HDFC Bank Credit Card PIN Generation

HDFC Credit Card PIN Generation

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About HDFC Bank Credit Card PIN Generation in India

**Disclaimer: HDFC Bank is not a Finserv MARKETS partner. Offers would be from partner Banks/NBFCs only.

 

When it comes to finances, protecting your funds from frauds is of primary importance. As a result, having a strong credit card PIN (Personal Identification Number) becomes critical to avoid your card from being misused. When you apply for an HDFC Bank credit card, you are required to set your HDFC credit card PIN as soon as you receive the card. The process can be done online as well as offline. Let us take a look at how.

 

What are the Different Methods to Generate HDFC Credit Card PIN?

HDFC new credit card PIN generation can be done online via HDFC credit card net banking, and offline, through an ATM. Depending on which process of HDFC credit card PIN generation you opt for, you can follow the steps mentioned below-

1) HDFC Credit Card PIN Generation Online via Netbanking-

  • Register for the HDFC netbanking facility

  • Login to begin your credit card PIN generation on the HDFC online portal

  • Under ‘Credit Cards’ click on ‘Credit Card PIN’

  • Choose your HDFC Bank credit card from the list of cards

  • Click on ‘Continue’

  • Enter a HDFC credit card PIN and re-enter the same

  • Click on ‘Continue’

  • Validate with the OTP sent to you

  • Click on ‘Confirm’ to complete the HDFC Bank credit card PIN generation online process

2) New Credit Card PIN Generation via HDFC Bank ATM

  • Call on the HDFC credit card customer care number of your location to get the OTP required to complete the HDFC CC PIN generation through ATM

  • Visit the nearest HDFC Bank ATM

  • Insert your HDFC Bank credit card and select the preferred language

  • Click on ‘Create new ATM PIN using OTP’

  • Enter the mobile number registered with the account

  • Validate with the OTP sent on the same number

  • Enter a PIN for HDFC credit card and re-enter the same

  • Click on ‘Confirm’

How to Activate Card Post HDFC Bank Credit Card PIN Generation?

After you have set the HDFC credit card PIN online or offline, you need to activate your card. To do so, you can either opt to withdraw funds from the card through an ATM or use it for online shopping.

What is HDFC Chip + PIN Based Credit Card?

To ensure the safety of your HDFC Bank credit card, the bank offers two layers of protection. Along with the HDFC credit card PIN that you set, there is also an EMV chip that comes with the card. The combination of EMV Chip and PIN makes it less vulnerable to tampering and skimming frauds. It offers superior security and makes it extremely convenient to transact both domestically & internationally.

How to Use the PIN Post HDFC Credit Card PIN Generation?

The PIN you generate for your HDFC credit card is required to validate your transactions. When you swipe the card to pay for your purchases at a POS, the machine prompts you to enter your PIN. Only when you enter the correct four-digit PIN does the transaction get processed and you receive a confirmation receipt. For online purchases too, you need to authenticate in a similar way. However, you may opt to enter either your PIN, or the OTP sent to you, or your MasterCard Secure Code.

What is the HDFC Credit Card PIN Reset Process?

If you have forgotten the PIN for your HDFC credit card, you can generate it again. You can opt for HDFC credit card PIN generation online or offline, depending on your preference. Accordingly, you would need to follow the steps mentioned below-

1) HDFC Credit Card PIN Reset Online through Net Banking

  • Login to the HDFC Net Banking using your credentials

  • Under ‘Credit Cards’ click on ‘Credit Card PIN’

  • Choose your HDFC Bank credit card from the list of cards

  • Click on ‘Continue’

  • Enter the HDFC Credit Card PIN of your choice

  • Create HDFC Credit Card PIN and re-enter the same

  • Click on ‘Continue’

  • Validate with the OTP sent to you

  • Click on ‘Confirm’

2) HDFC Credit Card PIN Reset via ATM

  • Call on the HDFC credit card customer care number of your location to get the OTP required to complete the HDFC CC PIN generation through ATM

  • Visit the nearest HDFC Bank ATM

  • Insert your HDFC Bank credit card and select the preferred language

  • Click on ‘Create new ATM PIN using OTP’

  • Enter the mobile number registered with the account

  • Validate with the OTP sent on the same number

  • Create a PIN for HDFC credit card and re-enter the same

  • Click on ‘Confirm’

For assistance with setting your HDFC credit card PIN, you can call on the toll-free HDFC credit card IVR PIN regeneration number 18602660333.

How to Keep Your HDFC Credit Card PIN Safe?

To prevent misuse or fraudulent activity on your card, it is vital to keep your HDFC credit card PIN safe. Here is how to do so-

 

  • Check your monthly HDFC credit card statement for discrepancies

  • Have your HDFC Bank credit card swiped in your presence

  • Check the website’s safety and authenticity before using your HDFC Bank credit card for online transactions

  • Do not share your HDFC credit card PIN or other details with anyone

  • Do not save the details of your HDFC Bank credit card on merchant websites

  • Do not write down your HDFC credit card PIN anywhere

Frequently Asked Questions

  • ✔️How do I get HDFC credit card PIN?

    Once you get your HDFC credit card delivered to you, you have to generate the PIN yourself. To do so, you can use the online channel via net banking, or the offline mode which is via an ATM.

  • ✔️How to generate a PIN for my HDFC add-on credit card?

    HDFC credit card PIN generation for add on cards can be done the same way as in the case of a primary credit card. You would need to log in to the net banking portal, and under credit cards click on the credit card PIN option. You would then have to select your add on credit card from the dropdown and set a new PIN for it. The offline process via ATM too remains the same. You need to go to an ATM, swipe the card, select the ‘Create new ATM PIN using OTP’ option and validate with OTP to set your new PIN.

  • ✔️How to generate a new pin for an existing HDFC credit card?

    HDFC credit card PIN reset can be done online via net banking, and offline via an ATM. Online, you would need to log in to the net banking portal, select the credit card PIN option under credit cards, choose your card and reset the PIN. Offline, you would need to swipe your card at an ATM, select the ‘Create new ATM PIN using OTP’ option and validate with OTP to reset your credit card PIN.