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In recent years, EMI cards have become a popular medium of payment for big-ticket purchases. Simply put, having an EMI card means that you have a tool that simplifies big-ticket purchases by splitting the cost into instalments. 


The Bajaj Finserv EMI Network Card is one such card you can use to eliminate the need to pay upfront costs. With it, you can convert costs into No Cost EMIs, and repay them affordably. 


But what is the Bajaj Finserv EMI Network Card? Simply put, it is a tool that allows you to purchase an item at Bajaj Finserv’s partner stores with zero down payment. It also allows you to choose a flexible tenure between 1 and 60 months. 


The Bajaj Finserv EMI Network Card’s No Cost EMI facility implies that you do not have to pay any interest charges along with your instalments. This is what sets No Cost EMI cards apart from credit cards.

Read on to learn how EMI cards function and how No Cost EMIs work.

How to Apply for the Bajaj Finserv EMI Network Card

Now that you have understood what the Bajaj Finserv EMI Network Card is, here is the process to apply for this card on Bajaj Markets.

  • Step 1: Click on the ‘APPLY NOW’ tab at the top of the EMI card page

  • Step 2: Provide your mobile number and click on ‘GET IT NOW’ 

  • Step 3: Enter the OTP received on your registered mobile phone to verify and proceed ahead

  • Step 4: Enter additional details like gender, PAN details, email address, PIN Code, etc.

  • Step 5: Check your credit limit by clicking the ‘Proceed’ button and click on the same again to begin your KYC process

  • Step 6: Complete your KYC process and pay ₹599 (inclusive of taxes) to activate your card

  • Step 7: Fill your banking details and to set up the e-mandate 


Apply for the Bajaj Finserv EMI Network Card today and purchase your favourite products on No Cost EMIs. You simply have to repay the purchase cost and need not pay additional interest. 

FAQs on What is an EMI Card

An EMI or Equated Monthly Instalment card is an easy and hassle-free payment method. EMI cards such as the Bajaj Finserv EMI Network Card provide convenient and simple financing for online purchases. 


Buying appliances, devices, gadgets, and accessories are now just a few taps away. The financial stress of interest rates, down payments, foreclosure fees, etc., is minimised considerably.

The Bajaj Finserv EMI Network Card makes shopping all the more convenient. You can easily purchase various products, such as refrigerators, mobile phones, tablets, smartwatches, cameras, etc., at various online and offline partner stores. 


With this card, you can benefit from No Cost EMIs, zero down payments, zero additional interest, no foreclosure fee, and customised deals. 

Visit the Bajaj Markets website or the mobile application and open the EMI Network Card Page to apply for the EMI Card online as a new customer. You can also visit the nearest partner store to make an offline application for the Bajaj Finserv EMI Network Card.

No, you cannot withdraw cash using your Bajaj Finserv EMI Network Card. You can only use the card to purchase products and services offered by online and offline stores of Bajaj Finserv’s partners.

There are several advantages, such as zero down payment and No Cost EMI options, instant approval and activation, pre-approved loan offers, and more. Depending on the issuer, you may even get other deals for shopping at certain retailers. 

EMI payments can positively impact credit scores if they are paid on time. However, missing payments or defaulting on EMIs can negatively impact credit scores.

If your first EMI is not deducted, it could be due to technical errors or insufficient funds in your account. It is important to contact the lender immediately to rectify the issue and avoid late payment charges or a negative impact on your credit score.

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