How Does the Bajaj Finserv EMI Network Card Work?

If you are wondering, “How does the Bajaj Finserv EMI Network Card work?” then know that this is not much different from a credit card. In fact, it has a few unique features, adding value to most of your purchases. 

 

One of the key benefits is that it helps make big-ticket expenses a lot easier on the pocket. This is because the Bajaj Finserv EMI Network Card allows you to convert your purchases into No Cost EMIs. 

 

As such, you can purchase products or avail services easily and not have to pay the entire amount upfront. The transaction is carried out with a swipe, as is the case with credit cards. Best of all, you can repay these dues every month and on affordable terms. 

 

The Bajaj Finserv EMI Network Card offers different plans with tenures of 1, 3, 6, 9, 12, 18, 24 or 60 months. Depending on your purchase, plans will be available during checkout. 

 

For example, you can buy the latest OnePlus smartphone on Amazon, a partner store, and choose to pay via the Bajaj Finserv EMI Network Card. In that case, you get the options of plans with repayment with set amounts and tenures across 6 months, 9 months and 12 months. 

 

You are free to choose whichever suits you. You can check out the Bajaj Finserv EMI Network card apply online process or apply at the offline partner stores. Now that you have a fair idea of how the Bajaj Finserv EMI Network Card works, read on to learn where and how to use the card.

Here are the steps to follow for offline and online purchases using the Bajaj Finserv EMI Network Card. 

1. Online

To use your Bajaj Finserv EMI Network Card at any of the partner stores, follow the steps below: 

• Step 1: Visit the website of the partner store

• Step 2: Browse through the wide variety of products, look at the specifications and compare different models and features

• Step 3: Finalise the one that fits your needs and purpose

• Step 4: Choose the Bajaj Finserv EMI Network card as your payment option on reaching the checkout window

• Step 5: Enter details such as the repayment tenure you want to opt for, ranging from 1 to 60 months

• Step 6: Add your personal details and confirm delivery details

 

Think of it as paying through a wallet but with the added advantage of No Cost EMIs.

2. Offline

The steps mentioned above clearly outline how the Bajaj EMI card works when shopping online. Thanks to the Bajaj Finserv EMI Network Card, you can shop products for up to ₹2 Lakhs on pocket-friendly EMIs. 

 

But how does the Bajaj Finserv EMI Network card work when you shop offline? Read on to find out.  

• Visit a partner store in person

• Select a suitable product 

• Choose to pay with your Bajaj Finserv EMI Network Card

• Choose a tenure you are comfortable with

• Provide your EMI card details

• Give the OTP details you receive on the mobile to complete your shopping 

It is that easy to purchase your favourite product using the Bajaj Finserv EMI Network Card via offline or online modes. You can easily apply for a card on Bajaj Markets and enjoy a plethora of benefits alongside affordability.