BAJAJ FINSERV DIRECT LIMITED
✓ Interest Rates Starting @ 0.99% p.a. ✓ Up to 100% Financing ✓ Repayment Tenure of up to 5 Years

Bajaj Pulsar Bike Loan

Find Bajaj Pulsar prices, down payment options, EMI plans, and detailed specifications all in one place.

image1
Interest Rate 0.99% p.a.* Onwards
Image2
Loan Tenure Up to 4 Years
Loan Amount Up to 100% of Price

Last updated on: April 14, 2026

Bajaj Pulsar is an iconic Indian motorcycle series and is a popular choice among bike enthusiasts. The first Bajaj Pulsar model, the Pulsar 150, was launched in 2001. This model gained significant appreciation for its sporty design, advanced engine, and reliable performance. Over the past two decades, the Bajaj Pulsar line-up has expanded to include a variety of models.

Many Bajaj Pulsar models also come equipped with features such as anti-lock braking systems (ABS), projector headlamps for improved visibility, fuel-injection systems for efficient fuel delivery, and DTS-i (Digital Twin Spark Ignition) engine technology. These elements together provide a combination of design, riding comfort, and performance.

Bajaj Pulsar on EMI: Affordable Payment Option

You can explore the following popular models of the Bajaj Pulsar series. The table below provides information on the models, approximate down payment for a Bajaj Pulsar, EMI values, and other key details.

Considerations:

The values in the table are indicative and based on the following assumptions:

  • Financing for a Bajaj Pulsar: 98% of the bike's ex-showroom price

  • Interest Rate: 7% p.a.

  • Tenure: 5 years

The approximate down payment for a Bajaj Pulsar and EMI amounts have been calculated under these assumptions. Actual figures may vary depending on the lender's terms and conditions and the applicant's eligibility.

Sr. No. Bike Model Ex-Showroom Price (Delhi)

1

Pulsar N125

₹96,704

2

Pulsar NS400z

₹1,85,000

3

Pulsar N250

₹1,51,910

4

Pulsar 220F

₹1,38,560

5

Pulsar NS200

₹1,54,522

6

Pulsar NS160

₹1,47,206

7

Pulsar N160

₹1,39,693

8

Pulsar N150

₹1,24,730

9

Pulsar 150

₹1,10,419

10

Pulsar NS125

₹1,01,050

11

Pulsar 125

₹89,606

12

Pulsar RS200

₹1,84,115

Disclaimer: Loan amounts, down payments, EMIs, and interest rates may vary depending on the terms and conditions of the lender and the applicant's eligibility.

Specifications of Bajaj Pulsar Bikes

Understand the specifications and features of different Bajaj Pulsar models in detail below:

Pulsar N125 

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-n125

Features Details

Bike Model

Bajaj Pulsar N125

Engine Type

Air-cooled, single-cylinder, 2-valve, DTS-i engine

Max. Power

12 PS @ 8500 rpm

Max Torque

11 Nm @ 6000 rpm

Front Suspension

Telescopic, 31 mm fork assembly

Transmission

5-speed gearbox

Rear Suspension

Twin spring-loaded Nitrox suspension

Front Brake

240 mm disc with CBS

Pulsar NS400z 

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-ns400z

Features Details

Bike Model

Bajaj Pulsar NS400z

Engine Type

Liquid-cooled, 4V, DOHC with DLC-coated finger followers

Max. Power

40 PS @ 8800 rpm

Max Torque

35 Nm @ 6500 rpm

Front Suspension

43 mm USD (Upside Down) forks

Transmission

6-speed gearbox with assist & slipper clutch

Rear Suspension

Monoshock with Nitrox, 6-step adjustable

Front Brake

320 mm disc with twin-channel ABS

Pulsar N250

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-n250

Features Details

Bike Model

Bajaj Pulsar N250

Engine Type

4-stroke, oil-cooled, single-cylinder engine

Max. Power

24.5 PS @ 8750 rpm

Max Torque

21.5 Nm @ 6500 rpm

Front Suspension

Telescopic (37 mm forks)

Transmission

5-speed gearbox with assist & slipper clutch

Rear Suspension

Monoshock with Nitrox

Front Brake

300 mm disc with single-channel ABS

Pulsar 220F

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-220f

Features Details

Bike Model

Bajaj Pulsar 220F

Engine Type

Oil-cooled, single-cylinder, 4-stroke, DTS-i FI engine

Max. Power

20.4 PS @ 8500 rpm

Max Torque

18.55 Nm @ 7000 rpm

Front Suspension

Telescopic with anti-friction bush

Transmission

5-speed gearbox

Rear Suspension

5-way adjustable Nitrox shock absorber

Front Brake

280 mm disc

Pulsar NS200

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-ns200

Features Details

Bike Model

Bajaj Pulsar NS200

Engine Type

Liquid-cooled, single-cylinder, 4-stroke, SOHC, DTS-i engine

Max. Power

24.5 PS @ 9750 rpm

Max Torque

18.74 Nm @ 8000 rpm

Front Suspension

Telescopic with anti-friction bush

Transmission

6-speed gearbox

Rear Suspension

Nitrox mono-shock absorber

Front Brake

300 mm disc with single-channel ABS

Pulsar NS160

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-ns160

Features Details

Bike Model

Bajaj Pulsar NS160

Engine Type

Oil-cooled, single-cylinder, 4-stroke, SOHC, DTS-i engine

Max. Power

17.2 PS @ 9000 rpm

Max Torque

14.6 Nm @ 7250 rpm

Front Suspension

Telescopic with anti-friction bush

Transmission

 5-speed constant mesh

Rear Suspension

Nitrox mono-shock absorber

Front Brake

300 mm disc with single-channel ABS

Pulsar N160

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-n160

Features Details

Bike Model

Bajaj Pulsar N160

Engine Type

Oil-cooled, single-cylinder, 4-stroke, SOHC, DTS-i engine

Max. Power

16 PS @ 8750 rpm

Max Torque

14.65 Nm @ 6750 rpm

Front Suspension

Telescopic, 37 mm forks

Transmission

5-speed constant mesh

Rear Suspension

Monoshock with Nitrox

Front Brake

300 mm disc with dual-channel ABS

Pulsar N150

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-n150

Features Details

Bike Model

Bajaj Pulsar N150

Engine Type

Air-cooled, single-cylinder, 4-stroke, SOHC, DTS-i engine

Max. Power

14.5 PS @ 8500 rpm

Max Torque

13.5 Nm @ 6000 rpm

Front Suspension

Telescopic, 31 mm fork assembly

Transmission

5-speed constant mesh

Rear Suspension

Monoshock with Nitrox

Front Brake

260 mm disc

Pulsar 150

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-150

Features Details

Bike Model

Bajaj Pulsar 150

Engine Type

Air-cooled, single-cylinder, 4-stroke, DTS-i engine 

Max. Power

14 PS @ 8500 rpm

Max Torque

13.25 Nm @ 6500 rpm

Front Suspension

Telescopic with anti-friction bush

Transmission

5-speed constant mesh

Rear Suspension

Twin shock absorbers

Front Brake

260 mm disc

Pulsar NS125

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-ns125

Features Details

Bike Model

Bajaj Pulsar NS125

Engine Type

Air-cooled, single-cylinder, 4-stroke, DTS-i engine

Max. Power

12 PS @ 8500 rpm

Max Torque

11 Nm @ 7000 rpm

Front Suspension

Telescopic with anti-friction bush

Transmission

5-speed constant mesh

Rear Suspension

Twin spring-loaded Nitrox suspension

Front Brake

240 mm disc

Pulsar 125

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-125

Features Details

Bike Model

Bajaj Pulsar 125

Engine Type

Air-cooled, single-cylinder, 4-stroke, DTS-i engine

Max. Power

11.8 PS @ 8500 rpm

Max Torque

10.8 Nm @ 6500 rpm

Front Suspension

Telescopic with anti-friction bush

Transmission

5-speed gearbox

Rear Suspension

Twin shock absorbers

Front Brake

240 mm disc

Pulsar RS200

Source: https://www.bajajauto.com/bikes/pulsar/pulsar-rs200

Features Details

Bike Model

Bajaj Pulsar RS200

Engine Type

Liquid-cooled, single-cylinder, 4-stroke, SOHC, DTS-i engine

Max. Power

24.5 PS @ 9750 rpm

Max Torque

18.74 Nm @ 8000 rpm

Front Suspension

Telescopic with anti-friction bush

Transmission

6-speed gearbox

Rear Suspension

Nitrox mono-shock absorber

Front Brake

300 mm disc with dual-channel ABS

Advantages of Taking a Bajaj Pulsar on Loan

Here are the key benefits of financing your Bajaj Pulsar purchase through a loan:

Affordable Ownership

Loans make it easier to purchase a Bajaj Pulsar by converting the cost into manageable EMIs.

Flexible Repayment Options

Choose a repayment tenure that suits your financial capacity and convenience.

Competitive Interest Rates

Enjoy cost-effective financing with attractive interest rates offered by lenders.

Minimal Down Payment

Finance up to 98% of the bike’s ex-showroom price with minimal upfront payment.

Build Credit History

Timely EMI payments help improve your credit score and build a good credit profile.

Special Offers and Discounts

Avail exclusive discounts, fee waivers, or festive offers on Bajaj Pulsar loans.

Access to Premium Models

Opt for higher-end Bajaj Pulsar models without overstretching your budget.

Eligibility Criteria for Bajaj Pulsar Bike Loan

To qualify for a bike loan for a Bajaj Pulsar, you must meet the following criteria:

  • Age Limit: 18 to 70 years

  • Employment: Salaried or self-employed

  • Minimum Income: Stable monthly income

  • Credit Score: Preferably 750 or above

  • Residency: Indian resident with valid address proof

  • Work Experience: Minimum 1 year for salaried, 3 years for self-employed

  • Down Payment: Ability to make the minimum down payment for a Bajaj Pulsar

Required Documents for Bajaj Pulsar Bike Loan

To apply for a loan for a Bajaj Pulsar, keep these documents ready:

  • Identity Proof: Aadhaar, PAN card, or passport

  • Address Proof: Utility bill, rent agreement, or driving licence

  • Income Proof: Salary slips, bank statements, or ITR

  • Photographs: Recent passport-sized photos

  • Age Proof: Aadhaar, PAN card, or birth certificate

  • Vehicle Documents: Proforma invoice of the bike

Conclusion

Bajaj Pulsar continues to be a popular choice for those seeking performance and style. With financing options such as two-wheeler loans, owning your dream bike has become easier than ever. Flexible tenures, competitive interest rates, and minimal down payment requirements make the process accessible and convenient. Evaluate the financing options available to make your purchase seamless and within your budget.

Financial Content Specialist

Reviewer

Poshita Bhatt

Frequently Asked Questions

What will be the lowest down payment for Bajaj Pulsar 150?

Depending on the lender you opt for, you may be required to make a minimal down payment of about 5-10% of the bike’s on-road price. However, some loan providers allow you to borrow the required amount without making any down payment. Reach out to your lender prior to applying for further details.

The EMI for a Bajaj Pulsar 150 depends on the interest rate, tenure, and loan amount determined by the lender. For instance, if you take a loan of ₹1,00,000 for a bike priced at ₹1,10,419 and pay the remaining ₹10,419 as a down payment, the EMI would be ₹1,980.12. This calculation assumes an interest rate of 7% p.a. and a tenure of 60 months. Any changes to the loan terms, such as the interest rate, amount, or tenure, will result in a different EMI.

You can get up to 98% of the bike’s ex-showroom price as a loan, depending on your eligibility and lender terms.

The interest rate typically starts at 6.65% p.a., but it varies based on the lender, your credit profile, and loan tenure.

Loan tenures for Bajaj Pulsar bikes usually range from 12 months to 60 months, offering flexibility in repayment.

EMIs are calculated based on the loan amount, interest rate, and tenure using the formula: EMI = [P x R x (1+R)^N] / [(1+R)^N - 1], where P is the principal, R is the monthly interest rate, and N is the number of instalments.

Yes, most lenders allow prepayment or foreclosure of bike loans, often with minimal or no additional charges.

To apply, visit the lender's website or branch, submit required documents (ID proof, income proof, etc.), and await approval after verification.

Approval for a bike loan can take anywhere from a few hours to 48 hours, depending on the lender and document submission.

Missing an EMI may lead to penalties, increased interest, and a negative impact on your credit score. Contact your lender immediately to resolve missed payments.

Yes, many lenders offer loans for used bikes, though the loan amount and interest rates depend on the bike's age, condition, and valuation.

Compare lenders based on interest rates, loan tenures, processing fees, and customer reviews to find the best fit for your needs.

Yes, but a low credit score may result in higher interest rates or reduced loan amounts. Providing a guarantor or improving your score could help.

View More
Home
Home
ONDC_BD_StealDeals
Steal Deals
loan
Personal Loan
Apply Now
Explore
Explore
chatbot
Yara.AI