, you can enjoy this benefit online and offline, at all 1.5+ lakh partner stores spread across 4,000+ cities. To sum it up, here are a few pointers about the Bajaj Finserv EMI Network Card:

• No interest on your purchase of products/services available on No Cost EMI

• No foreclosure charges if you foreclose the loan after the payment of the first EMI

• Zero down payment on select products purchased with a Bajaj Finserv EMI Network Card 

• Minimal convenience fee depending on the type of product you purchase

• Annual fee of just ₹117, applicable only if you have not used your card in a year

• A one-time fee of only ₹530 is charged at the time of application

Now that you have understood that the Bajaj Finserv EMI Card interest rate is negligible, check out the parameters that you need to fulfil to be eligible. The eligibility requirements for this EMI card are as follows:  

• You must be between 21 and 60 years 

• You must have a stable income

• You must have a good credit score

 

If you meet these requirements, your chances of approval increase. You are also required to submit the following paperwork with the application form:  

• PAN Card

• Address proof

• A cancelled cheque

• Completed and undersigned ECS Form

There are two ways in which you can apply for a Bajaj Finserv EMI Network Card - online and offline. Here is how:

1. Online 

If you meet the eligibility criteria, you can apply for the EMI Card through this website by clicking ‘APPLY NOW’ and entering your number. After you enter the OTP, complete the application process and pay the fee. Upon approval, you will instantly receive the card.

2. Offline

When making purchases at any of the Bajaj Finserv partner stores using the EMI mode, you also have the choice to apply for and pay using the EMI Card. Bajaj Finserv executives present in these stores will guide you through the application process. 

 

With No Cost EMIs, a vast selection of products and exclusive offers are readily available. These features make it a must to ensure that you get what you want while safeguarding your current and future finances.

Your EMI card grants access to the Bajaj Finserv EMI Network, allowing you to buy products from a host of partners ranging across segments from lifestyle to luxury. In fact, you can shop with your EMI card at over 1.5 lakh retail partner stores as well as online partners.  

 

You can even use your Bajaj Finserv EMI Network Card and avail of exciting offers and discounts. Best of all, these partner stores are accessible in 4,000 cities across India, ensuring easy access to products and services. 

 

Some of the leading partner stores where you can purchase products at no interest rate on the Bajaj Finserv EMI Network Card:  

• Flipkart

• Amazon

• Vijay Sales

• Croma

• MakeMyTrip

• Reliance Digital

 

Whether you choose to shop online or at the storefront, you can shop affordably by converting big-ticket purchase payments into manageable EMIs. As such, with this tool, you can shop as per your heart’s desires and get the products you want on affordable terms.