IDFC FIRST Bank Credit Card - PIN Generation

For IDFC FIRST Bank credit card PIN generation online, you can either use the mobile app or the official website. The process is quick, secure, and requires only basic verification. To get your card activated, you can follow the steps below for a hassle-free experience. 

Via Net Banking

To generate IDFC FIRST Bank credit card PIN online via net banking, you can follow these simple steps using the official website: 

1. Visit the IDFC FIRST Bank official website 

2. Log in to your net banking account using your credentials 

3. Go to the ‘Accounts’ section and select the ‘Credit Card' you wish to generate the PIN for 

4. Complete the OTP verification sent to your registered mobile number 

5. Set and confirm a new 4-digit PIN 

6. Click Submit to finalise your PIN setup 

Via the Mobile Application

You can follow these quick and secure steps for IDFC FIRST Bank credit card PIN generation using the mobile app. 

1. Download and install the ‘IDFC FIRST Bank: MobileBanking’ app from Google Play or the App Store 

2. Log in using your credentials or biometric authentication 

3. Select the ‘Account’ option from the dashboard 

4. Under this section, choose the credit card you wish to generate the PIN for  

5. Tap on the ‘Generate PIN’ option 

6. Enter and confirm your new 4-digit PIN 

7. Tap ‘Submit’ to complete the process 

Once you have successfully set your 4-digit PIN, your IDFC FIRST Bank credit card is activated automatically. However, if it is not, you can activate it using any of the methods below. 

Via Customer Care

1. Call IDFC FIRST Bank Customer Care at the toll-free number 1800 10 888 

2. Request manual activation of your credit card 

3. You can also reach out via email at creditcard@idfcfirstbank.com for support

In case you cannot contact the customer care team through the following toll-free number, you can also call 1860 500 1111. 

 Via ATM 

1. Visit any nearby ATM 

2. Insert your card and make a small transaction or withdrawal funds

3. This automatically activates the card once PIN verification is completed 

Net Banking 

1. Log in to the IDFC FIRST Bank’s internet banking portal using your credentials 

2. Navigate to the ‘Cards’ section and select the ‘Activate Card’ option 

3. Enter the required details and follow the instructions provided 

Mobile App

1. Download the IDFC FIRST Bank mobile app from the App Store or Google Play Store 

2. Log in to the app using your credentials 

3. Go to the ‘Cards’ section and click on the ‘Activate Card’ option 

4. Provide the required details and follow the provided instructions

For IDFC FIRST Bank credit card PIN generation offline, you can opt for various options. The process is quick and secure, requiring your credit card details to complete PIN setup. Here are the different methods: 

At ATM

1. Visit the nearest IDFC FIRST Bank ATM 

2. Insert your FIRST credit card into the ATM machine 

3. Tap the ‘Change/Reset PIN button on the screen 

4. Type in the temporary PIN and the OTP received on your registered mobile number 

5. Enter and confirm your new 4-digit credit card PIN 

6. You will receive a confirmation SMS from the bank once the PIN is successfully set 

Via Customer Care (IVR) 

1. Call the toll-free number 1800 419 4332 from your registered mobile number 

2. Choose the option to reset PIN by pressing 2 on the IVR menu 

3. Authenticate by entering your date of birth as asked 

4. Enter a new 4-digit PIN and re-enter it for confirmation 

5. Your credit card PIN will be successfully set 

Resetting or changing your IDFC FIRST Bank credit card PIN is a simple process. You can update your PIN through multiple channels, such as an ATM or internet banking. Here are the steps for each: 

Via ATM

1. Visit the nearest IDFC FIRST Bank ATM and insert your credit card 

2. Select the ‘Change/Reset PIN option from the menu 

3. Enter the temporary PIN and the OTP sent to your registered mobile number 

4. Set your new 4-digit PIN and confirm it 

5. You will receive a confirmation SMS once your PIN is successfully reset 

 Via Net Banking

1. Log in to your IDFC FIRST Bank Internet Banking account 

2. Go to the ‘Credit Card’ section 

3. Click on ‘Set new PIN’ 

4. Enter your current PIN for authentication 

5. Input your desired new PIN 

6. Re-enter the new PIN to confirm 

7. Complete the process by verifying the OTP sent to your registered mobile number 

To protect your credit card from fraud or unauthorised use, it is important to follow key safety practices. These measures help secure your financial data and ensure safe transactions at all times: 

• Keep Your Card in Sight During Transactions

Always ensure your credit card is swiped in your presence. Handing it over to someone out of sight increases the risk of data skimming or misuse.

• Update Your PIN Regularly

Change your credit card PIN every six months to reduce the chances of unauthorised access. A fresh PIN keeps your account more secure over time.

• Never Share Your PIN or OTP

Do not disclose your PIN or OTP to anyone, even if they claim to be from the bank. Genuine bank representatives will never ask for such sensitive information.

• Monitor SMS Alerts and Statements

Regularly check SMS alerts and monthly credit card statements for unknown charges. Early detection helps you report and resolve fraudulent activity quickly.

• Use Only Trusted Payment Platforms

Make sure to transact only on secure websites that use “https://” in the URL. These sites encrypt your data, offering better protection against online theft.

• Watch Out for Phishing Attempts

Be cautious of unsolicited emails or messages requesting card information. Always verify the sender’s identity before sharing any financial details.

• Report Loss or Suspicious Activity Immediately

If your card is lost or you notice unusual activity, report it to the bank without delay. Quick action can help block the card and prevent financial loss.