Buy Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover at a premium of just ₹159

What is the Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover?

 

According to the most recent report released by the National Crime Records Bureau (NCRB), 43.9% of the deaths in India were caused due to accidents. With this number in mind, one can only imagine the magnitude of accidents that occur daily. 

 

Accidents give rise to expenses such as hospitalisation costs, pharmaceutical costs, room rent, etc. and incurring these costs, especially after the distress caused due to an accident, can bruise your finances. Thus, Bajaj Markets features the Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover from ManipalCigna Health Insurance Co. Ltd. at a premium rate of ₹159.

 

Key Features of the Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover

Minimal Premium Rate

The Accidental Hospitalisation and Personal Protective Equipment (PPE) Plan comes at a small premium rate of ₹159 only.

PP Gear Damage

Any damage sustained by the Personal Protective Equipment due to the accident can be covered by this policy.

IPD Coverage

This policy provides benefits of up to ₹10,000 for in-patient hospitalisation caused due to an unforeseen accident.

 

How to Apply for the Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover?

Listen below are the simple steps for you to purchase the Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover.

  • Click on Buy Now

    Head to the page and tap on 'Buy Now'.

  • Submit details

    Enter the necessary details in the online application form.

  • Pay online

    Once you submit the application form, pay the premium charges online to complete the process. The policy will be sent to your registered email id.

Eligibility Criteria

 

Pointed below is the eligibility criteria to purchase the Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover.

 

  • To be eligible for this policy, you are required to be between 18 years and 65 years of age.

 

What's Covered

 

Following are all the benefits and coverage provided by the Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover.

 

  • Hospitalisation Benefit

In case of an unfortunate accident occurring during the policy year, the hospitalisation costs as a result of the accident can be covered by this policy. The sum of up to ₹10,000 will be indemnified for IPD hospitalisation.  

 

  • PPE Coverage

As a massive addition to the policy, this plan offers special PPE coverage of up to ₹5,000 if the accident causes harm to your Personal Protective Gear. This gear/equipment consists of protective objects such as high-visibility vests, safety glasses of the eyes, safety boots, etc. 

 

Policy Plan Details & Specifications

 

Following are the details and specifications of the Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover.

 

Coverage/Benefit

Sum Insured

Premium Amount

Hospitalisation

₹10,000

₹159

Personal Protective Equipment

₹5,000

₹159

What’s Not Covered

 

Stated below are the exclusions of the Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover.

 

Sport Injuries

 

Injuries endured due to adventure sports are not covered under the Accidental Hospitalisation and Personal Protective Equipment (PPE) Cover. 

 

Pre-Existing Issues

 

Any ailments, diseases or injuries sustained prior to the commencement of the policy year cannot be covered by this policy.



*A full set of exclusions, terms and conditions are readily available for your reading in the policy document.


How to Make a Claim

 

The following are the ways in which you can contact ManipalCigna Health Insurance Co. Ltd. to claim the benefits and coverage of this policy.

 

  • Email

You can write to the insurer at servicesupport@manipalcigna.com.

 

  • Toll-free Number

To claim this policy, you can call the insurer on 1800-102-4462.

 

Customer Care Details

 

For any queries or questions, you can contact Bajaj Markets at insuranceconnect@bajajfinservmarkets.in.

 

FAQs on Accidental Hospitalisation and PPE Cover

  • ✔️Can I buy the policy after the accident and still use its benefits?

    The accident must occur during the policy year for you to be eligible for the benefits. Any injuries or ailments sustained prior to the commencement of the policy year will not be covered. 

  • ✔️What classifies as Personal Protective Equipment?

    Personal Protective Equipment, also known as PPE, refers to the gear worn to protect the body from injuries and harm due to chemical, electrical, mechanical, physical or radiological accidents. Personal Protective Gear such as masks, tool and equipment belts, knee-pads, high-visibility vests, boots, respiratory protection, safety glasses, etc. are examples of PPE that could be covered by this policy.

  • ✔️If I require medical treatments, other than hospitalisation, can I claim the benefit amount?

    If the accident that occurred during the policy year has resulted in a resolute need for medical treatment, the benefit amount can cover that; although, the treatment expenses should fall within the limits of the maximum benefit amount.