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Check out best vivo camera phones under RS.20000 available on EMI

Pixel Perfect: Check out some of the vivo camera phones available on EMI

Products on No Cost EMI 1 Mn+
Partner Stores 1.5 Lakh
Max Pre-approved Loan ₹3 Lakhs

Last updated on: March 07, 2026

Capture stunning moments with clarity and detail, whether it's a vibrant landscape or a captivating portrait. With a balance of affordability and impressive imaging capabilities, these vivo phones redefine the possibilities within the budget range. Explore the perfect blend of performance and affordability with top-notch camera phones designed to cater to your imaging needs without breaking the bank.

EMI Offers on vivo Camera Phones Under ₹20,000 at Partner Stores

You can get the following vivo camera phones on a budget at no-cost EMI at various Bajaj Finserv partner stores, using the Bajaj Finserv EMI Card:

1. vivo T2

  • Camera: Front-facing 16 MP camera, rear camera setup of 64 MP + 2 MP, Micro Movie, 64MP, Live Photo, Panorama, Slo-mo, Pro, AR Stickers, Time-Lapse, Documents, Dual View Video, and Double Exposure
  • Display: 6.38-inch AMOLED display
  • Storage: 128GB and 6GB RAM
  • Performance: Snapdragon 695 processor
  • Battery Life: 4500mAh
  • Audio: 10 audio formats, including AAC, MP3, WAV, etc.
  • Price: ₹15,999 (selling price)/number of months chosen as the repayment tenor

2. vivo Y56

  • Camera: 16MP front camera, 50MP main lens, 2MP secondary lens, with panorama, Slo-mo, live photo, Pro mode, Time-Lapse, document scanning, and AR stickers 
  • Display: 6.58-inch LCD screen
  • Storage: 128GB and 8GB RAM
  • Performance: MTK Dimensity 700 processor
  • Battery Life: 5000mAh
  • Audio: Supports a variety of audio formats, including WAV, MP3, FLAC, and more
  • Price: ₹17,999 (selling price)/number of months chosen as the repayment tenor

3. vivo T2x

  • Camera: Front-facing 8 MP camera, rear camera setup with a 50 MP main lens and a 2 MP secondary lens
  • Display: 6.58-inch LCD screen
  • Storage: 128GB and 8GB RAM
  • Performance: MediaTek Dimensity 6020 processor
  • Battery Life: 5000mAh
  • Audio: Supports a variety of audio formats, including WAV, MP3, MP2, MP1, MIDI, Vorbis, APE, FLAC, AAC, and OPUS
  • Price: ₹11,999 (selling price)/number of months chosen as the repayment tenor

4. vivo Y28 5G

  • Camera: 8 MP front camera, 50 MP + 2 MP and f/2.4 aperture rear camera
  • Display: 6.56-inch LCD capacitive multi-touch display
  • Storage: 128GB and 4GB RAM
  • Performance: Dimensity 6020 processor
  • Battery Life: 5000mAh
  • Audio: AAC, MP3, WAV, MIDI, VORBIS, APE, FLAC audio playback, and MP4, AVI, 3GP, FLV, WEBM, MKV, ASF, and TS video playback
  • Price: ₹17,999/number of months chosen as the repayment tenor

5. vivo Y51A

  • Camera: 48MP primary lens, 8MP wide-angle lens, and a 2MP macro lens at the rear with Pro mode, Super Night Mode, and AI 48MP
  • Display: 6.58-inch Halo FullView Display
  • Storage: 128GB and 8GB RAM
  • Performance: Qualcomm Snapdragon 662 Mobile Platform
  • Battery Life: 5000mAh
  • Price: ₹20,990/number of months chosen as the repayment tenor

 

Disclaimer: Please note that the prices mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Which vivo phone in the budget range offers the most impressive camera performance?

Phones like the vivo Y28, vivo Y56, and vivo T2x have impressive camera performance in the budget range, featuring advanced imaging capabilities.

Yes, vivo phones in this price range often come equipped with features like night mode, enabling good low-light photography.

The megapixel count varies, but many vivo phones in this range offer primary cameras with resolutions ranging from 48MP to 64MP.

Yes, several vivo phones under ₹20,000 support 4K video recording, providing high-quality video capture.

The vivo V21e is recognised for its impressive front-facing camera, suitable for high-quality selfies.

The vivo phones often offer competitive camera performance compared to other brands in the same price range, with a focus on innovative camera technologies.

vivo phones in this range often feature multiple camera modes, including AI enhancements, Night Mode, and various creative shooting modes.

Yes, many vivo phones come with pre-installed photo editing apps or features that allow users to enhance and edit their photos directly on the device.

Yes, vivo phones in the ₹20,000 range typically offer a good balance between camera quality and overall performance, providing a satisfying user experience.

Many vivo phones in this price range come equipped with features like Electronic Image Stabilisation (EIS) for smooth video recording.

The front cameras on vivo phones often perform well in terms of facial recognition and beauty modes, providing users with options for personalised and enhanced selfies.

The vivo V21e, with its advanced camera features and video recording capabilities, could be a suitable choice for vlogging or content creation within this price range.

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