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Book Flight Tickets on EMI Without a Credit Card

Book flight tickets on EMI with the Bajaj Finserv EMI Network Card and travel stress-free!

Partner Stores 1.5 Lakh
Max. Pre-qualified Loan Offer ₹3 Lakhs

Last updated on: April 28, 2026

You can book flight tickets on EMI without a credit card and manage your travel expenses more easily. Using the Bajaj Finserv Insta EMI Card, you can book domestic and international flights on platforms such as MakeMyTrip, Goibibo, and EaseMyTrip.

Instead of paying the full fare upfront, you can convert the ticket cost into affordable monthly instalments, payable over a chosen tenure. This allows you to plan your travel without putting pressure on your monthly budget.

Flight Tickets on EMI

The Bajaj Finserv Insta EMI Card comes with a pre‑approved loan limit of up to emicloan and allows you to choose EMI tenures of up to 60 months, subject to applicable terms. A minimum booking amount may apply, depending on the platform and financing conditions.

For example, if your flight ticket costs ₹15,000, you can opt for a 3‑month EMI plan and pay ₹5,000 per month under a 0% interest EMI, where applicable. Actual EMI amounts depend on the selected tenure and eligibility.

How to Book Flights on EMI

Follow these simple steps to book a flight ticket on EMIs using the Bajaj Finserv Insta EMI Card:

  1. Visit an offline Bajaj Finserv partner travel agency or provider

  2. Choose the destination, airline, and fare class

  3. Pick the option to pay using your Bajaj Finserv Insta EMI Card

  4. Select a repayment tenure appropriate for you

  5. Provide your card details to the store executive

  6. Share the One Time Password (OTP) to complete the transaction

EMI Cancellation and Refund Policy for Flight Tickets

You can cancel a flight ticket booked on EMI by initiating the cancellation directly on the booking platform used, such as MakeMyTrip, Goibibo, or EaseMyTrip. The cancellation is processed as per the airline’s fare rules and the platform’s policy.

What happens to your EMIs after cancellation?

If the booking is eligible for a refund, the refundable amount is usually credited back to the same EMI account or loan used for payment. Any EMIs you have already paid are adjusted against this refund. Depending on the refund amount, pending EMIs may be reduced or closed, subject to applicable terms.

How long does the refund process take?

Refund timelines vary based on the airline, booking platform, and financing partner. In most cases, refunds are processed within a few working days after the cancellation is confirmed.

Important points to note

  • Airline cancellation charges and non‑refundable components may be deducted

  • EMI adjustments depend on the timing of cancellation and refund approval

  • You should review cancellation and EMI terms before booking flight tickets on EMI

Benefits of Booking Flight Tickets on EMI

Booking flight tickets on EMI using the Bajaj Finserv Insta EMI Card allows you to manage travel expenses more comfortably. 

Below are some key benefits:

  • You can book flight tickets on EMI without using a credit card, helping you spread the total cost over a fixed duration.

  • Easy EMI options help you avoid paying the full ticket amount upfront.

  • On select bookings, you may get minimal or zero down payment, reducing immediate financial pressure.

  • You can choose a repayment tenure of up to 60 months, depending on eligibility and booking value.

  • You can pre‑close the loan after paying the first EMI without foreclosure charges, subject to applicable terms.

The table below shows indicative EMI examples to help you understand how ticket costs can be distributed across different tenures:

Flight Ticket Price (₹) EMI Tenure Monthly EMI (₹)*

₹10,000

3 months

₹3,333

₹25,000

6 months

₹4,167

₹50,000

12 months

₹4,167

*EMI amounts are indicative and assume no additional interest. Actual EMI values may vary based on tenure, eligibility, and applicable terms.

Financial Content Specialist

Reviewer

Saptarshi Ghosh

Frequently Asked Questions

Is it possible to book flight tickets on EMI?

Yes, you can book flight tickets using the no-cost EMI facility, with the Bajaj Finserv Insta EMI Card and repay the borrowed amount across a tenure of your choice that goes up to 60 months.

The EMI needs to be cancelled and the amount you paid will be reversed to your account. You need to contact Bajaj Finserv, the EMI facility provider first before you proceed with the ticket cancellation process.

While there are different options available in the market, you can opt for the Bajaj Finserv EMI Network Card. This card offers a maximum loan amount of up to emicloan and comes with a repayment tenure of up to 60 months.

There are typically no hidden fees associated with booking flights on EMI with the Bajaj Finserv Insta EMI Card. You can get the entire list of charges by visiting the card issuer’s website.

No. EMIs for flight tickets are processed through auto‑debit only. You cannot make partial or extra EMI payments each month. However, you may pre‑close the loan after the first EMI is paid, subject to applicable terms, without foreclosure charges.

Yes. You can book international flight tickets on EMI without using a credit card through financing options such as the Bajaj Finserv Insta EMI Card, subject to eligibility and applicable terms.

If you cancel a flight ticket booked on EMI, the cancellation is processed as per the airline’s and booking platform’s policy. If a refund is approved, it is usually adjusted against your EMI loan account, and pending EMIs may be reduced or closed, depending on the refunded amount.

A refund is issued only if the airline fare rules allow cancellation. Any applicable airline charges or non‑refundable components are deducted before the refund is processed. The refundable amount is typically credited back to the EMI account used for the booking.

Flight tickets can be booked on EMI using the Bajaj Finserv Insta EMI Card on popular travel platforms such as MakeMyTrip, Goibibo, and EaseMyTrip, subject to availability and platform‑specific terms.

No. No‑cost EMI is available only on select bookings, depending on the platform, ticket value, and prevailing financing offers. You should check the EMI details displayed at checkout before confirming your booking.

The minimum ticket value required for EMI may vary by booking platform and financing terms. You should review the eligibility criteria shown during the booking process to confirm whether your ticket qualifies.

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