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HDFC Bank Credit Card PIN Generation in India

When you receive your HDFC Bank credit card, you are required to complete the HDFC Bank credit card PIN generation process at the earliest. This is an important process that you should not overlook because it authorises your transactions. 


Additionally, having a strong credit card PIN (Personal Identification Number) becomes critical as it secures your finances. Thanks to advancements in the industry, you can complete the HDFC Bank credit card pin generation process in various quick and easy ways. 


To know how to generate the HDFC Bank credit card pin, read on. 

What are the Different Methods to Generate HDFC Bank Credit Card PIN?

How to Change the HDFC Credit Card PIN via Net Banking:


Follow the steps mentioned below:

  • Step 1: Visit the HDFC Bank website and log into your net banking account using your registered user ID and password

  • Step 2: Select the credit card option and choose ‘Change PIN’

  • Step 3: Enter the OTP received on your registered mobile number

  • Step 4: Click on ‘Continue’ and then change the PIN to a 4-digit number of your choice

2. Via IVR

  • Call the toll-free number – 18602660333 through registered number

  • Enter the last 4 digits of your CC number, followed by #

  • Press 1 to generate your PIN

  • Press 1 again to generate OTP

  • Enter the 6-digit OTP when prompted

  • Set the 4-digit PIN, followed by #, when prompted

If your call is disconnected at step 5, redial and press 2 instead of 1 in step 4 and follow the remaining steps. 


  • Get the OTP by calling on the HDFC Bank credit card customer care number

  • Visit the nearest HDFC Bank ATM

  • Insert your HDFC Bank credit card 

  • Select the preferred language

  • Click on ‘Create new ATM PIN using OTP’

  • Enter the registered mobile number 

  • Enter the OTP for validation

  • Enter the PIN you want 

  • Re-enter the same to confirm

  • Click on ‘Confirm’

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What is the Process to Reset Your HDFC Bank Credit Card PIN

When you receive your credit card, it is always recommended to change the temporary PIN allotted by the bank. Moreover, changing your credit card PIN frequently helps keep your card safe from fraudulent transactions. Sometimes you might have to change your PIN simply because you can’t remember it. Thus, while you now know all about the HDFC Bank credit card PIN generation process,

 it's time to familiarise yourself with the reset process as well.


Changing your HDFC Bank credit card PIN online or offline is pretty simple. Here’s how to change your HDFC Bank credit card PIN:

1. Reset Via Net Banking

  • Use your user ID and password to login to your HDFC Bank net banking account

  • On the ‘Credit Card’ tab, go to the ‘Request’ option

  • Click on the ‘Instant PIN Generation’ option

  • Choose the right credit card number from the drop-down menu

  • Enter your preferred 4-digit PIN number 

  • Re-enter the PIN and click on ‘Continue’

  • Click ‘Confirm’ on the next page to verify the action

  • Enter the OTP sent to your registered mobile number

  • Click ‘Continue’ to see a confirmation message from the bank

2. Reset at an ATM

  • Call the toll-free IVR number to request an OTP for new PIN generation 

  • Visit the nearest HDFC Bank ATM

  • Insert your HDFC Bank credit card and select a preferred language

  • Click on the ‘Create New ATM PIN using OTP’ option

  • Enter the mobile number registered with your credit card account

  • Input the OTP received on this number

  • Set and confirm a new 4-digit PIN

3. Reset Via IVR

  • Call HDFC Bank’s toll-free IVR number at 18602660333

  • Input the last 4-digits of your card, followed by ‘#’

  • To generate your HDFC Bank credit card PIN, dial 1

  • Dial 1 again to generate an OTP

  • Type in the 6-digit OTP you receive as a text message on your registered number

  • Once verified, the IVR system will prompt you to enter the new PIN, followed by ‘#’

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The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, trade names, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs on HDFC Bank Credit Card PIN Generation

No, HDFC Bank credit card PIN generation for add-on cards is not available through net banking. This facility is restricted only to primary card holders. That said, there are other ways to set a PIN for your HDFC add-on card.


You can place a PIN generation request through your internet banking account and have a physical PIN delivered to you. Alternatively, you can also place an ATM PIN request from your net banking portal and set your own PIN by visiting an HDFC ATM.

No. The PIN for your add-on card will be different from that of your primary card. The bank will send a separate letter with add-on card PIN to your registered address. 

If you’ve forgotten the PIN number for your credit card, don’t fret. You can quickly perform a HDFC Bank credit card PIN change by simply logging into your internet banking account.


The process that you would have to follow is very simple. All that you need to do is navigate to the ‘Cards’ section and click on the ‘Request’ option on the left-hand side. Click on ‘Instant PIN Generation’ and proceed to set your desired PIN for your credit card.

In case you lose your credit card, call the bank’s customer support team immediately to block your card. This way, no one will be able to misuse your credit card. You can also block your card by logging into your net banking account.

To generate an ATM PIN for your card, simply log into your net banking account, navigate to the ‘Cards’ section and click on the ‘Request’ option on the left-hand side. Then, click on ‘Instant PIN Generation’ and set the desired PIN.

The HDFC Bank credit card pin change process can be done by logging into your HDFC Bank internet banking portal. You can find the option to change your PIN under the ‘Request’ tab of the ‘Cards’ section

You cannot get your HDFC debit card PIN by SMS. However, you can set the PIN by logging into your internet banking account, via the HDFC Bank mobile app, or via an HDFC ATM.

The HDFC Bank credit card PIN generation process for non-account holders can be done in the same way. Choose the net banking option, and verify the transaction with your credit card details.

No. You cannot generate your HDFC Bank credit card PIN via SMS. Instead, you can login to your net banking account, visit an HDFC Bank ATM, or call on the toll-free IVR number to generate your PIN. You will receive an OTP verification code to authenticate the PIN generation request for all these routes. However, you cannot directly set a PIN via SMS.

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