**Disclaimer: HDFC Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.
When it comes to finances, protecting your funds from frauds is of primary importance. As a result, having a strong credit card PIN (Personal Identification Number) becomes critical to avoid your card from being misused. When you apply for an HDFC Bank credit card, you are required to set your HDFC credit card PIN as soon as you receive the card. The process can be done online as well as offline. Let us take a look at how.
ON THIS PAGE: HDFC Card PIN Generation | HDFC Credit Card Activation | HDFC Chip+PIN Based Card | How to Use HDFC Card PIN | HDFC Card PIN Reset | How to Keep HDFC PIN Safe | FAQs
HDFC new credit card PIN generation can be done online via HDFC credit card net banking, and offline, through an ATM. Depending on which process of HDFC credit card PIN generation you opt for, you can follow the steps mentioned below-
Register for the HDFC netbanking facility
Login to begin your credit card PIN generation on the HDFC online portal
Under ‘Credit Cards’ click on ‘Credit Card PIN’
Choose your HDFC Bank credit card from the list of cards
Click on ‘Continue’
Enter a HDFC credit card PIN and re-enter the same
Click on ‘Continue’
Validate with the OTP sent to you
Click on ‘Confirm’ to complete the HDFC Bank credit card PIN generation online process
Call on the HDFC credit card customer care number of your location to get the OTP required to complete the HDFC CC PIN generation through ATM
Visit the nearest HDFC Bank ATM
Insert your HDFC Bank credit card and select the preferred language
Click on ‘Create new ATM PIN using OTP’
Enter the mobile number registered with the account
Validate with the OTP sent on the same number
Enter a PIN for HDFC credit card and re-enter the same
Click on ‘Confirm’
After you have set the HDFC credit card PIN online or offline, you need to activate your card. To do so, you can either opt to withdraw funds from the card through an ATM or use it for online shopping.
To ensure the safety of your HDFC Bank credit card, the bank offers two layers of protection. Along with the HDFC credit card PIN that you set, there is also an EMV chip that comes with the card. The combination of EMV Chip and PIN makes it less vulnerable to tampering and skimming frauds. It offers superior security and makes it extremely convenient to transact both domestically & internationally.
The PIN you generate for your HDFC credit card is required to validate your transactions. When you swipe the card to pay for your purchases at a POS, the machine prompts you to enter your PIN. Only when you enter the correct four-digit PIN does the transaction get processed and you receive a confirmation receipt. For online purchases too, you need to authenticate in a similar way. However, you may opt to enter either your PIN, or the OTP sent to you, or your MasterCard Secure Code.
If you have forgotten the PIN for your HDFC credit card, you can generate it again. You can opt for HDFC credit card PIN generation online or offline, depending on your preference. Accordingly, you would need to follow the steps mentioned below-
Login to the HDFC Net Banking using your credentials
Under ‘Credit Cards’ click on ‘Credit Card PIN’
Choose your HDFC Bank credit card from the list of cards
Click on ‘Continue’
Enter the HDFC Credit Card PIN of your choice
Create HDFC Credit Card PIN and re-enter the same
Click on ‘Continue’
Validate with the OTP sent to you
Click on ‘Confirm’
Call on the HDFC credit card customer care number of your location to get the OTP required to complete the HDFC CC PIN generation through ATM
Visit the nearest HDFC Bank ATM
Insert your HDFC Bank credit card and select the preferred language
Click on ‘Create new ATM PIN using OTP’
Enter the mobile number registered with the account
Validate with the OTP sent on the same number
Create a PIN for HDFC credit card and re-enter the same
Click on ‘Confirm’
For assistance with setting your HDFC credit card PIN, you can call on the toll-free HDFC credit card IVR PIN regeneration number 18602660333.
To prevent misuse or fraudulent activity on your card, it is vital to keep your HDFC credit card PIN safe. Here is how to do so-
Check your monthly HDFC credit card statement for discrepancies
Have your HDFC Bank credit card swiped in your presence
Check the website’s safety and authenticity before using your HDFC Bank credit card for online transactions
Do not share your HDFC credit card PIN or other details with anyone
Do not save the details of your HDFC Bank credit card on merchant websites
Do not write down your HDFC credit card PIN anywhere
No. You cannot generate a PIN for your add-on card through the HDFC internet banking portal. This facility is restricted only to primary card holders. That said, there are other ways to set a PIN for your HDFC add-on card.
You can place a HDFC credit card PIN generation request on your internet banking portal and have a physical PIN delivered to you. Alternatively, you can also place an ATM PIN request from your net banking portal and set your own PIN by visiting an HDFC ATM.
No. The PIN for your add-on card will be different from that of your primary card. The bank will send a separate letter containing the PIN for your add-on card to your registered address.
If you’ve forgotten the PIN number for your credit card, don’t worry. You can quickly perform a HDFC credit card pin change by simply logging into your internet banking account. The process that you would have to follow for HDFC credit card PIN generation is very simple. All that you need to do is log into your account, navigate to the ‘Cards’ section and click on the ‘Request’ option on the left-hand side. Click on ‘Instant PIN Generation’ and proceed to set your desired PIN for your credit card.
If you’ve lost your credit card, the first thing that you should do is call the HDFC Bank credit card customer care and block your card. This way, no one will be able to misuse your credit card. You can also block your card by logging into your HDFC Bank internet banking portal.
To generate an ATM PIN for your card, simply log into your netbanking account, navigate to the ‘Cards’ section and click on the ‘Request’ option on the left-hand side. Then, click on ‘Instant PIN Generation’ and proceed to set the desired PIN for your credit card.
The HDFC credit card pin change process can be done by logging into your HDFC Bank internet banking portal. You can find the option to change your PIN under the ‘Request’ tab of the ‘Cards’ section.
You cannot get your HDFC debit card PIN by SMS. However, you can set the PIN by logging into your internet banking account, via the HDFC Bank mobile app, or via an HDFC ATM.