Honda Activa Bike Insurance Online- Cost & Specifications

Are you planning to purchase the all new Honda Activa? If so, do not forget to plan for the right Honda Activa Bike Insurance as well. This is because all the motor vehicles in India must have a valid Honda Activa insurance (minimum third-party cover) to run on the roads. 

The price of this beauty, Honda Activa, ranges between ₹75,271 to ₹84,763. The sturdy look further enhances the model and has attracted a lot of attention. With an engine capacity of 109.2 cc, the scooty gives a comfortable ride every time. It has a metal body which keeps it quite solid even during extreme weather conditions. 

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Honda Activa Insurance

The Honda Activa is the company's best-selling two-wheeler, and the latest edition is an enhanced version of previous models. It keeps its USPs of a smooth motor and metal body panels while also improving ride quality and handling. The ex-showroom price of this scooty with 109.2 cc engine capacity stretches from ₹75,271 to ₹84,763. And a high-performance two-wheeler like Activa must be protected against external threats like accidents, man-made disasters, and natural calamities. Let us uncover Honda Activa features, variants, insurance, and more in this article.

Honda Activa Variants and Insurance Price

Honda Activa Variants

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium**

Activa 125 Drum

₹61,074 - ₹66,302



Activa 125 Drum Alloy

₹61,074 - ₹66,302



Activa 125 Premium Edition Drum




Activa 125 Disc




Activa 125 Premium Edition Disc




*The ex-showroom prices are for Delhi and are subject to change based on the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Buy Honda Activa Bike Insurance Online Without a Hitch!

You can opt for Honda Activa bike insurance at amazing prices with Finserv MARKETS:


Step 1: Enter your bike registration number and mobile number.


Step 2: Provide the necessary information in your bike insurance application form.


Step 3: Select the bike insurance plan that best suits your needs.


Step 4: Make an online payment.


Step 5: Your insurance policy will reach you in no time.

Steps to Renew Honda Activa Bike Insurance Online

Continue with your Honda Activa bike insurance coverage in the following way:


Step 1: Enter your previous policy details.


Step 2: Input your personal and bike-related details.


Step 3: Check your renewal premium.


Step 4: Make an instant online payment.


Step 5: Your bike insurance will be active soon.


Read About: Bike Insurance Renewal

Why is it Important to Insure Your Honda Activa?

Even if you are a pro rider, who would never crash his/her scooty even by fluke, there are multiple other threats that could cost you an arm and leg. Your two-wheeler is always exposed to perils like theft, natural calamities, and man-made disasters. And if due to any such unfortunate event, your Activa is damaged, the cost of replacing components like indicators, cables, levers, etc. could easily be ₹35,000. A bike insurance policy is a ‘must have’ if you want to dodge unwanted financial burden.

Comprehensive or Third-Party Bike Insurance: Which One to Choose?

Third-Party Bike Insurance

Third-Party bike insurance, you can protect yourself from losses or damages caused by a third-party vehicle, property or person. Such a policy does not cover damages to your vehicle, making the premiums cheaper.

Comprehensive Bike Insurance

A comprehensive bike insurance plan extends coverage for third-party liabilities along with damages to your own vehicle. Such a plan can be bought at a relatively higher premium. Over and above the benefits offered by a comprehensive bike insurance plan, you can opt for several add-ons.

What’s Covered Under Bike Insurance?

The third-party bike insurance policy is a basic insurance plan, which offers limited coverage! With this policy, you are only covered for damages or losses incurred by the third party, his/her bodily injuries, death of the victim, etc. However, a comprehensive insurance policy includes own damage, theft, natural/man-made calamities, and other perils.

What’s Not Covered Under Bike Insurance?

The comprehensive bike insurance policy doesn’t include damages incurred outside the designated geographical area, mechanical or electrical breakdown, natural wear and tear of the bike, etc.

Read About: Inclusions & Exclusions of Bike Insurance

Add-On Covers for Your Honda Activa Bike

To extend the coverage of your insurance plan further, you can choose to buy these add-ons with your insurance policy:

1. Personal accident cover

Under this cover, the treatment of injuries caused to you and a pillion rider will be covered by the insurance company.

2. Round-the-clock assistance

You can buy this add-on to ensure that you are never stranded if your bike breaks down suddenly. You will get assistance 24x7 in case you are stranded.

3. Zero depreciation cover

This cover will minimise the out-of-pocket expenses you may have to incur during a claim by protecting you against the depreciation value of the scooter.

4. Return to invoice

In the event that an unforeseen event occurs, you will get the complete value of your bike. This value refers to the same amount mentioned on your bike's purchase invoice.

Make a Claim Under Your Honda Activa Bike Insurance

Take a look at the important documents that you need for claiming your Activa bike insurance:

  • Activa two-wheeler insurance policy document

  • Bike details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair

There are two ways of making Activa bike insurance claims:

  • Cashless Claim

Accidental damages will be repaired in a cashless manner at a network garage. The garage expenses will be paid by the insurer directly.

  • Claim Reimbursement

In case you want to get the repairs done at another garage, you can pay for the expenses and raise a reimbursement claim. When the claim is approved, the amount of expenses incurred will be transferred to your bank account.

Read About: Bike Insurance Claim Process

Tips to Reduce Activa Bike Insurance Premium

Follow the below tips to reduce the Activa bike insurance premium cost:

  • Use No Claim Bonus

    The No Claim Bonus is one of the most common ways of availing lower insurance premium rates. However, to enjoy this benefit, you need to ensure you make no claims during the policy period.

  • Compare Quotes Online

    Comparing multiple bike insurance quotes online before buying one is the most recommended tip! It enables you to gauge different policies against your insurance needs and then pick the most profitable plan.

  • Cover Small Claims

    Ensure that you do not make any claims for small expenses if you want to enjoy the No Claim Bonus. This reward is accessible only if you go without making any claims during the policy period.

  • Maintain Your Bike

    The insurance premium for vehicles in good condition is relatively less because bikes in poor condition are prone to losses. Hence, service your bike regularly so it embodies fewer issues.

Tips to Maintain Your Honda Activa

Here are a few ways to ensure your Activa runs smoothly:

  • Keep a Tab on the Tyre Pressure

    Maintain the type pressure of your Honda Activa to avoid putting additional stress on the engine or the internals of the vehicle.

  • Check the Engine

    See that your Activa’s engine is in good condition for smoother bike rides. Driving at a steady speed will maintain your engine’s efficacy for a long time.

  • Do Not Overload Your Bike

    Your bike could feel pressured if you continue adding extra weight on it. This can further damage the engine and other components of your motorcycle.

Honda Activa Maintenance Cost

The estimated maintenance cost for Honda Activa for 2 years is ₹4,772. The servicing cost for the first three services is free, but you will have to pay out of pocket once the free servicing expires. Here’s the Activa service schedule:

Honda Activa Service Schedule


Free or Paid

Honda Activa Service Cost*





























*Disclaimer: These are indicative prices. The actual cost of maintenance of Honda Activa may vary and change from time to time.

About Honda Activa

Originally launched in 1999, Honda Activa is known to have the best build in the scooter segment. It comes with full metal skin, which enables it to sustain tough conditions. This scooty is available in 6 colours namely rebel red metallic, matte steel black metallic, falcon blue metallic, pearl precious white, matte axis grey metallic, and matte magnificent copper metallic. Additionally, with a mileage of 60 km/l, Activa is also fuel-efficient! Now, let us further explore the Activa features, specs, on-road price, and more.

Honda Activa Specifications

Mileage (ARAI)

60 kmpl

Engine Capacity

109.2 cc

Max Power

7.96 PS @7,500 rpm

Max Torque

9 Nm @5,500 rpm

Fuel Tank Capacity

5.3 litres

Rear Brake


Front Brakes


No. of Cylinder


Note: The actual specifications may vary depending on the Honda Activa variant you choose.

Honda Activa Features

Here are a few key features of the Honda Activa:

  • Optional charging point

  • Seat-opening switch

  • DRLs

  • Digital odometer

  • Service due indicator

  • Combi brake system

  • Fuel gauge

Honda Activa On-Road Price Across Major Cities

Now that you know about the specifications and features of Honda Activa, it’s time to take a look at the on-road price of this scooty across major cities:


On-Road Price 


 ₹90,863 - ₹92,215*


 ₹81,907 - ₹83,813*


 ₹89,719 - ₹91,793*


 ₹85,788 - ₹87,762*


 ₹85,728 - ₹87,654*


Now that you are in a better place to decide whether you want to buy Activa, you must do the same amount of research and also buy a suitable bike insurance policy. At Finserv MARKETS, we offer a wide range of insurance policies and add-on covers, so you can customise the right plan for you and your bike. So, go to our ‘Bike Insurance’ page and explore the types of insurance covers we have in store for you!

Check Out Bike Insurance Plans Available at Bajaj MARKETS

FAQs on Honda Activa Insurance

  • ✔️What is the torque of the Honda Activa?

    The torque of Honda Activa is 10.3 Nm @ 5000 rpm.

  • ✔️How many gears are available in Honda Activa?

    There are CVT gears available in Honda Activa.

  • ✔️What is the kerb weight of Honda Activa?

    The kerb weight of Honda Activa is 111 Kg.

  • ✔️What is the engine power of Honda Activa?

    The engine power of Honda Activa is 8.29 PS @ 6500 rpm.

  • ✔️What is the fuel tank capacity of Honda Activa?

    The fuel tank capacity of Honda Activa is 5.3 Liters.

  • ✔️Is IDV important in bike insurance?

    The cost of your bike insurance is determined based on your bike’s Insured Declared Value, hence IDV is important when buying bike insurance.

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