Applying for a credit card is just the first step towards enjoying the benefits of the card. It is important to check if your application is on hold, rejected, or approved, to take the necessary steps.
You can easily track the status of your application online or offline. Simply use your application reference number, date of birth, or application form number along with your registered mobile number. Keeping updated helps you take a call on whether you need to get in touch with the customer care team or apply for a different credit card.
Check Application Status via Net Banking
Step 1: Visit the HDFC Bank Official Website
- Open your web browser and go to HDFC Bank’s website.
Step 2: Navigate to the Credit Card Section
- Look for the ‘Credit Cards’ option in the menu.
- Click on ‘Track your Credit Card’.
Step 3: Access the Application Tracking Page
- Click on the link that allows you to track the credit card application status.
- You will be redirected to a new page.
Step 4: Enter Your Details
- Provide your registered mobile number.
- Enter any one of the following:
- Application Reference Number
- Application Form Number
- Date of Birth
Step 5: Complete the Verification
- Enter the security code displayed on the screen.
- Click on ‘Submit’.
Step 6: View Your Credit Card Application Status
- Your credit card application status will be displayed on the screen.
Track Credit Card Dispatch Using Air Waybill Number
Step 1: Visit the Tracking Page
- Go to HDFC Credit Card Dispatch Tracking.
Step 2: Enter Air Waybill Number
- Type the Air Waybill Number received via SMS or letter from HDFC Bank.
Step 3: Check the Dispatch Status
- Click on ‘View Details’.
- The system will display the delivery status and expected arrival date of your credit card.
Track HDFC Bank Credit Card’s Application Status with Customer Care
Step 1: Contact HDFC Bank Customer Care
- Dial 1860 267 6161 or 1800 202 6161 from your registered mobile number.
Step 2: Provide Identification Details
- Share your application number, registered mobile number, or date of birth for verification.
Step 3: Receive Application Status
- The customer care representative will check the system and provide your credit card application status.
Track HDFC Bank Credit Card’s Application Status with SMS Banking
Step 1: Ensure SMS Banking is Activated
- You must be registered for HDFC Bank’s SMS Banking facility to use this service.
Step 2: Send an SMS to Track the Status
- Send an SMS with the respective code to 7308080808 from your registered mobile number.
Step 3: Receive a Response
- You will get an SMS update with your application status on your registered mobile number.
Track HDFC Bank Credit Card’s Application Status with Branch Visit
Step 1: Locate the Nearest HDFC Bank Branch
- Visit your nearest HDFC Bank branch to check your credit card status.
Step 2: Meet a Customer Care Representative
- Request assistance in tracking your credit card application.
Step 3: Provide Your Details
- Share your application number or registered mobile number for verification.
Step 4: Get Your Application Status
- The representative will check the system and inform you about your credit card application status.
While tracking the current HDFC Bank credit card application status, you may come across certain terms. It is crucial to know how to decode these to understand the status of your application.
Check out the table below to find out the meanings of various HDFC Bank credit card status updates.
Application Status |
Meaning |
In-progress |
It means that your HDFC Bank credit card application is under review, and the final decision is pending. |
On Hold |
It means the bank requires more information to evaluate your application. This could happen when there are discrepancies in the information provided. |
Approved |
It means that the bank duly approved your credit card application and is in the process of dispatching the card. |
Dispatched |
It means that your credit card has been couriered to your registered address. Tracking the shipment can help you estimate the delivery date. |
Rejected |
It means that your HDFC Bank credit card application did not get approval from the bank during the review. You may need to contact the bank and understand the details, in order to reapply. |
No Records Found |
It means that the information you entered was incorrect. You can try refreshing the page and entering the correct details. Contact the bank’s customer care number for further clarity. |
In case your application is rejected, you can contact the bank’s customer care to find out the exact reason. Either you can wait for 6 months before filing a fresh application or apply for another credit card that you qualify for.
Why did HDFC Bank reject my credit card request?
Your HDFC Bank credit card application may be rejected due to many reasons like:
- Low credit score
- Income instability
- Multiple unpaid EMIs
You can visit a branch or call customer care to seek guidance and understand the reason behind the rejection.
How to check my HDFC Bank credit card application status if I have misplaced my application reference number?
There are alternative options available to check your HDFC Bank credit card application status. You can track it using your application form number or birth date.
How many days does it take to get approval on an HDFC Bank credit card application?
HDFC Bank generally takes around a couple of working days to process your credit card application.
When can I check my HDFC Bank credit card application status?
When you successfully submit your application, you will get a reference number. You can use it to check your application status post 2-3 days.
Can I check my HDFC Bank credit card application status without a reference number?
Yes, you can check your application status even without a reference number. You can use the application form number or your date of birth to check your card’s application status.
What details are required to check HDFC Bank credit card application status?
To check your HDFC Bank credit card application status, you need either:
- Registered mobile number
- Application reference number/Application form number/Birth date
I am unable to use the Internet. How can I find out the status of my HDFC Bank credit card application?
You can check your HDFC Bank credit card application status even if you do not have access to the Internet. Simply call the HDFC Bank toll-free number 1800 1600 or 1800 2600 from your registered mobile number.
Once you connect with a bank representative, provide the required details to get a status update. Alternatively, you can also visit an HDFC Bank branch to know your credit card status.
Why is my HDFC Bank credit card application status under review?
Once you apply for an HDFC Bank credit card, the bank will review your application and the accompanying documentation. This process may take a few days. During this time, your HDFC Bank credit card application status may show up as ‘In Progress’ or ‘Under Review’.
You can check the status once again after a few days to see if there has been any change.
