SBI Prime Credit Card


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The SBI Card PRIME is one of the most premium credit cards available in India. At an annual fee of only ₹2,999 + GST, you can enjoy a host of benefits such as rewards points, e-vouchers, complimentary lounge access at airports, fuel surcharge waiver, complimentary Club Vistara membership, and much more. 


Here is everything you need to know about the SBI PRIME credit card, including its features and benefits, eligibility criteria, documents required, application process, fees and charges, rewards, customer care detail, among other things.

Key Highlights of SBI PRIME Credit Card

Check out the key highlights of the SBI PRIME credit card below.


  • Type of Card: Premium credit card

  • Category of Card: Rewards credit card

  • Membership Fee: ₹2,999 + taxes

  • Annual Renewal Fee: ₹2,999 + taxes

  • Best Features of the Card:

  • Welcome gift e-voucher worth ₹3,000

  • Complimentary Trident Privilege Red Tier membership

  • Complimentary Club Vistara Silver membership

  • 4 complimentary visits to international priority pass lounges per calendar year 

  • 8 complimentary visits to domestic lounges in India per calendar year 

How to Apply for an SBI PRIME Card

You can easily apply for the SBI Card PRIME on Bajaj MARKETS. Here is a step-by-step guide to help you with this.


  • Step 1: Visit the Bajaj MARKETS website. 

  • Step 2: Heard to the ‘Credit Cards’ section. 

  • Step 3: Click on the ‘Apply Now’ button. 

  • Step 4: Enter the details needed, like your mobile number, profession and date of birth.

  • Step 5: Enter the OTP received on your registered mobile number and proceed.

  • Step 6: Select the SBI credit card you wish to apply for, which in this case is the SBI Card PRIME.

  • Step 7: Enter the details required in the credit card application form accurately, and submit it online.

  • Step 8: You will then receive the credit card at the address provided, after your application is successfully verified. 

Eligibility Criteria and Documents required to apply for SBI PRIME Card

Before you apply for the SBI Card PRIME, you need to know what the eligibility criteria are. You should also be aware of the documents required for the application process. Check out these details below.


Eligibility Criteria for the SBI PRIME Credit Card

To be eligible for the SBI PRIME card, you need to meet the following basic eligibility criteria.

  • You should be a resident of India. 

  • You should be a salaried professional or a self-employed individual. 

  • You should be between the age of 21-70 years.

  • You should have a regular source of income.

  • You should have a good credit score.


Documents Required for the SBI PRIME Credit Card

If you are eligible for the SBI Card PRIME, you need to submit the following documents along with your application.


  • Identity Proof: PAN, Aadhaar Card, Passport, Voter’s ID, Driving licence, or any other government-approved photo ID proof

  • Address Proof: Aadhaar Card, Passport, Driving licence, latest utility bill, Voter’s ID, or any other government-approved address proof

  • Income Proof: Latest 3 months’ salary slip, Income Tax Return, or Form 16

  • Miscellaneous: A colour photograph of the applicant

SBI PRIME Card Rewards

The SBI PRIME card’s benefits include a comprehensive system of reward points on different kinds of transactions made using your card. Check out the rewards you can earn with your SBI PRIME credit card. 


  • 10 reward points per ₹100 spent on dining, groceries, departmental stores and movies

  • 20 reward points per ₹100  spent on your birthday (capped at 2000 reward points per calendar year)

Features and Benefits of the SBI PRIME Credit Card

If you are interested in applying for this card, you may be wondering what the SBI PRIME card’s benefits are. Here is a preview of the advantages that this card offers its holders. 


  • Welcome e-Gift Vouchers

Get exciting welcome e-gift vouchers worth ₹3,000. Choose from an array of travel and lifestyle brands, including Yatra, Hush Puppies, Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop, among others. 


  • PRIME Benefits

Get 10 SBI reward points per ₹100 spent on dining, groceries, departmental stores, and movies.


  • Milestone Benefits

Get a Pizza Hut e-voucher worth ₹1,000 on spends of ₹50,000 in each calendar quarter. Also, your credit card renewal fees will be waived in case of annual spends of ₹3 lakhs. You can even win e-gift vouchers worth ₹7,000 from top brands like Yatra and Pantaloons on annual spends of ₹5 lakhs.


  • Airport Lounge Access

Enjoy 4 complimentary visits per calendar year to international priority pass lounges, subject to a maximum of 2 visits per quarter. Also get 8 complimentary visits per calendar year to domestic lounges, subject to a maximum of 2 visits per quarter.


  • Birthday Benefit

On every ₹100 spent on your birthday, earn 20 reward points. The reward points earned one day prior to your birthday, on the day, and one day after the birthday are capped at 2,000 reward points per calendar year.


  • Trident Privilege Membership

Get complimentary Trident Privilege Red Tier membership and enjoy access to 1,000 Welcome Points on registration. You even get 1,500 Bonus Points on your first stay at any Trident Hotel, along with hotel credit of ₹1,000 in case of an extended night stay.


  • Club Vistara Membership

The SBI Card PRIME also gives you a complimentary Club Vistara Silver membership along with one upgrade voucher. You also get the option to earn 9 Club Vistara Points for every ₹100 spent on Vistara flights.


  • Contactless Benefit

The card is equipped with the latest contactless technology which assists in faster, better and more secure payments.


  • Fuel Benefit

1% waiver of fuel surcharge (up to ₹250) on fuel purchases worth ₹500 to ₹4,000 across all petrol pumps in India.

SBI PRIME Credit Card Customer Care Number

In case of any queries or complaints, you can always get in touch with the bank’s customer care team in any of the following ways. 


  • Call the team of SBI credit card customer care on 1860 180 1290 (toll-free) or 39 02 02 02 (prefix local STD code)

  • Reach out to them via email at

FAQs on SBI PRIME Credit Card

  • ✔️How can I activate my SBI PRIME credit card?

    To activate your SBI PRIME credit card, you can use any of the following options —

    • Option 1: Login to your SBI Card account at and activate your card. 

    • Option 2: Write to the bank at 

    Option 3: Call the bank’s helpline number to activate your card.

  • ✔️What is the annual fee charged for the SBI PRIME credit card?

    The annual fee charged on the SBI PRIME card is ₹2,999 plus taxes.

  • ✔️What is the limit of an SBI PRIME credit card?

    The credit limit set on an SBI PRIME card is not fixed. It depends on the card holder’s credit history and credit score, among other factors. It is set by the bank based on the card holder’s credit profile.


  • ✔️ What are the options for redeeming the reward points on my SBI PRIME Card?

    You can redeem the reward points accumulated on your credit card account in the following ways: 

    • Redemption against gift vouchers through or on the SBI card mobile app

    • Redemption against cash by writing to, sending an email to the bank, or by calling the SBI Card helpline number at 1860 180 1290 or 39 02 02 02 (prefix STD code)

  • ✔️What is the SBI PRIME card’s credit limit?

    There is no fixed credit limit. The credit limit is set by the card issuer, which is SBI in this case. And it depends on the cardholder’s credit profile and credit score.

  • ✔️Is the SBI PRIME card good?

    Yes, applying for the SBI Card PRIME is a good option. Apart from the lucrative features and benefits, you also get welcome gift vouchers, milestone advantages, and a host of reward points.


  • ✔️What is the minimum balance required in a savings account for an SBI PRIME card?

    The minimum balance required in an SBI savings account for an SBI PRIME card holder was originally ₹3,000 in metros, ₹2,000 in semi-urban areas and ₹1,000 in rural areas. However, in 2020, the bank waived off the requirement to maintain a minimum balance on all SBI savings accounts.