Mobile Phones Under 20000 to Buy in India

Mobile phones have revolutionised the way we communicate. It has become a basic necessity now. The growing competition between mobile manufacturers has lowered the prices of mobiles to such an extent that nowadays, mobile phones have premium features at an affordable price tag.

If you’re planning to upgrade your smartphone, a budget of Rs.20,000 will give you access to various options featuring great cameras, long battery life and high-speed processors. Comparing the features of all these options in an offline setting can get overwhelming.

Top 10 Best Selling Mobile Phones Under 20000 to Buy in India

1. Redmi Note 11T (8 GB RAM, 128 GB Storage)

The Redmi Note 11T from Xiaomi is the company's most recent entry-level model and a replacement for the Note 10T. The Dimensity 810 5G chipset, a notable upgrade from the 700 used in the prior version, fuels the gadget. Additionally, 128GB of quick UFS 2.2 storage and up to 8GB of RAM are included. The phone camera has a 50MP primary sensor and an 8MP ultra-wide sensor. A quick 33W charger supports the 5,000mAh battery.

2. Samsung Galaxy M32 (6GB RAM, 128GB Storage)

The Samsung M32 comes with a 6.4 inch, FHD+ sAMOLED Infinity-U display and a refresh rate of 90 Hz, which lets you enjoy watching videos and playing games. The 6000 mAh battery lets you browse the internet for up to 24 hours at a stretch, and a MediaTek G80 processor makes multitasking easy. A 64 MP quad-camera rounds off this model as one of the best mobile phones under Rs.20,000.

3. Realme 9 (4 GB RAM, 64 GB Storage)

The mobile features an AMOLED panel with an FHD+ resolution and a 90Hz refresh rate. The phone is powered by Snapdragon 680. With a 108MP primary sensor and an 8MP ultra-wide shooter, it still has the camera equipment to differentiate itself. The phone supports 33W fast charging, runs on Android 12, and has a 5,000 mAh battery.

4. Realme 8s 5G (8GB RAM, 128GB Storage)

The Realme 8s 5G features a MediaTek Dimensity 810 5G processor, making it one of the fastest phones below Rs.20,000. The 64MP Nightscape Camera allows for some stunning shots in the dark, and the 6.5 inch FHD+ screen lets you enjoy the images you’ve clicked. With the 33W Dart Charge feature that powers up your phone in no time and a 5000mAh battery, the Realme 8s 5G is one of the top phones under Rs.20,000.

5. Samsung Galaxy F23 (6 GB RAM, 128 GB Storage)

The F23 is the latest example of how Samsung is developing a strong portfolio of affordable offerings in its F series. The processing requirements are effectively met because of the reliable Snapdragon 750G SoC. A 120Hz panel adds additional smoothness on top of that. The 50MP primary sensor and an effective 8MP ultra-wide support the primary sensor, while the triple cameras provide the finishing touches. The F23 has a 5,000mAh battery that gives it a long battery life, and the 25W charging effectively charges it.

6. Redmi Note 10 Pro Max (6GB RAM, 128GB Storage)

The Redmi Note 10 Pro Max is one of the best smartphones under Rs.20,000, thanks to its 108MP quad-camera and Qualcomm Snapdragon 732G processor. The 6.67 inch Super AMOLED display with a refresh rate of 120 Hz ensures that you get an enhanced viewing experience. The 5020 mAh battery and 33W fast charger combine to deliver 11.5 hours of continuous gaming and a 100% charge in just 75 minutes. To top it off, this phone features a Z-Axis Vibration Motor, which provides you with more intuitive haptic feedback.

7. OPPO F19s (6GB RAM, 128GB Storage)

The OPPO F19s is equipped with the mighty Qualcomm Snapdragon 662 processor, making it a great phone in this price segment. This model has a 6.43-inch AMOLED display, 48MP main camera and 5000 mAh battery, making it one of the best phones under ₹20,000 in India.

8. Vivo Y20A (3GB RAM, 64GB Storage)

The Vivo Y20A features a 6.51 inch Halo FullView Display with a built-in Eye Protection Mode that filters out harmful blue light. It also has some clever features, such as the Side-Mounted Fingerprint Scanner and Face Wake, which instantly unlock your phone. The 5000 mAh battery provides you with 16 hours of video streaming, and the reverse charging feature covers the battery needs of your other devices in case of emergencies.

9. Oppo A54 (6GB RAM, 128GB Storage)

The Oppo A54 features a 16MP Selfie camera and an AI-powered triple-rear camera, making it one of the best camera phones under Rs.20,000. It has tremendous processing power with an octa-core MediaTek Helio P35 processor and 6GB RAM. A 5000 mAh battery and 18W fast charge ensure you never run out of power when you need it most.

10. Infinix Zero (8 GB RAM, 128 GB Storage)

By far, the Infinix Zero 5G is the most stylish phone below Rs 20,000. The MediaTek Dimensity 920 SoC has great hardware specifications in terms of performance. However, only a few phones in this price range can compare to how this phone feels in your hand.

Advantages of Using the Bajaj Finserv Emi Network Card to Buy Mobile Phones Under Rs.20,000

• You get pre-approved offers on Bajaj Finserv partner stores

• Only minimal documentation is needed when you apply for the EMI Network Card

• The Bajaj Finserv EMI Network Card offers a pre-approved loan of up to Rs.2 lakhs.

• Buy mobile phones under Rs.20,000 on EMI with minimal or no down payment.

How to use the EMI Network Card to buy Mobile Phones Under Rs.20,000

The Bajaj EMI Network Card lets you convert purchases into equated monthly instalments (EMIs) using a pre-approved loan that you can repay easily and conveniently. There are also exciting offers and discounts when you use the EMI Card.

To use the card to purchase a mobile phone online, all you have to do is:

• Step 1: Add the phone to the cart

• Step 2: Click on the pay through EMI option

• Step 3: Select Bajaj Finserv EMI Network Card payment option

• Step 4: To complete the verification process, share the OTP sent to your registered mobile number. Your order will be placed now.

Apply for a Bajaj Finserv EMI Network Card now to enjoy the offers and discounts. Visit the official website to check for your Bajaj Finserv EMI Network Card eligibility.