End-Stage Lung Disease Insurance Cover

Lung disease can take varied forms, and an end-stage lung disease, where the ailment progresses to hamper the smooth functioning of the lung, can be the most hard-hitting, both physically and financially. In order to protect yourself financially during such situations, consider availing the Group Care 360 - End-Stage Lung Disease Cover plan provided by Care Health Insurance Co. Ltd. With this plan, you can get coverage amounting up to ₹3 Lakhs for the treatment of end-stage lung disease.

Here are the details of this insurance cover: 

• In-patient Cover and Pre & Post Hospitalisation

In-patient hospitalisation costs along with those arising prior to and post-hospitalisation pertaining to end-stage lung disease are covered under this plan.

• Treatment Charges

This policy provides coverage for the treatment of end-stage lung disease. This includes hospital room rent, cost of medicines and tests, ICU charges, blood transfusion expenses, and doctors’ fees.

• Diagnostic Tests

Tests conducted during the pre-outlined pre-hospitalisation period or during the hospitalisation period are covered under this policy.

• Ambulance Charges

Ambulance expenses of up to ₹2,000 are covered under the End-Stage Lung Disease Cover.

• Hospitalisation Expenses

In-patient hospitalisation costs along with pre-hospitalisation costs before 30 days of admission and post-hospitalisation up to 60 days of discharge are covered.

• Previous Ailments

Pre-existing diseases are not covered by this plan and therefore cannot be used when applying for a claim.

• Other Health Conditions

Hospitalisation pertaining to reasons other than end-stage lung disease is not covered by this plan.

• Waiting Period

In the event that you undergo any treatment for an illness or injury during the initial 90-day waiting period, it will not be covered under the policy.

• Ailments due to Drug Abuse

Liver disease arising from secondary causes or owed to the abuse of intoxicants like drugs and alcohol are not covered.

Here are the three easy steps to apply for this insurance cover:

• Click on ‘Buy Now’

Visit the End-Stage Lung Disease Cover product page on Bajaj Markets and select the ‘Buy Now’ option.

• Provide Your Details

Enter all the required details in the online application form.

• Pay the Insurance Premium

Use any online mode of payment like net banking, UPI, etc. to pay the premium for this policy.

In order to file a claim, you can connect with the insurer’s claims via the following methods:

• Email - claims@careinsurance.com

• Toll-Free Number - 1800-102-4488

For any queries related to this insurance cover, you can connect with Bajaj Markets at insuranceconnect@bajajfinservmarkets.in.