SBI Prime Credit Card

SBI PRIME Credit Card

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SBI PRIME Credit Card

The SBI Card PRIME is one of the most premium credit cards that you can own in India. At an annual fee of ₹2,999 + GST, you can enjoy a host of benefits, such as rewards points, e-vouchers, complimentary lounge access at airports, fuel surcharge waiver, complimentary Club Vistara membership, and much more. Here is everything you need to know about the SBI Card PRIME, including features and benefits, eligibility criteria, documents required, application process, fees and charges, rewards, customer care details.

SBI PRIME Card Benefits and Features

Welcome e-Gift Vouchers

Get exciting welcome e-gift vouchers worth ₹3,000. Choose from an array of travel and lifestyle brands, including Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop.

PRIME Benefits

Get 10 SBI Card PRIME Reward Points per ₹100 spent on dining, groceries, departmental stores, and movies.

Milestone Benefits

Get a Pizza Hut e-voucher worth ₹1,000 on achieving spends of ₹50,000 in a calendar quarter. Avail a waiver of credit card renewal fee on annual spends of ₹3 lakh and win e-gift vouchers worth ₹7,000 from Yatra/Pantaloons on achieving annual spends of ₹5 lakh!

Airport Lounge Access

Enjoy 4 complimentary visits per calendar year to International Priority Pass Lounges outside India (max. 2 visits per quarter) and 8 complimentary visits per calendar year to Domestic Visa/Mastercard lounges anywhere within India (max. 2 visits per quarter).

Mastercard/Visa Privileges

Avail 4 complimentary green fees access per year and 1 complimentary golf lesson per month at select golf courses in India. Get exclusive benefits across 900 luxury hotels worldwide. Avail savings of 10% off on Hertz car rental and up to 35% off on Avis Car Rentals.

Global Acceptance

SBI Card PRIME is accepted at over 24 million outlets across the globe, as well as 3,25,000 outlets in India, which makes it your ideal travel partner.

Birthday Benefit

On every ₹100 spent on your birthday, earn 20 reward points. The reward points earned one day prior to your birthday, on the day, and one day after the birthday are capped at 2,000 reward points per calendar year.

Trident Privilege Membership

Avail complimentary Trident Privilege Red Tier Membership and get access to 1,000 Welcome Points on registration. You also get 1,500 Bonus Points on your first stay at Trident, along with hotel credit of ₹1,000 hotel on extended night stay.

Club Vistara Membership

The SBI Card PRIME comes with a complimentary Club Vistara Silver membership along with one upgrade voucher. You also get the option to earn 9 Club Vistara Points for every ₹100 spent on Vistara flights.

Contactless Benefit

The card is equipped with the latest contactless technology which assists in faster, better and more secure payments.

Fuel Benefit

1% Fuel Surcharge Waiver (maximum ₹250) on fuel purchases worth ₹500 and ₹4,000 across all petrol pumps.

What is the SBI PRIME Card Eligibility Criteria?

The SBI Prime credit card eligibility criteria are mentioned below:

  • Salaried applicants should be between the age of 21-55 years

  • Self-employed applicants should be between the age of 21-70 years

  • The applicant should be a resident of India

What Documents are Required for SBI PRIME Card Application?

If you are eligible for the SBI PRIME Card application, you would need to provide some credit card documents as proof. These include:

  • Proof of Income: Latest 3 months’ salary slip/Form 16/IT return copy

  • Residence Proof Passport, Voter ID, Aadhaar card, Driving licence, Ration card, property documents, lease/rent agreement, Utility bills of the last three months, etc.

  • Identity Proof: Passport, PAN card, Voter ID, Aadhaar card, Driving licence, Ration card, etc.

How to Apply for SBI PRIME Card?

The SBI credit card application process is simple and easy to follow. You can either visit the Finserv MARKETS website or the app and complete the steps mentioned below.

Step 1: On the website/app, check the range of SBI credit cards available for your choosing.

 

Step 2: Enter the requested details to ascertain your eligibility.

 

Step 3: Compare the credit card fees and charges as well as the credit card features and benefits.

 

Step 4: Select the SBI PRIME Card.

 

Step 5: Submit your application.

 

Once you are through with the process, you can also check your SBI Card application status. Moreover, you can also apply for an SBI add-on credit card after receiving your primary SBI PRIME credit card.

What are the Different SBI PRIME Card Rewards?

The SBI Card PRIME rewards are mentioned below:

  • 20 reward points per ₹100 for standing instructions on Utility Bill payments

  • 10 reward points per ₹100 spent on Dining, Departmental stores, Groceries and Movies.

  • 2 reward points per ₹100 spent on all other categories apart from fuel.

  • 20 Reward Points as Birthday Rewards per ₹100 spent on your birthday, one day before and one day after.

What are the SBI PRIME Card Fees and Charges?

The fees and charges of SBI PRIME credit card are listed below:

Category

SBI Card PRIME Charges

Annual Fee

₹2,999 + GST

Renewal Fee (per annum)

₹2,999 + GST from the second year

Add-on Fee (per annum)

Nil

Finance charges

Starting at 3.50% per month or 42% per annum

Overdue finance charges

3.65% per month or 43.8% per annum

Minimum amount due

5% of Total Outstanding

Payment Dishonour fee

2% of the payment amount, subject to a minimum of ₹500

Statement retrieval

₹100 per statement, which is two or more months old

Late Payment

NIL for Total Amount due from ₹0: ₹500

₹400 for Total Amount due between ₹500 & up to ₹1000

₹750 for Total Amount due between ₹1,000 and ₹10,000

₹950 for Total Amount due between ₹10,000 and ₹25,000

₹1,100 for Total Amount due between ₹25,000 and ₹50,000

₹1,300 for Total Amount due greater than ₹50,000

Additional ₹100 will be charged on non-payment of Minimum Amount Due by the due date for two consecutive billing cycles

Card replacement

₹100

Emergency card replacement, when abroad

Actual cost with a minimum of $175

Foreign currency transaction

3.5%

Dynamic Currency Conversion

3.50% (only for transactions greater than or equal to ₹1,000)

Cash Payment Fee

₹250 + GST

Cheque Payment Fee

₹100

Overlimit fee

2.5 % of the over-limit amount or ₹600

Rewards Redemption Fee (for gifts, special vouchers and cash redemption, only)

₹99

Cash Advance Fees (domestic and international ATMs)

2.5% or ₹500 whichever is higher

Note: Interest-free period on SBI Prime Credit Card is 20 to 50 days.

What is the SBI PRIME Card Customer Care Number?

You can call the SBI credit card customer care team helpline number:

1860 180 1290 (toll-free) or

39 02 02 02 (prefix local STD code)

You can also reach out to them via email at customercare@sbicard.com.

How to Pay Bills Using the SBI PRIME Credit Card?

You can easily pay bills using the SBI PRIME card via multiple channels like mobile app, UPI, etc. Here is how to pay the bills using the SBI card mobile app:

Step 1: Download the SBI card mobile app and log in using your SBI card online user ID and password. If you haven’t registered yet, click on ‘Register Now.’

 

Step 2: Click on the ‘Pay now’ button at the bottom of the Account Summary page.

 

Step 3: Enter your registered mobile no and email ID.

 

Step 4: Select the amount you wish to pay: Total Outstanding Amount, Minimum Amount Due, or any other amount.

 

Step 5: Select the payment option and the bank name from the drop-down menu.

 

Step 6: Confirm the details. You will be securely redirected to your bank’s payment interface to authorise the payment.

 

The amount will get debited online from your account and you will receive the transaction confirmation with a Transaction Reference Number on your registered mobile number and e-mail id. In most cases, your payment should instantly reflect on your SBI Credit Card account.

Other Credit Cards Offered by State Bank of India

Credit cards offered by SBI which are similar to SBI PRIME Card are listed below:

Credit Card

Ideal For

SBI BPCL Credit Card

Fuel, Traveling, Shopping

SBI BPCL Octane Credit Card

Fuel, Traveling, Shopping

Central SBI Credit Card

Shopping, Dining, Entertainment

Club Vistara SBI Card

Traveling, Entertainment, Dining

SBI ELITE Card

Shopping, Entertainment, Fuel, Dining

FBB SBI STYLEUP Card

Shopping, Rewards, Cashback

SBI IRCTC RUPAY Card

Traveling, Entertainment, Fuel

SBI Lifestyle Credit Card

Shopping, Rewards, Cashback

Max SBI Card SELECT

Shopping, Rewards, Cashback

SimplyCLICK SBI Card

Shopping, Entertainment, Fuel

SimplySAVE SBI Card

Shopping, Entertainment, Fuel

To know more about other SBI credit card offers, steps to contact the SBI credit card customer care, ways to redeem SBI Card reward points, process to complete credit card netbanking login, etc., browse the Finserv MARKETS website. Finserv MARKETS is your one-stop platform to compare different types of credit cards such as Travel credit cards, Shopping credit cards, Lifetime-free credit card, Visa credit card, etc., from popular partner banks and choose the one that works best for you. So quit waiting and apply for a credit card with Finserv MARKETS today!

FAQs on SBI PRIME Credit Card

  • ✔️What are the options for redeeming my SBI PRIME Card Reward Points?

     Reward points accumulated on your credit card account can be redeemed in the following ways:

    • Redemption against gift vouchers can be made through sbicard.com or SBI card mobile app.

    • Redemption against cash can be made by writing to sbicard.com/email or by calling the SBI Card helpline number at 1860 180 1290 or 39 02 02 02 (prefix STD code).

  • ✔️What are the documents acceptable to apply for the SBI PRIME Card?

    The documentation required to apply for an SBI PRIME credit card is as follows:

    • Proof of Income: Latest 3 months’ salary slip/Form 16/IT return copy

    • Residence Proof Passport, Voter ID, Aadhaar card, Driving licence, Ration card, property documents, lease/rent agreement, Utility bills of the last three months, etc.

    • Identity Proof: Passport, PAN card, Voter ID, Aadhaar card, Driving licence, Ration card, etc.

  • ✔️What is the SBI Card PRIME credit limit?

    There is no fixed credit limit. The credit limit is set by the card issuer, SBI, and is dependent on the cardholder’s credit profile and credit score.

  • ✔️ What are the benefits of an SBI PRIME credit card?

    Key benefits of the SBI PRIME credit card include 20x reward points on each purchase of ₹100 on standing instruction utility bill payments, and 10 reward points when you spend on groceries, dining, movies, and apparel.

  • ✔️ Is the SBI PRIME card good?

    Yes, applying for the SBI PRIME card is a good option. Apart from the lucrative features and benefits, you also get welcome gift vouchers, milestone advantages, and a host of reward points.

  • ✔️What is the minimum balance required in savings account for an SBI PRIME card?

    The minimum balance required in SBI savings account for an SBI PRIME card is ₹3,000 in metros.