Get the Best Sale and Offers on leading online stores like EMI Store, Amazon, Flipkart!! Shop using the Bajaj Finserv EMI Network Card!!

  • EMI Network Card
  • How to Apply
  • Documents & Eligibility
  • Features & Benefits
  • Offers
  • Partner Stores

No Cost EMI on Home Decor

Have you ever noticed how a vibrant rug against muted walls can add the much-needed splash of colour to an otherwise dull room? Or maybe how a pair of mesh curtains can fill a room with light better than a pair of solid curtains? Even how a dainty vase here and a picturesque frame there, can completely change the overall appeal of living space? This is because home décor has the power to modify how a room makes you feel. It can both uplift you when it's tastefully done, as well as depress you if poorly addressed. Despite the importance of home décor, makeovers can get a little expensive. However, with the right payment solution, you could adorn your home the way you wish to without emptying your bank account? Here is how to do so.

Buy Home decor on EMI without Credit Card

The easiest way to tastefully do the interiors of a home without burning a hole in your pocket is to buy home décors on EMI. EMI or Equated Monthly Instalments lets you loan the total cost of the items on a card and pay it back in a regulated manner over a specified tenure. Usually, EMI is a feature associated with credit cards, however, it is not the only way to avail this advantage. With a Bajaj Finserv EMI Network Card you can also enjoy EMI against a pre-approved loan on your card. Also, unlike credit cards, there is no need to pay a down payment. All you need to do is choose the products you want to buy, from any of the Bajaj Finserv partner stores, select a preferable repayment tenure and pay for it using the available loan on your card. 

Why Buy Home Decor on No Cost EMI?

Usually, EMI is accompanied by an interest charge which is levied on the outstanding dues. But this is not the case when you use your EMI Card! Why so? This is because the Bajaj Finserv EMI Network Card comes with the no-cost EMI benefit. This means that when you use the card to pay for your home décor purchases you are not required to pay any additional charges as there are no hidden costs assigned to your borrowed funds. As a result, not only do you get to defer your payment over a convenient time period, you also end up saving on charges that you would incur for choosing EMI.

Get the Best Home Decor Offers at Bajaj Finserv Partner Stores

To make home decor online shopping fun and exciting, Bajaj Finserv has partnered with some of the best home décor online shopping sites, such as Pepperfry, HomeTown, At Home, etc. You can use the Bajaj Finserv EMI Network Card at these stores to avail no cost EMI on home décor. Below is a list of some of the latest home décor items from these brands that you should check out.


Furniture Type

Product Name

Product Cost

Home décor wall accents

Wooden Wall Murals

INR 5,599

Home décor wall paintings

Canvas 40 x 0.5 x 28 Inch Flowers Hand Framed Oil Paintings

INR 7,199

Home décor wall cabinet

Mango Wood Wall Cabinet in Blue Colour

INR 10,999

Home décor fountain showpiece

Grey Resin Indoor Fountain

INR 17,999


Furniture Type

Product Name

Product Cost

Home décor fountain showpiece

Impression Polyresin Fountain in Black Gold

INR 1,945

Home décor showpiece

Zen Polyresin Showpiece in Bronze

INR 1,995

Home décor wall clock

Urban Metal Wall Clock in Copper Colour

INR 3,199

Home décor wall accents

Regal Polyresin Accent in Gold Colour

INR 5,145

At Home

Home Décor Type

Product Name

Product Cost

Home décor showpiece

Turtle Showpiece

INR 1,999

Home décor candle stand

Cage with Hook Candle Stand

INR  2,199

Home décor showpiece

Ganesha on Throne Showpiece

INR 5,999

Home décor wall accents

Golden Temple Wall Decor

INR 12,999

How to Shop for Home Decor on EMI Using the Bajaj Finserv EMI Network Card?

To buy home décor online using your EMI card, you need to follow the steps mentioned below-

  • Browse the latest home décor items on the product page
  • Select the ones you wish to purchase and click on ‘Buy Now’
  • At the checkout page, select ‘No Cost EMI’ as the payment mode
  • Select the EMI tenure
  • Click on submit to complete the purchase

Advantages of Buying Home Décor Online Using the Bajaj Finserv EMI Network Card

Purchasing home décor items using the Bajaj Finserv EMI Network Card has several advantages. These include-

  • You can buy home décor on EMI without a credit card

  • Using the high-limit pre-approved loan on the card, you can pay for your purchases
  • The no-cost EMI advantage lets you purchase home decor and furniture on EMI at no extra charges

  • The repayment tenure is convenient, ranging between 3 and 24 months
  • No charges are levied for preclosure of loan, post the payment on the first EMI
  • Existing Bajaj Finserv EMI Network Cardholders do not need to provide any documentation for purchases

You can check your approved offers as well as the list of Bajaj partner stores on the Bajaj Experia Customer Portal by completing your Bajaj Finserv login. So, what are you waiting for? Apply for a Bajaj Finserv EMI Network Card from the Finserv MARKETS website, Finserv MARKETS app, or through any of our offline Bajaj Finserv partner stores, and enjoy its numerous benefits.

Frequently Asked Questions

  • ✔️What is the best place to buy home decor on EMI?

    You can buy the best home décor items on EMI at any of the Bajaj Finserv online shopping partners such as Pepperfry, HomeTown, At Home, etc. You can use the Bajaj Finserv EMI Network Card at these stores and get the best deals.

  • ✔️Is home decor expensive?

    Home décor items can get expensive due to the intricate design and use of quality materials. However, if you have the Bajaj Finserv EMI Network Card, you can buy great home décor items online from any of the partner stores and convert your purchase into no-cost EMI using the card.

  • ✔️What is home decor?

    Home décor refers to furnishings, decorative accessories, and other accents such as pillows, throws, curtains, lamps, etc., that are used to spruce up the interiors of a home.

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