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Buy Samsung Galaxy Z Fold5 on EMI – Price and Easy EMI Offers

The Samsung Galaxy Z Fold5 price in India starts at ₹1,54,999 for the base variant. Eligible customers may purchase the Samsung Galaxy Z Fold5 on Easy EMI using the Bajaj Finance Insta EMI Card.

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Last updated on: Aug 17, 2026

The Samsung Galaxy Z Fold5, launched in August 2023, is the latest addition to Samsung's foldable smartphone series. From the display’s brightness to its vibrant colour reproduction, and impressive viewing angles, it is a great device.

The huge screen size offers an enhanced experience when playing games, watching movies or working on spreadsheets. So, if you plan to buy this model, here is how you can buy the Samsung Galaxy Z Fold5 using the Bajaj Finserv EMI Network Card

Samsung Galaxy Z Fold5 Specifications and Features

The Samsung Galaxy Z Fold5 combines a foldable display with a flagship processor, multiple storage options, and a triple rear camera setup. Its key specifications are outlined below:

Specification Details

Main Display

7.6-inch QXGA+ Dynamic AMOLED 2X display with a 120 Hz refresh rate

Cover Display

6.2-inch HD+ Dynamic AMOLED 2X display with a 120 Hz refresh rate

Processor

Qualcomm Snapdragon 8 Gen 2 for Galaxy

RAM and Storage

12 GB RAM with 256 GB, 512 GB, and 1 TB storage variants

Rear Camera

50 MP wide camera, 12 MP ultra-wide camera, and 10 MP telephoto camera with 3x optical zoom

Front and Cover Camera

10 MP cover camera and 4 MP under-display camera

Battery and Charging

4,400 mAh dual battery, 25 W wired charging, and 15 W wireless charging

Operating System

Android 13 with One UI, subject to available software updates

How to Buy Samsung Galaxy Z Fold5 on EMI Without a Credit Card

Eligible customers can use the Bajaj Finance Insta EMI Card to purchase the Samsung Galaxy Z Fold5 without using a conventional credit card. The transaction may be completed through a participating online merchant or authorised retail store.

Online Purchase

The online purchase process generally includes the following steps:

  1. Visit a participating merchant’s website that lists the Samsung Galaxy Z Fold5.

  2. Select the preferred storage variant and proceed to checkout.

  3. Choose EMI as the payment method.

  4. Select the Bajaj Finance Insta EMI Card option.

  5. Enter the required card details.

  6. Select an available repayment tenure.

  7. Verify the transaction using the OTP sent to the registered mobile number.

  8. Review the payment details and complete the purchase.

Offline Purchase

The offline process generally includes the following steps:

  1. Visit an authorised retail store that sells the Samsung Galaxy Z Fold5.

  2. Select the preferred device variant.

  3. Inform the store representative that the payment will be made using the Bajaj Finance Insta EMI Card.

  4. Review the available repayment tenure and payment terms.

  5. Provide the required EMI Card details.

  6. Authenticate the transaction using the OTP sent to the registered mobile number.

  7. Complete the purchase after reviewing the applicable charges.

Repayment tenures may range from 1 to 60 months, subject to the product, merchant, approved credit limit, and applicable scheme.

Eligibility and Documents to Buy Galaxy Z Fold5 on EMI

The availability of the Bajaj Finance Insta EMI Card and the approved purchase limit depend on the applicant’s eligibility and verification. The basic requirements are listed below:

Parameter Requirement

Age

21 to 65 years

Employment Status

Salaried or self-employed applicant with a regular source of income

Credit Profile

Subject to the issuer’s credit assessment

Common Documents

PAN Card, Aadhaar Card or other accepted identity proof, address proof, and bank mandate

Meeting the eligibility conditions does not guarantee approval. The final decision depends on the issuer’s verification process, internal policies, and approved credit limit.

Features of Buying Samsung Galaxy Z Fold5 on EMI Using the Bajaj Finance Insta EMI Card

Using the Bajaj Finance Insta EMI Card allows eligible customers to divide the purchase amount into monthly instalments. The available features may include:

  • Credit card not required: Eligible purchases can be completed without using a conventional credit card.
  • Pre-approved loan limit: Customers may receive an approved spending limit of up to ₹2 Lakhs, subject to eligibility.
  • Repayment tenure: Available tenures may range from 1 to 60 months, depending on the applicable scheme.
  • Foreclosure terms: Applicable foreclosure conditions depend on the issuer’s prevailing policy and the transaction agreement.
  • Down payment options: Zero down payment may be available on selected products and schemes, subject to merchant and customer eligibility.
  • Digital authentication: Transactions are generally confirmed through OTP verification on the registered mobile number.

Samsung Galaxy Z Fold5 and Galaxy Z Fold6 Comparison

The Samsung Galaxy Z Fold5 and Galaxy Z Fold6 differ mainly in their processor generation, display characteristics, pricing, and certain design updates. The table below provides a broad comparison:

Feature Samsung Galaxy Z Fold5 Samsung Galaxy Z Fold6

Chipset

Snapdragon 8 Gen 2 for Galaxy

Snapdragon 8 Gen 3 for Galaxy

Main Display

7.6-inch Dynamic AMOLED 2X

7.6-inch Dynamic AMOLED 2X with higher peak brightness

Primary Camera Setup

50 MP + 12 MP + 10 MP

50 MP + 12 MP + 10 MP

Starting Price for 256 GB Variant

₹1,54,999

₹1,64,999

Illustrative Six-month EMI

Approximately ₹25,833 per month

Approximately ₹27,500 per month

The EMI figures are illustrative and are based on dividing the listed product price over six months. The actual EMI may include interest, processing fees, down payment, or other applicable charges.

Conclusion

The Samsung Galaxy Z Fold5 features a foldable 7.6-inch main display, a 6.2-inch cover display, the Snapdragon 8 Gen 2 for Galaxy processor, and storage options of up to 1 TB. Eligible customers may purchase the device through monthly instalments using the Bajaj Finance Insta EMI Card at participating merchants.

The final product price, EMI, down payment, tenure, processing fee, and other charges depend on the chosen variant, merchant, available scheme, and customer eligibility.

Disclaimer

Product prices, availability, specifications, EMI amounts, loan limits, repayment tenures, down payment requirements, and applicable charges are subject to change. The final terms depend on the merchant, financing partner, customer eligibility, and prevailing policies. Review the transaction details and applicable agreement before completing the purchase.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

How can I buy a Samsung Galaxy Z Fold5 on EMI without a credit card?

Eligible customers can purchase the Samsung Galaxy Z Fold5 using the Bajaj Finance Insta EMI Card at participating online or offline retailers. The transaction requires an available card limit, selection of an eligible repayment tenure, and OTP authentication.

A down payment may not be required under selected promotional schemes. However, its availability depends on the product, merchant, approved limit, customer eligibility, and applicable financing terms.

Easy EMI divides the purchase amount into monthly instalments over an available tenure. This changes the repayment structure from a single upfront payment to scheduled instalments, subject to applicable interest, fees, and other terms.

The Samsung Galaxy Z Fold5 price in India starts at ₹1,54,999 for the 12 GB RAM and 256 GB storage variant. The price may vary based on storage, colour, seller, availability, and applicable offers.

For a product price of ₹1,54,999 divided over six months, the illustrative EMI is approximately ₹25,833 per month. The actual amount may vary based on interest, processing fees, down payment, and the available repayment scheme.

The Samsung Galaxy Z Fold5 may be available on Easy EMI through participating retailers using the Bajaj Finance Insta EMI Card. Availability is subject to the merchant, approved credit limit, device variant, and applicable terms.

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