✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now! Apply Now

It is very crucial to memorise your credit card PIN since it is used frequently for transactions and withdrawals. However, it might be difficult to remember the PIN. Hence, HDFC Bank offers you various services that can help you change your credit card PIN in just a few minutes.

Methods to Generate or Reset a PIN

Here are the different ways in which you can generate a PIN for your HDFC Bank Credit Card:

My Cards

  1. Visit the HDFC Bank website and navigate to the ‘My Cards’ section

  2. Register with the last digit of your credit card number

  3. Click on ‘Select PIN’

  4. Set a four-digit PIN

  5. Confirm your PIN by re-entering it

  6. Enter the expiration date and click on ‘Confirm’


  1. Call on the HDFC Bank toll-free number (1860-266-0333)

  2. Dial ‘1’ to start your credit card’s PIN generation process

  3. Dial ‘1’ again when asked to generate an OTP

  4. Enter the OTP sent to your via SMS

  5. Set your four-digit PIN once the IVR validates the OTP

Net Banking

  1. Log into your net banking app with your user ID and PIN

  2. Click on ‘Tabs’

  3. Select the ‘Requests’ option and then, click on ‘Instant PIN Generation’

  4. Choose the number of the credit card you’d like to generate the PIN for

  5. Set a four-digit PIN of your choice 

  6. Re-enter your PIN to confirm it


  1. Make a call to HDFC Bank to reach their IVR through 1860-266-0333 

  2. Acquire an OTP through this IVR call

  3. Insert your credit card into the card slot

  4. Select the ‘Create New ATM PIN Using OTP’

  5. Enter the OTP into the ATM

  6. Fill in your registered mobile number

  7. Set your PIN


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, trade names, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

Read More

Frequently Asked Questions

How do I change my HDFC Bank Credit Card PIN after being restricted by entering it incorrectly three times in a row?

The HDFC Bank credit card pin change process can be done by logging into your HDFC Bank internet banking portal. You can find the option to change your PIN under the ‘Request’ tab of the ‘Cards’ section

How can I generate the HDFC Bank Credit Card PIN by SMS?

No. You cannot generate your HDFC Bank credit card PIN via SMS. Instead, you can login to your net banking account, visit an HDFC Bank ATM, or call on the toll-free IVR number to generate your PIN. You will receive an OTP verification code to authenticate the PIN generation request for all these routes. However, you cannot directly set a PIN via SMS.


How do I generate an HDFC Bank Credit Card PIN?

You can generate your HDFC Bank Credit Card PIN through IVR, net banking, an ATM, and their official website. 


Can we generate an HDFC Bank Credit Card PIN at any ATM?

You may visit an HDFC Bank ATM closest to you to complete the PIN generation process. 


Can I change my HDFC Bank Credit Card PIN online?

Yes, you can change your credit card PIN through the HDFC Bank website and net banking facility. 


Do add-on cards have the same PIN as the primary card?

No. The PIN for your add-on card will be different from that of your primary card. The bank will send a separate letter with add-on card PIN to your registered address. 


How can a non-account holder change or generate PIN for HDFC Bank Credit Card?

The HDFC Bank credit card PIN generation process for non-account holders can be done in the same way. Choose the net banking option, and verify the transaction with your credit card details.


Loan Offer
Download App
Credit Score