The SBI Card PRIME is one of the most premium credit cards available in India. At an annual fee of only ₹2,999 + GST, you can enjoy a host of benefits such as rewards points, e-vouchers, complimentary lounge access at airports, fuel surcharge waiver, complimentary Club Vistara membership, and much more.
Here is everything you need to know about the SBI PRIME credit card, including its features and benefits, eligibility criteria, documents required, application process, fees and charges, rewards, customer care detail, among other things.
Check out the key highlights of the SBI PRIME credit card below.
Type of Card: Premium credit card
Category of Card: Rewards credit card
Membership Fee: ₹2,999 + taxes
Annual Renewal Fee: ₹2,999 + taxes
Best Features of the Card:
Welcome gift e-voucher worth ₹3,000
Complimentary Trident Privilege Red Tier membership
Complimentary Club Vistara Silver membership
4 complimentary visits to international priority pass lounges per calendar year
8 complimentary visits to domestic lounges in India per calendar year
You can easily apply for the SBI Card PRIME on Bajaj MARKETS. Here is a step-by-step guide to help you with this.
Step 1: Visit the Bajaj MARKETS website.
Step 2: Heard to the ‘Credit Cards’ section.
Step 3: Click on the ‘Apply Now’ button.
Step 4: Enter the details needed, like your mobile number, profession and date of birth.
Step 5: Enter the OTP received on your registered mobile number and proceed.
Step 6: Select the SBI credit card you wish to apply for, which in this case is the SBI Card PRIME.
Step 7: Enter the details required in the credit card application form accurately, and submit it online.
Step 8: You will then receive the credit card at the address provided, after your application is successfully verified.
Before you apply for the SBI Card PRIME, you need to know what the eligibility criteria are. You should also be aware of the documents required for the application process. Check out these details below.
To be eligible for the SBI PRIME card, you need to meet the following basic eligibility criteria.
You should be a resident of India.
You should be a salaried professional or a self-employed individual.
You should be between the age of 21-70 years.
You should have a regular source of income.
You should have a good credit score.
If you are eligible for the SBI Card PRIME, you need to submit the following documents along with your application.
Identity Proof: PAN, Aadhaar Card, Passport, Voter’s ID, Driving licence, or any other government-approved photo ID proof
Address Proof: Aadhaar Card, Passport, Driving licence, latest utility bill, Voter’s ID, or any other government-approved address proof
Income Proof: Latest 3 months’ salary slip, Income Tax Return, or Form 16
Miscellaneous: A colour photograph of the applicant
The SBI PRIME card’s benefits include a comprehensive system of reward points on different kinds of transactions made using your card. Check out the rewards you can earn with your SBI PRIME credit card.
10 reward points per ₹100 spent on dining, groceries, departmental stores and movies
20 reward points per ₹100 spent on your birthday (capped at 2000 reward points per calendar year)
If you are interested in applying for this card, you may be wondering what the SBI PRIME card’s benefits are. Here is a preview of the advantages that this card offers its holders.
Get exciting welcome e-gift vouchers worth ₹3,000. Choose from an array of travel and lifestyle brands, including Yatra, Hush Puppies, Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop, among others.
Get 10 SBI reward points per ₹100 spent on dining, groceries, departmental stores, and movies.
Get a Pizza Hut e-voucher worth ₹1,000 on spends of ₹50,000 in each calendar quarter. Also, your credit card renewal fees will be waived in case of annual spends of ₹3 lakhs. You can even win e-gift vouchers worth ₹7,000 from top brands like Yatra and Pantaloons on annual spends of ₹5 lakhs.
Enjoy 4 complimentary visits per calendar year to international priority pass lounges, subject to a maximum of 2 visits per quarter. Also get 8 complimentary visits per calendar year to domestic lounges, subject to a maximum of 2 visits per quarter.
On every ₹100 spent on your birthday, earn 20 reward points. The reward points earned one day prior to your birthday, on the day, and one day after the birthday are capped at 2,000 reward points per calendar year.
Get complimentary Trident Privilege Red Tier membership and enjoy access to 1,000 Welcome Points on registration. You even get 1,500 Bonus Points on your first stay at any Trident Hotel, along with hotel credit of ₹1,000 in case of an extended night stay.
The SBI Card PRIME also gives you a complimentary Club Vistara Silver membership along with one upgrade voucher. You also get the option to earn 9 Club Vistara Points for every ₹100 spent on Vistara flights.
The card is equipped with the latest contactless technology which assists in faster, better and more secure payments.
1% waiver of fuel surcharge (up to ₹250) on fuel purchases worth ₹500 to ₹4,000 across all petrol pumps in India.
In case of any queries or complaints, you can always get in touch with the bank’s customer care team in any of the following ways.
Call the team of SBI credit card customer care on 1860 180 1290 (toll-free) or 39 02 02 02 (prefix local STD code)
Reach out to them via email at customercare@sbicard.com
To activate your SBI PRIME credit card, you can use any of the following options —
Option 1: Login to your SBI Card account at www.sbicard.com and activate your card.
Option 2: Write to the bank at www.sbicard.com/email.
Option 3: Call the bank’s helpline number to activate your card.
The annual fee charged on the SBI PRIME card is ₹2,999 plus taxes.
The credit limit set on an SBI PRIME card is not fixed. It depends on the card holder’s credit history and credit score, among other factors. It is set by the bank based on the card holder’s credit profile.
You can redeem the reward points accumulated on your credit card account in the following ways:
Redemption against gift vouchers through sbicard.com or on the SBI card mobile app
Redemption against cash by writing to sbicard.com, sending an email to the bank, or by calling the SBI Card helpline number at 1860 180 1290 or 39 02 02 02 (prefix STD code)
There is no fixed credit limit. The credit limit is set by the card issuer, which is SBI in this case. And it depends on the cardholder’s credit profile and credit score.
Yes, applying for the SBI Card PRIME is a good option. Apart from the lucrative features and benefits, you also get welcome gift vouchers, milestone advantages, and a host of reward points.
The minimum balance required in an SBI savings account for an SBI PRIME card holder was originally ₹3,000 in metros, ₹2,000 in semi-urban areas and ₹1,000 in rural areas. However, in 2020, the bank waived off the requirement to maintain a minimum balance on all SBI savings accounts.