SBM ZET Credit Card Login: Access Your Account via the ZET App

You need to install the ZET mobile app on your smartphone before you can register or log in to your credit card account.

• The ZET app is available on both Android and iOS platforms

• You can download the app from the Google Play Store or Apple App Store

• The app is compatible with most modern Android and iOS operating systems

• Basic permissions, such as access to SMS for OTP verification and device security checks, are required for proper functioning

Using the official app ensures secure access and seamless integration with your SBM ZET Credit Card features.

If you are using the app for the first time, you must complete a simple registration process before account access.

Follow these steps to register successfully:

1. Download and open the ZET app on your mobile device

2. Enter your registered mobile number and complete OTP verification

3. Create your account by setting up the required credentials

4. Upload necessary KYC documents as prompted in the app

5. Apply for the SBM ZET Credit Card and open a fixed deposit of ₹5,000 with SBM Bank to activate the card

Once registration and verification are complete, you can proceed to log in and start managing your credit card directly through the app.

You can complete your SBM ZET Credit Card login directly through the ZET mobile app using your registered mobile number.

To log in to your account:

1. Open the ZET app on your smartphone

2. Enter your registered mobile number

3. Verify your identity using the OTP sent to your number

4. Enter your password, if prompted

5. Use biometric authentication, such as fingerprint or face recognition, if enabled on your device

Once logged in, you are taken to the dashboard, where you can view and manage all credit card‑related details.

The ZET app dashboard gives you a consolidated view of your credit card account and key controls in one place.

From the dashboard, you can:

• View your active SBM ZET Credit Card and linked fixed deposit details

• Check your available credit limit and outstanding balance

• Track recent transactions and spending categories

• Access monthly statements and billing summaries

• Make credit card payments through supported payment modes

• View reward points or applicable benefits, if available

• Update account settings and notification preferences

If you forget your login credentials, you can recover access to your account using a secure, OTP‑based process.

To reset your password:

1. Open the ZET app and select the Forgot Password option on the login screen

2. Enter your registered mobile number

3. Verify your identity using the OTP sent to your number

4. Create a new password and confirm it to regain access

If OTP verification fails or your account remains inaccessible, you can contact customer care through the app or official support channels for further assistance. This ensures your account access is restored only after proper identity verification.

The ZET app includes multiple safety features to protect your credit card account from unauthorised access.

Key security measures include:

• Two‑factor authentication (2FA) using OTP verification during login and sensitive actions

• Biometric login, such as fingerprint or face recognition, supported on compatible devices

• Device‑based access controls, which restrict login from unrecognised devices

• Automatic session time‑out, which logs you out after inactivity

• Alerts for suspicious activity, helping you take quick action if unusual behaviour is detected

• Account lock options, available through support if you suspect unauthorised access

You are advised to keep your app updated, avoid sharing OTPs, and use biometric authentication where available for added security.