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The lifestyle choices consumers make have seen a sea of changes in the past few years. For instance, just as smartphones have taken over the world by storm, smartwatches are gaining fame too. Smartwatches that you get these days have become virtual trainers for some people with their multitude of fitness apps. Besides this, they come with monitors that take care of your health, while performing functions of your smartphone like enabling you to answer calls, get notifications, etc. 


The best smartwatch on the market today may be costly, but a smart watch on EMI is easily affordable if you buy it with the Bajaj Finserv EMI Network Card

Get Some of the Latest Smartwatches on EMI at Bajaj Finserv Partner Stores

There is an affordable way to buy your smart watch on EMI. Watches available at the Bajaj Finserv Partner Stores are available at discounts and zero down payment.


Apart from this, you need not pay interest with EMIs as you do with credit card EMIs. So you get a smartwatch at No Cost EMI. At partner retailers of the Finserv Network (like Amazon, Flipkart, etc.), you can get the best smartwatch by using the Bajaj Finserv EMI Network Card. Here are some great watches to consider:

1. Amazfit GTR 2 Smart Watch (Sports Edition)

Amazfit GTR 2 is an elegantly crafted smartwatch with a 3D curved bezel-less design. The 1.39-inch AMOLED high-definition screen boasts a pixel density of 326 PPI, offering clear and vivid readings. This smartwatch comes with the Huami-developed BioTracker 2, which monitors your heart rate 24/7 and provides warnings when your heart rate is abnormally elevated. On the other hand, the SpO2 monitoring function gives you insights into your physical condition.


Other features of this smartwatch include stress monitoring, sleep quality monitoring, 3GB music storage, Bluetooth phone calls and voice assistant, and 90 sports modes. You can buy this exquisitely designed smartwatch on EMIs and pay for it in instalments.


  • Price of this smartwatch on EMI: ₹4,333 (for 3 months)

2. Garmin Venu Square GPS Smart Watch

Garmin Venu Square is your all-in-one health and wellness monitoring device, giving you comprehensive insights into your health and well–being. It comes with various tracking modes, including stress tracking, menstrual cycle tracking, hydration tracking, and respiration tracking. The Garmin Coach is your personal running coach that will help you train for your upcoming 5K, 10K, or half marathon.


The smartwatch also comes with over 20 preloaded GPS and indoor sports apps, such as walking, cycling, swimming, and golf. You also get preloaded workouts that will whip you back into shape. You can buy this smartwatch using the Bajaj Finserv EMI Network Card.


  • Price of this smartwatch on EMI: ₹5,997 per month (for 3 months).

3. boAt Xtend Pro with Advanced Dedicated Bluetooth Calling Chip (Deep Blue)

The boAt Xtend Pro comes with a Bluetooth calling function, which allows you to make and answer calls using your smartwatch. You can also use the super-convenient and ultra-responsive dialpad, enabling you to dial in your contacts and save up to 10 contacts. The voice assistant feature facilitates hands-free operation, which enhances convenience.


The smartwatch flaunts a 1.78-inch AMOLED 2.5D curved display with a 60Hz frame rate. The high colour saturation ensures the display is clear and vivid, offering smooth readability and an improved touch experience.


  • Price of this smartwatch on EMI: ₹1,033 per month (for 3 months)

4. Garmin Venu Sq 2 - Music Edition

The Garmin Venu Square 2 lets you download your favourite music tracks to your smartwatch, including playlists from Amazon Music, Spotify, and Deezer. You can pair your watch with your Bluetooth headphones to enjoy phone-free listening. The device’s activity mode alerts your pre-saved emergency contacts if the smartwatch detects an accident. The watch also comes with more than 25 indoor and outdoor sports modes, including running, swimming, HIIT, and tennis, and keeps a record of every workout.


To purchase this smart watch on EMI, you can use the EMI Network Card and pay for it in interest-free monthly instalments.


  • Price of this smartwatch on EMI: ₹11,163 per month (for 3 months)

List of Prices for Some of the Top-Selling Smartwatches in 2023

The table below lists the prices for the top-selling smartwatches in 2023:

Product Name

Offer Price

boAt Xtend 1.69 inch Smartwatch Charcoal Black


Fire-Boltt Ninja Pro Full Metal SpO2 Smartwatch (Black)


boAt Storm Smartwatch with 3.3 cm (1.3 inch) Display, Daily Activity Tracker and 9 Sports Modes (Teal Green)


boAt Storm RTL Smartwatch with 3.3 cm (1.3 Inch) Display, Daily Activity Tracker and 9 Sports Modes (Black)


boAt Xtend Smartwatch with Alexa Built-in, 1.69 inch HD Display with 14 Sports Modes (Olive Green)


boAt Xtend Smartwatch with Alexa Built-in, 1.69 inch HD Display 14 Sports Modes (Pitch Black)


OnePlus Watch (Midnight Black, Regular) IN W301GB


Noise ColoFit Pro 3 Smartwatch - Smoke Grey




Samsung Galaxy Watch 3 LTE 45mm Smartwatch (Mystic Silver)


Shop for Smart Watch on EMI Using the Bajaj Finserv EMI Network Card

To shop for any smartwatches on EMI without a credit card at any of the Bajaj Finserv Partner Stores, you must follow the below-mentioned steps:


  • Step 1: Pay a visit to the website of any Partner Stores of Bajaj Finserv that sells a range of smart watches on EMI.

  • Step 2: Log in to your account on the website using your credentials.

  • Step 3: Browse and compare a wide range of smartwatch choices.

  • Step 4: Select the smartwatch you want and proceed to the checkout section.

  • Step 5: From the list of payment options, pick the Bajaj Finserv EMI Network Card as your preferred payment mode.

  • Step 6: Finalise a repayment tenure that is suited to you.

When you purchase a watch on EMI with the use of the Bajaj Finserv EMI Network Card instead of a credit card, you do not have to pay any cash upfront, and especially not in a lump sum. Apart from this, you get some terrific offers at the Bajaj Finserv Partner Stores, making your shopping deal even sweeter.

Advantages of Purchasing SmartWatch Using the EMI Network Card

The benefits of the Bajaj Finserv EMI Network Card are plenty. Buying any new gadget on the Bajaj Finserv EMI Network Card lets you have an enjoyable shopping experience as you don’t have to worry about the cost of your purchase. In addition to this, a credit card may be difficult to procure, but the Bajaj Finserv EMI Network Card is easy to obtain with an online process. Here are the advantages you get with this unbeatable payment instrument:


  • Get the freedom to access a pre-approved loan with a high limit to buy any latest smartwatch.

  • Avail the No Cost EMI perk on any top-notch smartwatch and save while you spend.

  • Get an advanced smartwatch at nil down payment.

  • Repay your EMI loan over convenient and flexible tenures that are aligned with your requirements (from 3 to 24 months).

  • You can foreclose on your loan at any time without any penalties after the first EMI is paid.

You can apply for a Bajaj Finserv EMI Network Card in an easy online application process at Bajaj Markets. With a few criteria for eligibility, the card is instantly yours, and you can start making good use of it to begin your shopping adventures!

Things to Know Before Buying a Smart Watch

It can be difficult to choose which smartwatch to buy if you are buying one for the first time. With so many manufacturers in the market, there are many options. One of the most popular consumer goods right now is the smartwatch. There are several high-quality smartwatches available on EMI today, and a few major companies have established themselves as the leaders. 


However, some of you are still unsure about what these smartwatches are, which are advertised as a more intelligent substitute to conventional watches. Below are some of the things you need to know before you buy a smartwatch on EMI:


  • Display: Display is one of the most crucial considerations when you’re buying a smartwatch on EMI. While advanced OLED screens remain the premium standard, cheaper LCD alternatives are also common. AMOLED screens offering better readability indoors and outdoors are increasingly gaining popularity as a mid-way between pricey OLED screens and battery draining LCD ones. 

    Apart from the display type, you should also review the size and thickness of the display, its brightness levels, and build quality. Also, remember that a monochrome watch will give you better battery backup than an always-on full-colour model. 

  • OS and App Selection: Your smartwatch is essentially a companion to your smartphone. In other words, you should buy a smartwatch on EMI only after vetting its compatibility with your smartphone. For instance, if you have an Android phone, buying an Apple watch would be imprudent as these watches are only compatible with iPhones. Barring Apple, you can choose from a wide range of smartwatches that offer extensive compatibility with both Android smartphones and iPhones.

    As an extension of your smartphone, the latest smartwatches pack several apps. While Apple has the most extensive roster of smartwatch apps, other manufacturers are also catching up to the trend. 

  • Fitness Tracking: As your real-time fitness tracking partner, most smartwatches come with a host of fitness tracking and health monitoring sensors. These versatile timepieces do everything from recording your steps and calories to monitoring your heart rate and pulse-ox. Some even come with built-in blood pressure monitors, sleep cycle trackers, menstrual monitors, and breathing guides. The latest smartwatches feature a suite of dedicated activity modes including walking, running, swimming, hiking, yoga, etc. 

    Some smartwatches also feature built-in GPS sensors that allow you to track your steps while on a hike outdoors. This data is then synced to an app on your smartphone, giving you real-time insights into your fitness levels and goals. 

  • Battery Life: Even though smartwatches have come a long way, cheaper options might still need frequent refuelling. Most smartwatches can last for up to 5-7 days on a single full charge, while Apple and Wear OS watches can only push it to 2 days. Newer models come with quick charging support to help drastically bring down their charging times.

    Smartwatches running on Snapdragon 3100 processors also offer battery prolonging features to make each charge last longer. Moreover, it  should also be noted that the battery life of your smartwatch will depend on your usage patterns. Using advanced features -like Bluetooth calling - can eat away at your battery life. 

  • Communication: With a smartwatch around your wrist, you can stay connected even without fishing out your smartphone. You can access missed call and text alerts on most smartwatches, with few allowing you to do more. These latest models come with Bluetooth calling support that allows you to reply to messages and answer/make/reject calls all with a simple tap on your wrist. While this feature is restricted to high-end models, you can still find some mid-range ones that send short, pre-drafted replies to texts. 

FAQs on Smartwatches at No Cost EMI

You can buy a smartwatch on No Cost EMI, with the Bajaj Finserv EMI Network Card.

It is not just possible but also prudent to buy a smartwatch on EMI without a credit card. Credit cards generally charge hefty interest on EMI payments, making your EMIs costlier. Instead, you can buy a smartwatch on EMI using the Bajaj Finserv EMI Network Card. With the No Cost EMI offers on the Card, you can buy a smartwatch on EMI without interest.

Yes, the option of No Cost EMI is available for the purchase of a smartwatch with Bajaj Finserv EMI Network Card.

Using the Bajaj Finserv EMI Network Card to buy a smartwatch on EMI makes you privy to several benefits. Instead of paying for the total cost of the smartwatch upfront, you get to break it down into bite-sized monthly instalments. Moreover, with this No Cost EMI plan, you don’t have to worry about paying hefty interest on the borrowed sum. 

Repaying the amount is also hassle-free as you get to enjoy a flexible repayment tenure ranging from 3-24 months. Given this flexible and customisable repayment duration, you can easily plan and budget your EMIs to prevent overburdening your wallet. Even if you do want to foreclose your loan, you can do so without any extra charges anytime after the first EMI is cleared. 

Apart from these payment benefits, the Bajaj Finserv EMI Network Card also brings you exclusive deals, discounts, and cashback offers on select smartwatch models.

You can buy a smartwatch on No Cost EMI without a credit card by using the Bajaj Finserv EMI Network Card. All you have to do is login to the online portal of the Bajaj Finserv Partner Store. Then select the product you want to buy and choose the ‘Bajaj Finserv EMI Network Card No Cost EMI’ option as the preferred payment method. Select a suitable repayment plan which ranges from 3 to 24 months and complete the purchase.

No. If you’ve purchased a smartwatch on EMI using the Bajaj Finserv EMI Network Card, you won’t have to shoulder any extra foreclosure charges. When you buy a smartwatch on No Cost EMI by using the Bajaj Finserv EMI Network Card instead of a credit card, you are not required to pay the lump-sum amount upfront. You can convert these costs into easy EMIs with no interest or hidden charges involved. Besides, you can also get some discounts and offers with the EMI card, making your shopping experience even more smooth.

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