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Buy Microsoft Laptops on EMI

Microsoft laptops offer a premium computing experience for professionals, students, and creators. Purchase these laptops online or offline using the Bajaj Finserv Insta EMI Card, with flexible EMI options for easy monthly repayments.

Partner Stores 1.5 Lakh
Max. Pre-qualified Loan Offer ₹3 Lakhs

Last updated on: February 26, 2026

Product Overview

Microsoft laptops are designed to deliver performance, portability, and reliability. With powerful processors, ample storage, and high-resolution displays, these laptops cater to various needs, from work and education to creative tasks. Whether you need a lightweight device for everyday office tasks, a powerful machine for professional video editing, or a versatile 2-in-1 device for work and play, Microsoft laptops provide an ideal solution. The Bajaj Finserv Insta EMI Card allows you to purchase these laptops online or offline and spread the cost across easy, affordable EMI options.

Popular Microsoft Laptops You Can Purchase on EMI

Microsoft Surface laptops deliver premium performance, touchscreen displays, and AI features like Copilot+ PC capabilities, available on EMI through Bajaj Finserv Insta EMI Card .

Model Name

Processor

RAM

Storage

Display Size

Key Feature

Approx. Price

Surface Laptop 7 (13.8")

Snapdragon X Elite/Plus

16GB

512GB SSD

13.8" PixelSense Flow

Copilot+ AI, 20+hr battery

₹1,14,999

Surface Laptop 7 (15")

Snapdragon X Elite

16GB

512GB SSD

15" PixelSense Flow 120Hz

HDR display, lightweight

₹1,34,999

Surface Laptop 6 (13.8")

Intel Core Ultra Series 2

16GB

512GB SSD

13.8" touchscreen

NPU for AI, business focus

₹1,24,999

Surface Laptop Go 3

Intel Core i5-1235U

16GB

256GB SSD

12.4" PixelSense

Portable budget option

₹64,999

Surface Laptop Studio 2

Intel Core i7-13800H

32GB

1TB SSD

14.4" PixelSense Flow

RTX 2000 Ada GPU, creative work

₹2,49,999

Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or authorised retailers for the latest pricing.

How to Use the Bajaj Finserv Insta EMI Card to Buy a Microsoft Laptop

If you do not already have one, you can apply for the Bajaj Finserv Insta EMI Card and use the approved credit limit to purchase eligible Dell laptops through partner channels.

Online Steps:

  1. Visit a Bajaj Finserv partner website.

  2. Browse the available Microsoft Laptop models.

  3. Select your preferred model and choose the EMI payment option.

  4. Complete the application process and verify your details.

  5. Confirm your purchase and select the desired EMI tenure.

Offline Steps:

  1. Visit the Bajaj Finserv partner store nearby.

  2. Explore the Microsoft Laptop models available in-store.

  3. Select a model you want and request the EMI payment options.

  4. Finalise your purchase at the billing counter.

  5. Take home your new Microsoft Laptop with easy EMI payments.

Benefits of Buying a Microsoft Laptop Using the Insta EMI Card

Using the Bajaj Finserv Insta EMI Card helps simplify laptop purchases through predictable monthly repayments.

  • Easy EMI: Spread the cost over easy monthly instalments, making your purchase budget-friendly

  • Flexible Repayment Tenure: Choose a flexible tenure ranging from 3 to 60 months based on your budget

  • Pan-India Acceptance: The Insta EMI Card is accepted at more than 1.5 Lakh partner stores as well as across multiple online platforms throughout India.

  • Instant Approval: Enjoy a quick, paperless process with a pre-qualified loan offer of up to ₹3 Lakhs

Who Should Buy a Microsoft Laptop

Microsoft Surface laptops suit premium users seeking AI-powered Windows experiences, portability, and touchscreen versatility across Laptop, Pro, and Studio series.

  • Students and Everyday Users: Surface Laptop 7 (13.8") with Snapdragon X Elite, 16GB RAM, PixelSense touchscreen, and 20+ hour battery handles classes, note-taking, browsing, and Microsoft 365 apps with Copilot+ AI assistance

  • Creative Professionals: Surface Laptop Studio 2 and Pro 11 offer RTX Ada GPUs, 120Hz PixelSense Flow displays, Slim Pen 2 support, and 32GB configs for Photoshop, Premiere, 3K sketching, and 3D workflows with NPU acceleration

  • Business Professionals: Surface Laptop 7 for Business and Latitude 7450 Ultralight feature vPro security, Windows Hello, Thunderbolt 4, and 22-hour battery for presentations, Teams calls, secure data handling, and hybrid office environments

  • Travelers and Mobile Workers: Surface Go 3 and Laptop Go 3 provide 12.4" compact designs under 1kg, all-day battery, and cloud-optimized performance for email, documents, and light productivity during commutes or remote work

Other Microsoft Laptop Types You Can Buy Using EMI Card

Depending on availability through Bajaj Finserv partner platforms, you may also explore:

  • Microsoft Gaming Laptops: While Microsoft’s Surface lineup is not specifically targeted towards gaming, devices like the Surface Book 3 are capable of handling casual gaming and creative applications

  • Microsoft Student Laptops: The Surface Laptop Go and Surface Pro 7 are great for students due to their portability, performance, and ease of use

  • Microsoft Business Laptops: The Surface Book 3 and Surface Laptop 4 are well-suited for business professionals who need a powerful and portable laptop for work on the go

  • Microsoft 2-in-1 Laptops: The Surface Pro 7 is a 2-in-1 laptop that doubles as both a laptop and tablet, offering versatility for different tasks

Other Brands Offering Laptops on EMI

Several other laptop brands are available on EMI through Bajaj Finserv partner networks, subject to eligibility and retailer listings.

  • Lenovo: Purchase Lenovo laptops with EMI options for students, professionals, and gamers

  • HP: HP laptops provide reliable performance, available with EMI options for all users

  • Dell: Dell offers high-performance laptops for both personal and business use, available with EMI options

  • Acer: Acer laptops are budget-friendly and available on EMI, suitable for students and home office use

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Are Microsoft Surface laptops good for professional use?

Yes, Microsoft Surface laptops like the Surface Book 3 and Surface Laptop 4 offer powerful performance and are ideal for professional use, including office tasks, video conferencing, and multitasking.

Microsoft Surface laptops are known for their high-quality touchscreens, providing responsive touch input and high-resolution displays for seamless use.

Yes, many Microsoft Surface laptops, including the Surface Pro 7, support stylus and pen input, making them ideal for note-taking, digital art, and creative tasks.

Yes, Microsoft laptops are well-suited for business presentations and meetings, offering excellent display quality, portable designs, and smooth performance during video calls and presentations.

Yes, Microsoft laptops can be purchased on EMI using the Bajaj Finserv Insta EMI Card at partner stores and online platforms.

Yes, Microsoft laptops are available for purchase with Easy EMIs using the Bajaj Finserv Insta EMI Card, making them more accessible and budget-friendly.

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